I was thinking more because women live longer than men.

On Tue, Feb 15, 2022 at 11:34 AM <[email protected]> wrote:

> Maybe testicle driven thought patterns spike again at age 40 when we all
> realize death is looming.
>
>
>
> *From:* [email protected] <[email protected]>
> *Sent:* Tuesday, February 15, 2022 11:31 AM
> *To:* 'AnimalFarm Microwave Users Group' <[email protected]>
> *Subject:* RE: [AFMUG] OT Numbers
>
>
>
> I know males under 25 are considered a higher risk, but are males of any
> age always a higher risk?
>
>
>
> I’m not very well versed in Actuarial Science, but my intuition would be
> that the probability of thinking with your huevos should decrease linearly
> with age.
>
>
>
>
>
>
>
> *From:* AF <[email protected]> *On Behalf Of *Josh Luthman
> *Sent:* Tuesday, February 15, 2022 10:34 AM
> *To:* AnimalFarm Microwave Users Group <[email protected]>
> *Subject:* Re: [AFMUG] OT Numbers
>
>
>
> Honestly...probably because she's a woman.  Maybe there are more/less
> items on her specifically compared to you?
>
>
>
> On Mon, Feb 14, 2022 at 9:00 PM Bill Prince <[email protected]> wrote:
>
> I think 830-840 was the highest we've ever gotten. For reasons I don't
> fully comprehend, my SO's FICO is almost always a few points higher than
> mine.
>
>
> bp
> <part15sbs{at}gmail{dot}com>
>
> On 2/14/2022 1:54 PM, Chuck McCown via AF wrote:
> > You got me thinking, so I checked my FICO.  Not to brag but I will
> > brag that I have 829 839 839.
> > How in the hell can I get those last 11 points?
> >
> > -----Original Message----- From: Robert
> > Sent: Monday, February 14, 2022 2:47 PM
> > To: [email protected]
> > Subject: Re: [AFMUG] OT Numbers
> >
> > Have you had a low ( less than 700 ) credit score in the last 15
> > years?   It really does interesting things to when you buy any kind of
> > subscription service ( except ISP )....
> >
> > On 2/14/22 12:38 PM, Brian Webster wrote:
> >> If I am not borrowing money and getting in to or staying in debt, why
> >> the hell do I care about my credit score anyway. That's just another
> >> construct people have been lulled in to believing. I just save money
> >> and pay for this once I have the cash. I am also saving up for my
> >> eventual care when I get old, not expecting the government to have to
> >> pay for my old age care. You know actually thinking ahead and having
> >> a savings for those eventualities and the fact that inflation happens
> >> at a faster pace when you are retired and do not have any more
> >> earning power. The money has to last the rest of your life. Inflation
> >> still happens after you retire. But my thoughts like that are lost on
> >> most of society and like Mike Hammett is fond of quoting today
> >> "most"  :-)
> >>
> >>
> >> Thank you,
> >> Brian Webster
> >>
> >>
> >> -----Original Message-----
> >> From: AF [mailto:[email protected]] On Behalf Of Robert Andrews
> >> Sent: Monday, February 14, 2022 3:10 PM
> >> To: [email protected]
> >> Subject: Re: [AFMUG] OT Numbers
> >>
> >> If you keep as little as $20 on only one of your credit cards, your
> >> credit score goes up 50 points.   This is the absolute proof that the
> >> money changers are gaming the system...   The confirmation of that is
> >> the lowered rates for things like insurance for higher credit scores and
> >> how higher credit scores contribute to your evaluation by HR for new
> >> jobs...
> >>> <part15sbs{at}gmail{dot}com>
> >>>
> >>> On 2/14/2022 11:29 AM, Jan-GAMs wrote:
> >>>> The bank really hates you if you have no debt, can't get a loan if you
> >>>> have no debt.  My newest car is 22 years old.  My other work truck is
> >>>> 54.  My house is paid for.  I'm thinking of putting in solar panels
> >>>> and converting my 3rd car into an EV and eventually converting the
> >>>> house and well to solar too.  F*** the greedy power company and the
> >>>> rigged banks.
