Honestly...probably because she's a woman. Maybe there are more/less
items on her specifically compared to you?
On Mon, Feb 14, 2022 at 9:00 PM Bill Prince <[email protected]> wrote:
I think 830-840 was the highest we've ever gotten. For reasons I
don't
fully comprehend, my SO's FICO is almost always a few points
higher than
mine.
bp
<part15sbs{at}gmail{dot}com>
On 2/14/2022 1:54 PM, Chuck McCown via AF wrote:
> You got me thinking, so I checked my FICO. Not to brag but I will
> brag that I have 829 839 839.
> How in the hell can I get those last 11 points?
>
> -----Original Message----- From: Robert
> Sent: Monday, February 14, 2022 2:47 PM
> To: [email protected]
> Subject: Re: [AFMUG] OT Numbers
>
> Have you had a low ( less than 700 ) credit score in the last 15
> years? It really does interesting things to when you buy any
kind of
> subscription service ( except ISP )....
>
> On 2/14/22 12:38 PM, Brian Webster wrote:
>> If I am not borrowing money and getting in to or staying in
debt, why
>> the hell do I care about my credit score anyway. That's just
another
>> construct people have been lulled in to believing. I just save
money
>> and pay for this once I have the cash. I am also saving up for my
>> eventual care when I get old, not expecting the government to
have to
>> pay for my old age care. You know actually thinking ahead and
having
>> a savings for those eventualities and the fact that inflation
happens
>> at a faster pace when you are retired and do not have any more
>> earning power. The money has to last the rest of your life.
Inflation
>> still happens after you retire. But my thoughts like that are
lost on
>> most of society and like Mike Hammett is fond of quoting today
>> "most" :-)
>>
>>
>> Thank you,
>> Brian Webster
>>
>>
>> -----Original Message-----
>> From: AF [mailto:[email protected]] On Behalf Of Robert
Andrews
>> Sent: Monday, February 14, 2022 3:10 PM
>> To: [email protected]
>> Subject: Re: [AFMUG] OT Numbers
>>
>> If you keep as little as $20 on only one of your credit cards, your
>> credit score goes up 50 points. This is the absolute proof
that the
>> money changers are gaming the system... The confirmation of
that is
>> the lowered rates for things like insurance for higher credit
scores and
>> how higher credit scores contribute to your evaluation by HR
for new
>> jobs...
>>> <part15sbs{at}gmail{dot}com>
>>>
>>> On 2/14/2022 11:29 AM, Jan-GAMs wrote:
>>>> The bank really hates you if you have no debt, can't get a
loan if you
>>>> have no debt. My newest car is 22 years old. My other work
truck is
>>>> 54. My house is paid for. I'm thinking of putting in solar
panels
>>>> and converting my 3rd car into an EV and eventually
converting the
>>>> house and well to solar too. F*** the greedy power company
and the
>>>> rigged banks.
>>>>
>>>> On 2/14/22 11:15, Brian Webster wrote:
>>>>> Living in rural America I am not a fan of the range
limitations. For
>>>>> me it's not uncommon to have to take a trip 60 to 90 miles
in one
>>>>> direction and then back in the same day. It's also not
uncommon to
>>>>> want to take a trip and covers 300 or more miles in that day
on the
>>>>> long trip. I do not want to be limited to 250 miles before I
have to
>>>>> stop for an extended period to recharge. Personally that is
a serious
>>>>> limit on my personal freedom of movement. For instance it's not
>>>>> uncommon for spring or winter breaks to drive from upstate NY to
>>>>> Florida in a single 24 hour period. When you only have a
week for
>>>>> vacation tag team driving to get there with a carload of
people is
>>>>> still cheaper than try to fly everyone. Also the restriction
of being
>>>>> able to haul larger loads similarly are a big limitation.
Having a 27
>>>>> foot camper to load the family up and take a vacation is not
possible
>>>>> with the current availability of EV's out there.
>>>>>
>>>>> Let's also consider the other elephant in the roof, the
actual cost
>>>>> of the vehicles. New car prices are outrageous. Personally I
like to
>>>>> buy used vehicles with higher mileage and typically pay less
than 10
>>>>> grand(usually a lot less) and pay cash for them. I haven't
had a car
>>>>> payment in over 15 years and do not want to be forced in to
having to
>>>>> do so. With getting closer to retirement age every year, I
do not
>>>>> want to be forced in to incurring debt. For me the goal is
to be debt
>>>>> free, not have to fork over 30 grand or more just to be able to
>>>>> continue to transport myself around. People making decisions
like no
>>>>> more gas engines for lawn mowers and such, they tend to live
in some
>>>>> sort of state of constant debt, if they are in government
they have
>>>>> no concept of not being in debt. Most will think I am crazy for
>>>>> thinking this way because society just wants to accept that
debt is a
>>>>> necessary way of life. That debt for purchasing and
converting to
>>>>> EV's and getting away from fossil fuels is in my mind not being
>>>>> fairly considered in the process.
