My wife has a big asset, thats for sure.
On Tue, Feb 15, 2022, 12:57 PM Bill Prince <[email protected]> wrote:
> Probably (and this is pure speculation) is that I get all the debts, and
> she gets all the assets.
>
>
> bp
> <part15sbs{at}gmail{dot}com>
>
> On 2/15/2022 7:33 AM, Josh Luthman wrote:
>
> Honestly...probably because she's a woman. Maybe there are more/less
> items on her specifically compared to you?
>
> On Mon, Feb 14, 2022 at 9:00 PM Bill Prince <[email protected]> wrote:
>
>> I think 830-840 was the highest we've ever gotten. For reasons I don't
>> fully comprehend, my SO's FICO is almost always a few points higher than
>> mine.
>>
>>
>> bp
>> <part15sbs{at}gmail{dot}com>
>>
>> On 2/14/2022 1:54 PM, Chuck McCown via AF wrote:
>> > You got me thinking, so I checked my FICO. Not to brag but I will
>> > brag that I have 829 839 839.
>> > How in the hell can I get those last 11 points?
>> >
>> > -----Original Message----- From: Robert
>> > Sent: Monday, February 14, 2022 2:47 PM
>> > To: [email protected]
>> > Subject: Re: [AFMUG] OT Numbers
>> >
>> > Have you had a low ( less than 700 ) credit score in the last 15
>> > years? It really does interesting things to when you buy any kind of
>> > subscription service ( except ISP )....
>> >
>> > On 2/14/22 12:38 PM, Brian Webster wrote:
>> >> If I am not borrowing money and getting in to or staying in debt, why
>> >> the hell do I care about my credit score anyway. That's just another
>> >> construct people have been lulled in to believing. I just save money
>> >> and pay for this once I have the cash. I am also saving up for my
>> >> eventual care when I get old, not expecting the government to have to
>> >> pay for my old age care. You know actually thinking ahead and having
>> >> a savings for those eventualities and the fact that inflation happens
>> >> at a faster pace when you are retired and do not have any more
>> >> earning power. The money has to last the rest of your life. Inflation
>> >> still happens after you retire. But my thoughts like that are lost on
>> >> most of society and like Mike Hammett is fond of quoting today
>> >> "most" :-)
>> >>
>> >>
>> >> Thank you,
>> >> Brian Webster
>> >>
>> >>
>> >> -----Original Message-----
>> >> From: AF [mailto:[email protected]] On Behalf Of Robert Andrews
>> >> Sent: Monday, February 14, 2022 3:10 PM
>> >> To: [email protected]
>> >> Subject: Re: [AFMUG] OT Numbers
>> >>
>> >> If you keep as little as $20 on only one of your credit cards, your
>> >> credit score goes up 50 points. This is the absolute proof that the
>> >> money changers are gaming the system... The confirmation of that is
>> >> the lowered rates for things like insurance for higher credit scores
>> and
>> >> how higher credit scores contribute to your evaluation by HR for new
>> >> jobs...
>> >>> <part15sbs{at}gmail{dot}com>
>> >>>
>> >>> On 2/14/2022 11:29 AM, Jan-GAMs wrote:
>> >>>> The bank really hates you if you have no debt, can't get a loan if
>> you
>> >>>> have no debt. My newest car is 22 years old. My other work truck is
>> >>>> 54. My house is paid for. I'm thinking of putting in solar panels
>> >>>> and converting my 3rd car into an EV and eventually converting the
>> >>>> house and well to solar too. F*** the greedy power company and the
>> >>>> rigged banks.
>> >>>>
>> >>>> On 2/14/22 11:15, Brian Webster wrote:
>> >>>>> Living in rural America I am not a fan of the range limitations. For
>> >>>>> me it's not uncommon to have to take a trip 60 to 90 miles in one
>> >>>>> direction and then back in the same day. It's also not uncommon to
>> >>>>> want to take a trip and covers 300 or more miles in that day on the
>> >>>>> long trip. I do not want to be limited to 250 miles before I have to
>> >>>>> stop for an extended period to recharge. Personally that is a
>> serious
>> >>>>> limit on my personal freedom of movement. For instance it's not
>> >>>>> uncommon for spring or winter breaks to drive from upstate NY to
>> >>>>> Florida in a single 24 hour period. When you only have a week for
>> >>>>> vacation tag team driving to get there with a carload of people is
>> >>>>> still cheaper than try to fly everyone. Also the restriction of
>> being
>> >>>>> able to haul larger loads similarly are a big limitation. Having a
>> 27
>> >>>>> foot camper to load the family up and take a vacation is not
>> possible
>> >>>>> with the current availability of EV's out there.