> >>>>
> >>>> On 2/14/22 11:15, Brian Webster wrote:
> >>>>> Living in rural America I am not a fan of the range limitations. For
> >>>>> me it's not uncommon to have to take a trip 60 to 90 miles in one
> >>>>> direction and then back in the same day. It's also not uncommon to
> >>>>> want to take a trip and covers 300 or more miles in that day on the
> >>>>> long trip. I do not want to be limited to 250 miles before I have to
> >>>>> stop for an extended period to recharge. Personally that is a serious
> >>>>> limit on my personal freedom of movement. For instance it's not
> >>>>> uncommon for spring or winter breaks to drive from upstate NY to
> >>>>> Florida in a single 24 hour period. When you only have a week for
> >>>>> vacation tag team driving to get there with a carload of people is
> >>>>> still cheaper than try to fly everyone. Also the restriction of being
> >>>>> able to haul larger loads similarly are a big limitation. Having a 27
> >>>>> foot camper to load the family up and take a vacation is not possible
> >>>>> with the current availability of EV's out there.
> >>>>>
> >>>>> Let's also consider the other elephant in the roof, the actual cost
> >>>>> of the vehicles. New car prices are outrageous. Personally I like to
> >>>>> buy used vehicles with higher mileage and typically pay less than 10
> >>>>> grand(usually a lot less) and pay cash for them. I haven't had a car
> >>>>> payment in over 15 years and do not want to be forced in to having to
> >>>>> do so. With getting closer to retirement age every year, I do not
> >>>>> want to be forced in to incurring debt. For me the goal is to be debt
> >>>>> free, not have to fork over 30 grand or more just to be able to
> >>>>> continue to transport myself around. People making decisions like no
> >>>>> more gas engines for lawn mowers and such, they tend to live in some
> >>>>> sort of state of constant debt, if they are in government they have
> >>>>> no concept of not being in debt. Most will think I am crazy for
> >>>>> thinking this way because society just wants to accept that debt is a
> >>>>> necessary way of life. That debt for purchasing and converting to
> >>>>> EV's and getting away from fossil fuels is in my mind not being
> >>>>> fairly considered in the process.
> >>>>>
> >>>>> Thank you,
> >>>>> Brian Webster
> >>>>>
> >>>>>
> >>>>> -----Original Message-----
> >>>>> From: AF [mailto:[email protected]] On Behalf Of Robert
> Andrews
> >>>>> Sent: Monday, February 14, 2022 1:49 PM
> >>>>> To: [email protected]
> >>>>> Subject: Re: [AFMUG] OT Numbers
> >>>>>
> >>>>> There are also a bunch of real life tests published on Youtube.
> >>>>> Seems
> >>>>> like everyone in the cold wanted to either brag or complain...
> >>>>>
> >>>>> On 2/14/22 09:56, [email protected] wrote:
> >>>>>> Since a lot of you guys seem to have first hand experience with the
> >>>>>> EV’s
> >>>>>> Ill ask. How do they do on range in cold environments? We have often
> >>>>>> wondered how they heat the inside of the vehicle in -10F and how it
> >>>>>> affects the range of the vehicle. Those temps are common for us in
> >>>>>> January and February.
> >>>>>>
> >>>>>> Thanks,
> >>>>>>
> >>>>>> Brandon
> >>>>>>
> >>>>>> *From:* AF <[email protected]> *On Behalf Of *Bill Prince
> >>>>>> *Sent:* Monday, February 14, 2022 11:15 AM
> >>>>>> *To:* [email protected]
> >>>>>> *Subject:* Re: [AFMUG] OT Numbers
> >>>>>>
> >>>>>> It's not thye electric motors that are at fault. Once the battery
> >>>>>> tech
> >>>>>> gets sorted out, there will be no good reason to use dino-fuel.
