If you have less than 500, electric companies want 2 months ahead of
time.. It gets worse if you get below 400...
On 2/14/22 2:09 PM, Brian Webster wrote:
I have no idea what my credit score is and have not needed to know it for the last 20
years. The only subscription stuff I have are electricity and phone lines. Cell phone
service I found good prepaid/debit card paid solutions that work great for me. I can
still do electronic transactions using debit/credit cards attached to my back accounts. I
can still book travel including pane tickets and such and haven't had any issues in that
time. The kicker though is that I am using my cash either in advance or immediately at
the time of purchase/consumption. The upside to that for me personally has been that I am
a bit more conservative in the things I spend that money on because I don't have that 30
day float. I am also forced to keep more money set aside for things that most people
consider "emergencies" that most people swear they need a credit card or two
for. Now admittedly because my business is consulting and not materials and inventory
based, I have had the luxury of being able to develop and live my life this way. Not
everyone in business can do that and I get and respect that point. I have also lived
through a couple of tough times (and an ex-wife) in my younger years where I believed I
absolutely had to have credit and credit cards etc. What I learned the hard way, was that
I was just living beyond my means and I didn't want to admit it. I was sucked in to the
consumerism and hadn't learned that some things are good enough and cost less. I
certainly don't miss the pressure of excessive debt load in my personal life.
Thank you,
Brian Webster
-----Original Message-----
From: AF [mailto:[email protected]] On Behalf Of Robert
Sent: Monday, February 14, 2022 4:48 PM
To: [email protected]
Subject: Re: [AFMUG] OT Numbers
Have you had a low ( less than 700 ) credit score in the last 15
years? It really does interesting things to when you buy any kind of
subscription service ( except ISP )....
On 2/14/22 12:38 PM, Brian Webster wrote:
If I am not borrowing money and getting in to or staying in debt, why the hell do I care
about my credit score anyway. That's just another construct people have been lulled in to
believing. I just save money and pay for this once I have the cash. I am also saving up
for my eventual care when I get old, not expecting the government to have to pay for my
old age care. You know actually thinking ahead and having a savings for those
eventualities and the fact that inflation happens at a faster pace when you are retired
and do not have any more earning power. The money has to last the rest of your life.
Inflation still happens after you retire. But my thoughts like that are lost on most of
society and like Mike Hammett is fond of quoting today "most" :-)
Thank you,
Brian Webster
-----Original Message-----
From: AF [mailto:[email protected]] On Behalf Of Robert Andrews
Sent: Monday, February 14, 2022 3:10 PM
To: [email protected]
Subject: Re: [AFMUG] OT Numbers
If you keep as little as $20 on only one of your credit cards, your
credit score goes up 50 points. This is the absolute proof that the
money changers are gaming the system... The confirmation of that is
the lowered rates for things like insurance for higher credit scores and
how higher credit scores contribute to your evaluation by HR for new jobs...
<part15sbs{at}gmail{dot}com>
On 2/14/2022 11:29 AM, Jan-GAMs wrote:
The bank really hates you if you have no debt, can't get a loan if you
have no debt. My newest car is 22 years old. My other work truck is
54. My house is paid for. I'm thinking of putting in solar panels
and converting my 3rd car into an EV and eventually converting the
house and well to solar too. F*** the greedy power company and the
rigged banks.
On 2/14/22 11:15, Brian Webster wrote:
Living in rural America I am not a fan of the range limitations. For
me it's not uncommon to have to take a trip 60 to 90 miles in one
direction and then back in the same day. It's also not uncommon to
want to take a trip and covers 300 or more miles in that day on the
long trip. I do not want to be limited to 250 miles before I have to
stop for an extended period to recharge. Personally that is a serious
limit on my personal freedom of movement. For instance it's not
uncommon for spring or winter breaks to drive from upstate NY to
Florida in a single 24 hour period. When you only have a week for
vacation tag team driving to get there with a carload of people is
still cheaper than try to fly everyone. Also the restriction of being
able to haul larger loads similarly are a big limitation. Having a 27
foot camper to load the family up and take a vacation is not possible
with the current availability of EV's out there.
Let's also consider the other elephant in the roof, the actual cost
of the vehicles. New car prices are outrageous. Personally I like to
buy used vehicles with higher mileage and typically pay less than 10
grand(usually a lot less) and pay cash for them. I haven't had a car
payment in over 15 years and do not want to be forced in to having to
do so. With getting closer to retirement age every year, I do not
want to be forced in to incurring debt. For me the goal is to be debt
free, not have to fork over 30 grand or more just to be able to
continue to transport myself around. People making decisions like no
more gas engines for lawn mowers and such, they tend to live in some
sort of state of constant debt, if they are in government they have
no concept of not being in debt. Most will think I am crazy for
thinking this way because society just wants to accept that debt is a
necessary way of life. That debt for purchasing and converting to
EV's and getting away from fossil fuels is in my mind not being
fairly considered in the process.