>> >>>>>
>> >>>>> Let's also consider the other elephant in the roof, the actual cost
>> >>>>> of the vehicles. New car prices are outrageous. Personally I like to
>> >>>>> buy used vehicles with higher mileage and typically pay less than 10
>> >>>>> grand(usually a lot less) and pay cash for them. I haven't had a car
>> >>>>> payment in over 15 years and do not want to be forced in to having
>> to
>> >>>>> do so. With getting closer to retirement age every year, I do not
>> >>>>> want to be forced in to incurring debt. For me the goal is to be
>> debt
>> >>>>> free, not have to fork over 30 grand or more just to be able to
>> >>>>> continue to transport myself around. People making decisions like no
>> >>>>> more gas engines for lawn mowers and such, they tend to live in some
>> >>>>> sort of state of constant debt, if they are in government they have
>> >>>>> no concept of not being in debt. Most will think I am crazy for
>> >>>>> thinking this way because society just wants to accept that debt is
>> a
>> >>>>> necessary way of life. That debt for purchasing and converting to
>> >>>>> EV's and getting away from fossil fuels is in my mind not being
>> >>>>> fairly considered in the process.
>> >>>>>
>> >>>>> Thank you,
>> >>>>> Brian Webster
>> >>>>>
>> >>>>>
>> >>>>> -----Original Message-----
>> >>>>> From: AF [mailto:[email protected]] On Behalf Of Robert
>> Andrews
>> >>>>> Sent: Monday, February 14, 2022 1:49 PM
>> >>>>> To: [email protected]
>> >>>>> Subject: Re: [AFMUG] OT Numbers
>> >>>>>
>> >>>>> There are also a bunch of real life tests published on Youtube.
>> >>>>> Seems
>> >>>>> like everyone in the cold wanted to either brag or complain...
>> >>>>>
>> >>>>> On 2/14/22 09:56, [email protected] wrote:
>> >>>>>> Since a lot of you guys seem to have first hand experience with the
>> >>>>>> EV’s
>> >>>>>> Ill ask. How do they do on range in cold environments? We have
>> often
>> >>>>>> wondered how they heat the inside of the vehicle in -10F and how it
>> >>>>>> affects the range of the vehicle. Those temps are common for us in
>> >>>>>> January and February.
>> >>>>>>
>> >>>>>> Thanks,
>> >>>>>>
>> >>>>>> Brandon
>> >>>>>>
>> >>>>>> *From:* AF <[email protected]> *On Behalf Of *Bill Prince
>> >>>>>> *Sent:* Monday, February 14, 2022 11:15 AM
>> >>>>>> *To:* [email protected]
>> >>>>>> *Subject:* Re: [AFMUG] OT Numbers
>> >>>>>>
>> >>>>>> It's not thye electric motors that are at fault. Once the battery
>> >>>>>> tech
>> >>>>>> gets sorted out, there will be no good reason to use dino-fuel.
>> >>>>>>
>> >>>>>> bp
>> >>>>>>
>> >>>>>> <part15sbs{at}gmail{dot}com>
>> >>>>>>
>> >>>>>> On 2/14/2022 9:11 AM, Mike Hammett wrote:
>> >>>>>>
>> >>>>>> Sure, but efficiency isn't everything. Fortunately, EVs are
>> >>>>>> also
>> >>>>>> better at torque than diesel and gasoline.
>> >>>>>>
>> >>>>>> Where they don't shine is range when actually working.
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>> -----
>> >>>>>> Mike Hammett
>> >>>>>> Intelligent Computing Solutions <http://www.ics-il.com/>
>> >>>>>> <https://www.facebook.com/ICSIL><
>> https://plus.google.com/+IntelligentComputingSolutionsDeKalb><
>> https://www.linkedin.com/company/intelligent-computing-solutions><
>> https://twitter.com/ICSIL>
>> >>>>>>
>> >>>>>>
>> >>>>>> Midwest Internet Exchange <http://www.midwest-ix.com/>
>> >>>>>> <https://www.facebook.com/mdwestix><
>> https://www.linkedin.com/company/midwest-internet-exchange><
>> https://twitter.com/mdwestix>
>> >>>>>>
>> >>>>>>
>> >>>>>> The Brothers WISP <http://www.thebrotherswisp.com/>
>> >>>>>> <https://www.facebook.com/thebrotherswisp>
>> >>>>>>
>> >>>>>>
>> >>>>>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
>> >>>>>>
>> >>>>>>
>> ------------------------------------------------------------------------
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>> *From: *"Bill Prince" <[email protected]>
>> >>>>>> <mailto:[email protected]>
>> >>>>>> *To: *[email protected] <mailto:[email protected]>
>> >>>>>> *Sent: *Monday, February 14, 2022 11:06:28 AM
>> >>>>>> *Subject: *Re: [AFMUG] OT Numbers
>> >>>>>>
>> >>>>>> It's approximately 33 KWH of electricity is equivalent to 1
>> >>>>>> gallon
>> >>>>>> of gasoline (probably less for diesel), so EVs with 60-80 KWH
>> >>>>>> batteries are running a couple hundred miles (or more) on the
>> >>>>>> rough
>> >>>>>> equivalent of < 3 gallons of gas.
>> >>>>>>
>> >>>>>> bp
>> >>>>>>
>> >>>>>> <part15sbs{at}gmail{dot}com>
>> >>>>>>
>> >>>>>> On 2/14/2022 8:20 AM, Mike Hammett wrote:
>> >>>>>>
>> >>>>>> The funny thing is that while diesel has superior
>> >>>>>> performance to
>> >>>>>> gasoline in many ways, EVs have superior performance to
>> >>>>>> diesel
>> >>>>>> in many ways.