> >>>>>>
> >>>>>> bp
> >>>>>>
> >>>>>> <part15sbs{at}gmail{dot}com>
> >>>>>>
> >>>>>> On 2/14/2022 9:11 AM, Mike Hammett wrote:
> >>>>>>
> >>>>>>       Sure, but efficiency isn't everything. Fortunately, EVs are
> >>>>>> also
> >>>>>>       better at torque than diesel and gasoline.
> >>>>>>
> >>>>>>       Where they don't shine is range when actually working.
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>       -----
> >>>>>>       Mike Hammett
> >>>>>>       Intelligent Computing Solutions <http://www.ics-il.com/>
> >>>>>> <https://www.facebook.com/ICSIL><
> https://plus.google.com/+IntelligentComputingSolutionsDeKalb><
> https://www.linkedin.com/company/intelligent-computing-solutions><
> https://twitter.com/ICSIL>
> >>>>>>
> >>>>>>
> >>>>>>       Midwest Internet Exchange <http://www.midwest-ix.com/>
> >>>>>> <https://www.facebook.com/mdwestix><
> https://www.linkedin.com/company/midwest-internet-exchange><
> https://twitter.com/mdwestix>
> >>>>>>
> >>>>>>
> >>>>>>       The Brothers WISP <http://www.thebrotherswisp.com/>
> >>>>>>       <https://www.facebook.com/thebrotherswisp>
> >>>>>>
> >>>>>>
> >>>>>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
> >>>>>>
> >>>>>>
> ------------------------------------------------------------------------
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>       *From: *"Bill Prince" <[email protected]>
> >>>>>> <mailto:[email protected]>
> >>>>>>       *To: *[email protected] <mailto:[email protected]>
> >>>>>>       *Sent: *Monday, February 14, 2022 11:06:28 AM
> >>>>>>       *Subject: *Re: [AFMUG] OT Numbers
> >>>>>>
> >>>>>>       It's approximately 33 KWH of electricity is equivalent to 1
> >>>>>> gallon
> >>>>>>       of gasoline (probably less for diesel), so EVs with 60-80 KWH
> >>>>>>       batteries are running a couple hundred miles (or more) on the
> >>>>>> rough
> >>>>>>       equivalent of < 3 gallons of gas.
> >>>>>>
> >>>>>>       bp
> >>>>>>
> >>>>>>       <part15sbs{at}gmail{dot}com>
> >>>>>>
> >>>>>>       On 2/14/2022 8:20 AM, Mike Hammett wrote:
> >>>>>>
> >>>>>>           The funny thing is that while diesel has superior
> >>>>>> performance to
> >>>>>>           gasoline in many ways, EVs have superior performance to
> >>>>>> diesel
> >>>>>>           in many ways.
> >>>>>>
> >>>>>>           Kinda ironic...
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>           -----
> >>>>>>           Mike Hammett
> >>>>>>           Intelligent Computing Solutions <http://www.ics-il.com/>
> >>>>>> <https://www.facebook.com/ICSIL><
> https://plus.google.com/+IntelligentComputingSolutionsDeKalb><
> https://www.linkedin.com/company/intelligent-computing-solutions><
> https://twitter.com/ICSIL>
> >>>>>>
> >>>>>>
> >>>>>>           Midwest Internet Exchange <http://www.midwest-ix.com/>
> >>>>>> <https://www.facebook.com/mdwestix><
> https://www.linkedin.com/company/midwest-internet-exchange><
> https://twitter.com/mdwestix>
> >>>>>>
> >>>>>>
> >>>>>>           The Brothers WISP <http://www.thebrotherswisp.com/>
> >>>>>> <https://www.facebook.com/thebrotherswisp>
> >>>>>>
> >>>>>>
> >>>>>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
> >>>>>>
> >>>>>>
> ------------------------------------------------------------------------
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>           *From: *"Bill Prince" <[email protected]>
> >>>>>>           <mailto:[email protected]>
> >>>>>>           *To: *[email protected] <mailto:[email protected]>
> >>>>>>           *Sent: *Monday, February 14, 2022 9:46:36 AM
> >>>>>>           *Subject: *Re: [AFMUG] OT Numbers
> >>>>>>
> >>>>>>           It's called "rolling coal", and it is all the rage for
> >>>>>> people
> >>>>>>           who think EVs are the devil's spawn.