>>>>>
>>>>> Thank you,
>>>>> Brian Webster
>>>>>
>>>>>
>>>>> -----Original Message-----
>>>>> From: AF [mailto:[email protected]] On Behalf Of
Robert Andrews
>>>>> Sent: Monday, February 14, 2022 1:49 PM
>>>>> To: [email protected]
>>>>> Subject: Re: [AFMUG] OT Numbers
>>>>>
>>>>> There are also a bunch of real life tests published on Youtube.
>>>>> Seems
>>>>> like everyone in the cold wanted to either brag or complain...
>>>>>
>>>>> On 2/14/22 09:56, [email protected] wrote:
>>>>>> Since a lot of you guys seem to have first hand experience
with the
>>>>>> EV’s
>>>>>> Ill ask. How do they do on range in cold environments? We
have often
>>>>>> wondered how they heat the inside of the vehicle in -10F
and how it
>>>>>> affects the range of the vehicle. Those temps are common
for us in
>>>>>> January and February.
>>>>>>
>>>>>> Thanks,
>>>>>>
>>>>>> Brandon
>>>>>>
>>>>>> *From:* AF <[email protected]> *On Behalf Of *Bill Prince
>>>>>> *Sent:* Monday, February 14, 2022 11:15 AM
>>>>>> *To:* [email protected]
>>>>>> *Subject:* Re: [AFMUG] OT Numbers
>>>>>>
>>>>>> It's not thye electric motors that are at fault. Once the
battery
>>>>>> tech
>>>>>> gets sorted out, there will be no good reason to use dino-fuel.
>>>>>>
>>>>>> bp
>>>>>>
>>>>>> <part15sbs{at}gmail{dot}com>
>>>>>>
>>>>>> On 2/14/2022 9:11 AM, Mike Hammett wrote:
>>>>>>
>>>>>> Sure, but efficiency isn't everything. Fortunately,
EVs are
>>>>>> also
>>>>>> better at torque than diesel and gasoline.
>>>>>>
>>>>>> Where they don't shine is range when actually working.
>>>>>>
>>>>>>
>>>>>>
>>>>>> -----
>>>>>> Mike Hammett
>>>>>> Intelligent Computing Solutions <http://www.ics-il.com/>
>>>>>>
<https://www.facebook.com/ICSIL><https://plus.google.com/+IntelligentComputingSolutionsDeKalb><https://www.linkedin.com/company/intelligent-computing-solutions><https://twitter.com/ICSIL>
>>>>>>
>>>>>>
>>>>>> Midwest Internet Exchange <http://www.midwest-ix.com/>
>>>>>>
<https://www.facebook.com/mdwestix><https://www.linkedin.com/company/midwest-internet-exchange><https://twitter.com/mdwestix>
>>>>>>
>>>>>>
>>>>>> The Brothers WISP <http://www.thebrotherswisp.com/>
>>>>>> <https://www.facebook.com/thebrotherswisp>
>>>>>>
>>>>>>
>>>>>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
>>>>>>
>>>>>>
------------------------------------------------------------------------
>>>>>>
>>>>>>
>>>>>>
>>>>>> *From: *"Bill Prince" <[email protected]>
>>>>>> <mailto:[email protected]>
>>>>>> *To: *[email protected] <mailto:[email protected]>
>>>>>> *Sent: *Monday, February 14, 2022 11:06:28 AM
>>>>>> *Subject: *Re: [AFMUG] OT Numbers
>>>>>>
>>>>>> It's approximately 33 KWH of electricity is
equivalent to 1
>>>>>> gallon
>>>>>> of gasoline (probably less for diesel), so EVs with
60-80 KWH
>>>>>> batteries are running a couple hundred miles (or
more) on the
>>>>>> rough
>>>>>> equivalent of < 3 gallons of gas.
>>>>>>
>>>>>> bp
>>>>>>
>>>>>> <part15sbs{at}gmail{dot}com>
>>>>>>
>>>>>> On 2/14/2022 8:20 AM, Mike Hammett wrote:
>>>>>>
>>>>>> The funny thing is that while diesel has superior
>>>>>> performance to
>>>>>> gasoline in many ways, EVs have superior
performance to
>>>>>> diesel
>>>>>> in many ways.