>> >>>>>>
>> >>>>>> Kinda ironic...
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>> -----
>> >>>>>> Mike Hammett
>> >>>>>> Intelligent Computing Solutions <http://www.ics-il.com/>
>> >>>>>> <https://www.facebook.com/ICSIL><
>> https://plus.google.com/+IntelligentComputingSolutionsDeKalb><
>> https://www.linkedin.com/company/intelligent-computing-solutions><
>> https://twitter.com/ICSIL>
>> >>>>>>
>> >>>>>>
>> >>>>>> Midwest Internet Exchange <http://www.midwest-ix.com/>
>> >>>>>> <https://www.facebook.com/mdwestix><
>> https://www.linkedin.com/company/midwest-internet-exchange><
>> https://twitter.com/mdwestix>
>> >>>>>>
>> >>>>>>
>> >>>>>> The Brothers WISP <http://www.thebrotherswisp.com/>
>> >>>>>> <https://www.facebook.com/thebrotherswisp>
>> >>>>>>
>> >>>>>>
>> >>>>>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
>> >>>>>>
>> >>>>>>
>> ------------------------------------------------------------------------
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>> *From: *"Bill Prince" <[email protected]>
>> >>>>>> <mailto:[email protected]>
>> >>>>>> *To: *[email protected] <mailto:[email protected]>
>> >>>>>> *Sent: *Monday, February 14, 2022 9:46:36 AM
>> >>>>>> *Subject: *Re: [AFMUG] OT Numbers
>> >>>>>>
>> >>>>>> It's called "rolling coal", and it is all the rage for
>> >>>>>> people
>> >>>>>> who think EVs are the devil's spawn.
>> >>>>>>
>> >>>>>> bp
>> >>>>>>
>> >>>>>> <part15sbs{at}gmail{dot}com>
>> >>>>>>
>> >>>>>> On 2/14/2022 6:38 AM, Jan-GAMs wrote:
>> >>>>>>
>> >>>>>> In the past year I've observed that agressive driving
>> >>>>>> seems
>> >>>>>> to be the norm now. More assholes, especially
>> pickups
>> >>>>>> using
>> >>>>>> farm diesel (black-foul-smelling-smoke). I been
>> >>>>>> thinking of
>> >>>>>> investing in a stash of bumper stickers to stick on
>> >>>>>> their
>> >>>>>> trucks that says "shoot me please".
>> >>>>>>
>> >>>>>> On 2/13/22 12:28, Steve Jones wrote:
>> >>>>>>
>> >>>>>> Its possible that with the lower threshold more
>> >>>>>> folks
>> >>>>>> were able to be arrested before they couldgo fora
>> >>>>>> croaker cruise.
>> >>>>>>
>> >>>>>> Its more probable though that ride sharing grew
>> >>>>>> during
>> >>>>>> that period and the generation of party drinkers
>> >>>>>> used it
>> >>>>>> more as a matter of trend.
>> >>>>>>
>> >>>>>> Drinking establishments being closed or otherwise
>> >>>>>> inaccessible due to the rona too probably
>> >>>>>> playeda huge
>> >>>>>> role, like the seeming disappearance of flu.
>> >>>>>>
>> >>>>>> On Sun, Feb 13, 2022, 1:33 PM Chuck McCown via AF
>> >>>>>> <[email protected] <mailto:[email protected]>>
>> wrote:
>> >>>>>>
>> >>>>>> During Covid, in Utah, there have been the
>> >>>>>> highest
>> >>>>>> rate of deaths ever recorded due to car
>> >>>>>> crashes.
>> >>>>>>
>> >>>>>> Meanwhile, at approximately the same time
>> >>>>>> another
>> >>>>>> experiment was running.
>> >>>>>>
>> >>>>>> Late 2018 Utah lowered the blood alcohol
>> >>>>>> level for
>> >>>>>> driving from .08 to .05%.
>> >>>>>>
>> >>>>>> Many, including myself, figured that there
>> >>>>>> would not
>> >>>>>> be a significant difference.
>> >>>>>>
>> >>>>>> But I also commented at the time that this
>> one
>> >>>>>> will
>> >>>>>> be easy to prove or disprove.
>> >>>>>>
>> >>>>>> Deaths and crashes linked to drunken driving
>> >>>>>> dropped
>> >>>>>> by 19.8% since the law took effect. I
>> >>>>>> think one
>> >>>>>> could say that is statistically significant.
>> >>>>>> Glad I
>> >>>>>> was wrong.
>> >>>>>>
>> >>>>>> --
>> >>>>>> AF mailing list
>> >>>>>> [email protected] <mailto:[email protected]>
>> >>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>> >>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>> --
>> >>>>>> AF mailing list
>> >>>>>> [email protected] <mailto:[email protected]>
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>> >>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>> --
>> >>>>>> AF mailing list
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>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >>>>>>
>> >
>> >
>>
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>
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