Hello everyone,

I wanted to add to the excellent points being raised, especially concerning
the lack of a proper solution.

The suggestion to simply "use the old app" is fundamentally flawed and an
unacceptable workaround for a bank of HDFC's stature. As some have already
noted, the old app often fails and redirects to the new, inaccessible one.
Furthermore, if a customer has uninstalled the old version, finding it and
re-configuring it from the Play Store is often a near-impossible task. We
are all entitled to the same, fully functional digital banking
experience—there should be no distinction between a "new" app for some
customers and an outdated one for others.

It is difficult to believe that the MD and Secretary of India's largest
private-sector bank would lack the authority to immediately address an
issue of legal non-compliance with the RPwD Act. The current, prolonged
inaccessibility is a serious breach of their obligations.

The core of this issue is our right to equal access and compliance with the
law. We must continue to push for a permanent fix, which is the only truly
acceptable resolution.

Thanks and regards,
Nitinbhai



On Wed, 4 Feb, 2026, 6:51 pm Amar Jain, <[email protected]> wrote:

> Fully agree with what Asif Bhaiya is saying, we should send them emails
> left right centre so that they are taken seriously
> Sent from my iPhone
>
> On 4 Feb 2026, at 11:52 AM, 'Mohammed Asif Asif Iqbal (IN)' via
> AccessIndia <[email protected]> wrote:
>
> 
> Ketan bhai,
> Sadly they explained me the same thing and they claim that our own Amar
> Jain is working with them to fix this issue.  I would suggest email needs
> to be bombarded to HDFC bank MD to ensure attention to customer like us.
> Thanks and regards
> Asif
>
>
> Linkedin: bit.ly/asifmaiqbal-li
>
>
>
>
> ------------------------------
> *From:* [email protected] <[email protected]>
> on behalf of Ketan Kothari <[email protected]>
> *Sent:* Wednesday, February 4, 2026 11:37 AM
> *To:* [email protected] <[email protected]>
> *Subject:* Re: [AI] Accessibility Issues in HDFC Mobile App & NetBanking
> - Request for Fixes in Line with RPwD Act, 2016
>
> Hello,
>
> I received a call from their development team and they are requesting me
> to use the old app till such time as they rectify these errors.  I hope
> they will do this quickly.
>
> On Wed, 4 Feb 2026 at 08:08, KONGALETI SATYANARAYANA <
> [email protected]> wrote:
>
> Dear Mahesh and all,
>
> I completely agree with the points raised. It is concerning that
> accessibility barriers remain prevalent across various banking
> applications, including HDFC.
>
> While organizations like Mission Accessibility are doing important work, I
> believe it is time for a broader range of voices to be heard. Based on my
> observations, this accessibility project in HDFC has been "in progress" for
> over two years now. While work may be happening in the background, it is
> unacceptable for standard applications to remain inaccessible for such an
> extended period.
>
> Relying solely on emails often feels ineffective, as they are frequently
> overlooked. Given the lack of tangible progress, we should consider serving
> a formal legal notice. This may be the only way to ensure these
> institutions take their obligations under the RPwD Act seriously and
> respect our right to independent and secure digital banking.
>
> Thanks and regards,
>
> Kongaleti Satyanarayana Reddy
>
> thanks and regards,
> Kongaleti Satyanarayana Reddy
>
>
> On Tue, Feb 3, 2026 at 10:04 PM Mahesh S. Panicker <
> [email protected]> wrote:
>
> HDFC really need to do some work on accessibility. Their home loan app on
> Android is totally disfunctional with TalkBack.
> Firstly they have issue with proper, reputed 3rd party keyboards like
> Microsoft Swiftkey Keyboard. Then if you bypass that, TalkBack is unable to
> provide any further feedback. Can't explore by touch, can't naviggate by
> swipe. Absolutely silent. 100 percent inaccessible.
>
> On Tue, Feb 3, 2026 at 7:40 PM megha patangi <[email protected]>
> wrote:
>
> I completely agree and echo the concerns listed below.
> I am an android user and equally blocked by the new HDFC mobile banking
> app. Also went and notified the bank manager of my home branch but haven't
> heard anything yet.
> This app and site inaccessibility is completely disabling my access and
> when I am dependent on others for assistance, it is killing my financial
> privacy and security.
>
>
>
> On Fri, Jan 30, 2026 at 2:41 PM Mujtaba Merchant <[email protected]>
> wrote:
>
> Dear HDFC Digital Banking Team,
>
>
>
> I am writing to highlight several accessibility challenges experienced
> while using both the HDFC Bank Mobile Banking App (iOS) and the HDFC
> NetBanking website. As a customer who relies on assistive technologies such
> as screen readers, these issues significantly impact my ability to use your
> digital services independently and securely.
>
>
>
> 1. Mobile App: Two Factor Authentication (2FA) Approval Screen
>
> During the NetBanking login process, when prompted to authorize sign in
> from the mobile app, the approval screen displays a “Swipe right to accept”
> instruction.
>
> However, this element is not exposed as an accessible control for screen
> readers and cannot be activated using assistive technology.
>
> Only the Decline option works as an actual actionable button.
>
> This creates a barrier for customers with disabilities, preventing us from
> completing a critical security step without sighted assistance.
>
>
>
> 2. NetBanking Website: OTP Page Produces Continuous Clicking Sound
>
> When the system directs the user to the OTP entry page, a repeated
> clicking sound is played due to a progress indicator.
>
> For screen reader users, this sound is extremely disorienting and
> interferes with the ability to focus on entering the OTP safely.
>
>
>
> 3. Unlabelled and Mislabeled Buttons (Mobile App & Website)
>
> Across both platforms, several buttons are:
>
> • Unlabelled
>
> • Incorrectly labelled
>
> • Announced inaccurately by screen readers
>
>
>
> This makes navigation unpredictable, error prone, and in some cases,
> impossible without external assistance.
>
>
>
> 4. Need for Compliance with the RPwD Act, 2016
>
> As per The Rights of Persons with Disabilities (RPwD) Act, 2016, enforced
> on April 19, 2017, all service providers—including banks—are required to
> ensure that their digital platforms are accessible to persons with
> disabilities.
>
> Accessibility is not only a legal requirement but also essential for
> inclusive and dignified digital banking.
>
>
>
> I kindly request your team to review and address these issues at the
> earliest by ensuring:
>
> • All UI controls are properly labelled and accessible
>
> • Approval screens use standard, screen reader compatible action buttons
>
> • Auditory distractions (such as unnecessary clicking sounds) are removed
> or made optional
>
> • Compliance with WCAG 2.1 AA and RPwD guidelines is validated before
> updates are released
>
>
>
> Improving accessibility will enhance the banking experience for thousands
> of customers who rely on assistive technology.
>
> Thank you for your attention to this important matter. I look forward to
> seeing improvements that make HDFC’s digital services truly inclusive.
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> Dr. Mahesh S. Panicker
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