>>>>>>
>>>>>> Kinda ironic...
>>>>>>
>>>>>>
>>>>>>
>>>>>> -----
>>>>>> Mike Hammett
>>>>>> Intelligent Computing Solutions
<http://www.ics-il.com/>
>>>>>>
<https://www.facebook.com/ICSIL><https://plus.google.com/+IntelligentComputingSolutionsDeKalb><https://www.linkedin.com/company/intelligent-computing-solutions><https://twitter.com/ICSIL>
>>>>>>
>>>>>>
>>>>>> Midwest Internet Exchange
<http://www.midwest-ix.com/>
>>>>>>
<https://www.facebook.com/mdwestix><https://www.linkedin.com/company/midwest-internet-exchange><https://twitter.com/mdwestix>
>>>>>>
>>>>>>
>>>>>> The Brothers WISP <http://www.thebrotherswisp.com/>
>>>>>> <https://www.facebook.com/thebrotherswisp>
>>>>>>
>>>>>>
>>>>>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
>>>>>>
>>>>>>
------------------------------------------------------------------------
>>>>>>
>>>>>>
>>>>>>
>>>>>> *From: *"Bill Prince" <[email protected]>
>>>>>> <mailto:[email protected]>
>>>>>> *To: *[email protected] <mailto:[email protected]>
>>>>>> *Sent: *Monday, February 14, 2022 9:46:36 AM
>>>>>> *Subject: *Re: [AFMUG] OT Numbers
>>>>>>
>>>>>> It's called "rolling coal", and it is all the
rage for
>>>>>> people
>>>>>> who think EVs are the devil's spawn.
>>>>>>
>>>>>> bp
>>>>>>
>>>>>> <part15sbs{at}gmail{dot}com>
>>>>>>
>>>>>> On 2/14/2022 6:38 AM, Jan-GAMs wrote:
>>>>>>
>>>>>> In the past year I've observed that agressive
driving
>>>>>> seems
>>>>>> to be the norm now. More assholes, especially
pickups
>>>>>> using
>>>>>> farm diesel (black-foul-smelling-smoke). I been
>>>>>> thinking of
>>>>>> investing in a stash of bumper stickers to
stick on
>>>>>> their
>>>>>> trucks that says "shoot me please".
>>>>>>
>>>>>> On 2/13/22 12:28, Steve Jones wrote:
>>>>>>
>>>>>> Its possible that with the lower
threshold more
>>>>>> folks
>>>>>> were able to be arrested before they
couldgo fora
>>>>>> croaker cruise.
>>>>>>
>>>>>> Its more probable though that ride
sharing grew
>>>>>> during
>>>>>> that period and the generation of party
drinkers
>>>>>> used it
>>>>>> more as a matter of trend.
>>>>>>
>>>>>> Drinking establishments being closed or
otherwise
>>>>>> inaccessible due to the rona too probably
>>>>>> playeda huge
>>>>>> role, like the seeming disappearance of flu.
>>>>>>
>>>>>> On Sun, Feb 13, 2022, 1:33 PM Chuck
McCown via AF
>>>>>> <[email protected]
<mailto:[email protected]>> wrote:
>>>>>>
>>>>>> During Covid, in Utah, there have
been the
>>>>>> highest
>>>>>> rate of deaths ever recorded due to car
>>>>>> crashes.
>>>>>>
>>>>>> Meanwhile, at approximately the same
time
>>>>>> another
>>>>>> experiment was running.
>>>>>>
>>>>>> Late 2018 Utah lowered the blood alcohol
>>>>>> level for
>>>>>> driving from .08 to .05%.
>>>>>>
>>>>>> Many, including myself, figured that
there
>>>>>> would not
>>>>>> be a significant difference.
>>>>>>
>>>>>> But I also commented at the time that
this one
>>>>>> will
>>>>>> be easy to prove or disprove.
>>>>>>
>>>>>> Deaths and crashes linked to drunken
driving
>>>>>> dropped
>>>>>> by 19.8% since the law took effect. I
>>>>>> think one
>>>>>> could say that is statistically
significant.
>>>>>> Glad I
>>>>>> was wrong.
>>>>>>
>>>>>> --
>>>>>> AF mailing list
>>>>>> [email protected] <mailto:[email protected]>
>>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> --
>>>>>> AF mailing list
>>>>>> [email protected] <mailto:[email protected]>
>>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> --
>>>>>> AF mailing list
>>>>>> [email protected] <mailto:[email protected]>
>>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>
>
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