> >>>>>>
> >>>>>>           bp
> >>>>>>
> >>>>>>           <part15sbs{at}gmail{dot}com>
> >>>>>>
> >>>>>>           On 2/14/2022 6:38 AM, Jan-GAMs wrote:
> >>>>>>
> >>>>>>               In the past year I've observed that agressive driving
> >>>>>> seems
> >>>>>>               to be the norm now.  More assholes, especially pickups
> >>>>>> using
> >>>>>>               farm diesel (black-foul-smelling-smoke). I been
> >>>>>> thinking of
> >>>>>>               investing in a stash of bumper stickers to stick on
> >>>>>> their
> >>>>>>               trucks that says "shoot me please".
> >>>>>>
> >>>>>>               On 2/13/22 12:28, Steve Jones wrote:
> >>>>>>
> >>>>>>                   Its possible that with the lower threshold more
> >>>>>> folks
> >>>>>>                   were able to be arrested before they couldgo fora
> >>>>>>                   croaker cruise.
> >>>>>>
> >>>>>>                   Its more probable though that ride sharing grew
> >>>>>> during
> >>>>>>                   that period and the generation of party drinkers
> >>>>>> used it
> >>>>>>                   more as a matter of trend.
> >>>>>>
> >>>>>>                   Drinking establishments being closed or otherwise
> >>>>>>                   inaccessible due to the rona too probably
> >>>>>> playeda huge
> >>>>>>                   role, like the seeming disappearance of flu.
> >>>>>>
> >>>>>>                   On Sun, Feb 13, 2022, 1:33 PM Chuck McCown via AF
> >>>>>>                   <[email protected] <mailto:[email protected]>> wrote:
> >>>>>>
> >>>>>>                       During Covid, in Utah, there have been the
> >>>>>> highest
> >>>>>>                       rate of deaths ever recorded due to car
> >>>>>> crashes.
> >>>>>>
> >>>>>>                       Meanwhile, at approximately the same time
> >>>>>> another
> >>>>>>                       experiment was running.
> >>>>>>
> >>>>>>                       Late 2018 Utah lowered the blood alcohol
> >>>>>> level for
> >>>>>>                       driving from .08 to .05%.
> >>>>>>
> >>>>>>                       Many, including myself, figured that there
> >>>>>> would not
> >>>>>>                       be a significant difference.
> >>>>>>
> >>>>>>                       But I also commented at the time that this one
> >>>>>> will
> >>>>>>                       be easy to prove or disprove.
> >>>>>>
> >>>>>>                       Deaths and crashes linked to drunken driving
> >>>>>> dropped
> >>>>>>                       by 19.8% since the law took effect.  I
> >>>>>> think one
> >>>>>>                       could say that is statistically significant.
> >>>>>> Glad I
> >>>>>>                       was wrong.
> >>>>>>
> >>>>>>                       --
> >>>>>>                       AF mailing list
> >>>>>>                       [email protected] <mailto:[email protected]>
> >>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
> >>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>           --
> >>>>>>           AF mailing list
> >>>>>>           [email protected] <mailto:[email protected]>
> >>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
> >>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>       --
> >>>>>>       AF mailing list
> >>>>>>       [email protected] <mailto:[email protected]>
> >>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
> >>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>>
> >
> >
>
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