Thank you,
Brian Webster
-----Original Message-----
From: AF [mailto:[email protected]] On Behalf Of Robert Andrews
Sent: Monday, February 14, 2022 1:49 PM
To: [email protected]
Subject: Re: [AFMUG] OT Numbers
There are also a bunch of real life tests published on Youtube. Seems
like everyone in the cold wanted to either brag or complain...
On 2/14/22 09:56, [email protected] wrote:
Since a lot of you guys seem to have first hand experience with the
EV’s
Ill ask. How do they do on range in cold environments? We have often
wondered how they heat the inside of the vehicle in -10F and how it
affects the range of the vehicle. Those temps are common for us in
January and February.
Thanks,
Brandon
*From:* AF <[email protected]> *On Behalf Of *Bill Prince
*Sent:* Monday, February 14, 2022 11:15 AM
*To:* [email protected]
*Subject:* Re: [AFMUG] OT Numbers
It's not thye electric motors that are at fault. Once the battery tech
gets sorted out, there will be no good reason to use dino-fuel.
bp
<part15sbs{at}gmail{dot}com>
On 2/14/2022 9:11 AM, Mike Hammett wrote:
Sure, but efficiency isn't everything. Fortunately, EVs are also
better at torque than diesel and gasoline.
Where they don't shine is range when actually working.
-----
Mike Hammett
Intelligent Computing Solutions <http://www.ics-il.com/>
<https://www.facebook.com/ICSIL><https://plus.google.com/+IntelligentComputingSolutionsDeKalb><https://www.linkedin.com/company/intelligent-computing-solutions><https://twitter.com/ICSIL>
Midwest Internet Exchange <http://www.midwest-ix.com/>
<https://www.facebook.com/mdwestix><https://www.linkedin.com/company/midwest-internet-exchange><https://twitter.com/mdwestix>
The Brothers WISP <http://www.thebrotherswisp.com/>
<https://www.facebook.com/thebrotherswisp>
<https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
------------------------------------------------------------------------
*From: *"Bill Prince" <[email protected]>
<mailto:[email protected]>
*To: *[email protected] <mailto:[email protected]>
*Sent: *Monday, February 14, 2022 11:06:28 AM
*Subject: *Re: [AFMUG] OT Numbers
It's approximately 33 KWH of electricity is equivalent to 1 gallon
of gasoline (probably less for diesel), so EVs with 60-80 KWH
batteries are running a couple hundred miles (or more) on the
rough
equivalent of < 3 gallons of gas.
bp
<part15sbs{at}gmail{dot}com>
On 2/14/2022 8:20 AM, Mike Hammett wrote:
The funny thing is that while diesel has superior
performance to
gasoline in many ways, EVs have superior performance to diesel
in many ways.
Kinda ironic...
-----
Mike Hammett
Intelligent Computing Solutions <http://www.ics-il.com/>
<https://www.facebook.com/ICSIL><https://plus.google.com/+IntelligentComputingSolutionsDeKalb><https://www.linkedin.com/company/intelligent-computing-solutions><https://twitter.com/ICSIL>
Midwest Internet Exchange <http://www.midwest-ix.com/>
<https://www.facebook.com/mdwestix><https://www.linkedin.com/company/midwest-internet-exchange><https://twitter.com/mdwestix>
The Brothers WISP <http://www.thebrotherswisp.com/>
<https://www.facebook.com/thebrotherswisp>
<https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
------------------------------------------------------------------------
*From: *"Bill Prince" <[email protected]>
<mailto:[email protected]>
*To: *[email protected] <mailto:[email protected]>
*Sent: *Monday, February 14, 2022 9:46:36 AM
*Subject: *Re: [AFMUG] OT Numbers
It's called "rolling coal", and it is all the rage for people
who think EVs are the devil's spawn.
bp
<part15sbs{at}gmail{dot}com>
On 2/14/2022 6:38 AM, Jan-GAMs wrote:
In the past year I've observed that agressive driving
seems
to be the norm now. More assholes, especially pickups
using
farm diesel (black-foul-smelling-smoke). I been
thinking of
investing in a stash of bumper stickers to stick on their
trucks that says "shoot me please".
On 2/13/22 12:28, Steve Jones wrote:
Its possible that with the lower threshold more folks
were able to be arrested before they couldgo fora
croaker cruise.
Its more probable though that ride sharing grew during
that period and the generation of party drinkers
used it
more as a matter of trend.
Drinking establishments being closed or otherwise
inaccessible due to the rona too probably playeda huge
role, like the seeming disappearance of flu.
On Sun, Feb 13, 2022, 1:33 PM Chuck McCown via AF
<[email protected] <mailto:[email protected]>> wrote:
During Covid, in Utah, there have been the highest
rate of deaths ever recorded due to car crashes.
Meanwhile, at approximately the same time another
experiment was running.
Late 2018 Utah lowered the blood alcohol level for
driving from .08 to .05%.
Many, including myself, figured that there
would not
be a significant difference.
But I also commented at the time that this one
will
be easy to prove or disprove.
Deaths and crashes linked to drunken driving
dropped
by 19.8% since the law took effect. I think one
could say that is statistically significant.
Glad I
was wrong.
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