Honestly...probably because she's a woman. Maybe there are more/less items on her specifically compared to you?
On Mon, Feb 14, 2022 at 9:00 PM Bill Prince <[email protected]> wrote: > I think 830-840 was the highest we've ever gotten. For reasons I don't > fully comprehend, my SO's FICO is almost always a few points higher than > mine. > > > bp > <part15sbs{at}gmail{dot}com> > > On 2/14/2022 1:54 PM, Chuck McCown via AF wrote: > > You got me thinking, so I checked my FICO. Not to brag but I will > > brag that I have 829 839 839. > > How in the hell can I get those last 11 points? > > > > -----Original Message----- From: Robert > > Sent: Monday, February 14, 2022 2:47 PM > > To: [email protected] > > Subject: Re: [AFMUG] OT Numbers > > > > Have you had a low ( less than 700 ) credit score in the last 15 > > years? It really does interesting things to when you buy any kind of > > subscription service ( except ISP ).... > > > > On 2/14/22 12:38 PM, Brian Webster wrote: > >> If I am not borrowing money and getting in to or staying in debt, why > >> the hell do I care about my credit score anyway. That's just another > >> construct people have been lulled in to believing. I just save money > >> and pay for this once I have the cash. I am also saving up for my > >> eventual care when I get old, not expecting the government to have to > >> pay for my old age care. You know actually thinking ahead and having > >> a savings for those eventualities and the fact that inflation happens > >> at a faster pace when you are retired and do not have any more > >> earning power. The money has to last the rest of your life. Inflation > >> still happens after you retire. But my thoughts like that are lost on > >> most of society and like Mike Hammett is fond of quoting today > >> "most" :-) > >> > >> > >> Thank you, > >> Brian Webster > >> > >> > >> -----Original Message----- > >> From: AF [mailto:[email protected]] On Behalf Of Robert Andrews > >> Sent: Monday, February 14, 2022 3:10 PM > >> To: [email protected] > >> Subject: Re: [AFMUG] OT Numbers > >> > >> If you keep as little as $20 on only one of your credit cards, your > >> credit score goes up 50 points. This is the absolute proof that the > >> money changers are gaming the system... The confirmation of that is > >> the lowered rates for things like insurance for higher credit scores and > >> how higher credit scores contribute to your evaluation by HR for new > >> jobs... > >>> <part15sbs{at}gmail{dot}com> > >>> > >>> On 2/14/2022 11:29 AM, Jan-GAMs wrote: > >>>> The bank really hates you if you have no debt, can't get a loan if you > >>>> have no debt. My newest car is 22 years old. My other work truck is > >>>> 54. My house is paid for. I'm thinking of putting in solar panels > >>>> and converting my 3rd car into an EV and eventually converting the > >>>> house and well to solar too. F*** the greedy power company and the > >>>> rigged banks. > >>>> > >>>> On 2/14/22 11:15, Brian Webster wrote: > >>>>> Living in rural America I am not a fan of the range limitations. For > >>>>> me it's not uncommon to have to take a trip 60 to 90 miles in one > >>>>> direction and then back in the same day. It's also not uncommon to > >>>>> want to take a trip and covers 300 or more miles in that day on the > >>>>> long trip. I do not want to be limited to 250 miles before I have to > >>>>> stop for an extended period to recharge. Personally that is a serious > >>>>> limit on my personal freedom of movement. For instance it's not > >>>>> uncommon for spring or winter breaks to drive from upstate NY to > >>>>> Florida in a single 24 hour period. When you only have a week for > >>>>> vacation tag team driving to get there with a carload of people is > >>>>> still cheaper than try to fly everyone. Also the restriction of being > >>>>> able to haul larger loads similarly are a big limitation. Having a 27 > >>>>> foot camper to load the family up and take a vacation is not possible > >>>>> with the current availability of EV's out there. > >>>>> > >>>>> Let's also consider the other elephant in the roof, the actual cost > >>>>> of the vehicles. New car prices are outrageous. Personally I like to > >>>>> buy used vehicles with higher mileage and typically pay less than 10 > >>>>> grand(usually a lot less) and pay cash for them. I haven't had a car > >>>>> payment in over 15 years and do not want to be forced in to having to > >>>>> do so. With getting closer to retirement age every year, I do not > >>>>> want to be forced in to incurring debt. For me the goal is to be debt > >>>>> free, not have to fork over 30 grand or more just to be able to > >>>>> continue to transport myself around. People making decisions like no > >>>>> more gas engines for lawn mowers and such, they tend to live in some > >>>>> sort of state of constant debt, if they are in government they have > >>>>> no concept of not being in debt. Most will think I am crazy for > >>>>> thinking this way because society just wants to accept that debt is a > >>>>> necessary way of life. That debt for purchasing and converting to > >>>>> EV's and getting away from fossil fuels is in my mind not being > >>>>> fairly considered in the process. > >>>>> > >>>>> Thank you, > >>>>> Brian Webster > >>>>> > >>>>> > >>>>> -----Original Message----- > >>>>> From: AF [mailto:[email protected]] On Behalf Of Robert > Andrews > >>>>> Sent: Monday, February 14, 2022 1:49 PM > >>>>> To: [email protected] > >>>>> Subject: Re: [AFMUG] OT Numbers > >>>>> > >>>>> There are also a bunch of real life tests published on Youtube. > >>>>> Seems > >>>>> like everyone in the cold wanted to either brag or complain... > >>>>> > >>>>> On 2/14/22 09:56, [email protected] wrote: > >>>>>> Since a lot of you guys seem to have first hand experience with the > >>>>>> EV’s > >>>>>> Ill ask. How do they do on range in cold environments? We have often > >>>>>> wondered how they heat the inside of the vehicle in -10F and how it > >>>>>> affects the range of the vehicle. Those temps are common for us in > >>>>>> January and February. > >>>>>> > >>>>>> Thanks, > >>>>>> > >>>>>> Brandon > >>>>>> > >>>>>> *From:* AF <[email protected]> *On Behalf Of *Bill Prince > >>>>>> *Sent:* Monday, February 14, 2022 11:15 AM > >>>>>> *To:* [email protected] > >>>>>> *Subject:* Re: [AFMUG] OT Numbers > >>>>>> > >>>>>> It's not thye electric motors that are at fault. Once the battery > >>>>>> tech > >>>>>> gets sorted out, there will be no good reason to use dino-fuel. > >>>>>> > >>>>>> bp > >>>>>> > >>>>>> <part15sbs{at}gmail{dot}com> > >>>>>> > >>>>>> On 2/14/2022 9:11 AM, Mike Hammett wrote: > >>>>>> > >>>>>> Sure, but efficiency isn't everything. Fortunately, EVs are > >>>>>> also > >>>>>> better at torque than diesel and gasoline. > >>>>>> > >>>>>> Where they don't shine is range when actually working. > >>>>>> > >>>>>> > >>>>>> > >>>>>> ----- > >>>>>> Mike Hammett > >>>>>> Intelligent Computing Solutions <http://www.ics-il.com/> > >>>>>> <https://www.facebook.com/ICSIL>< > https://plus.google.com/+IntelligentComputingSolutionsDeKalb>< > https://www.linkedin.com/company/intelligent-computing-solutions>< > https://twitter.com/ICSIL> > >>>>>> > >>>>>> > >>>>>> Midwest Internet Exchange <http://www.midwest-ix.com/> > >>>>>> <https://www.facebook.com/mdwestix>< > https://www.linkedin.com/company/midwest-internet-exchange>< > https://twitter.com/mdwestix> > >>>>>> > >>>>>> > >>>>>> The Brothers WISP <http://www.thebrotherswisp.com/> > >>>>>> <https://www.facebook.com/thebrotherswisp> > >>>>>> > >>>>>> > >>>>>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg> > >>>>>> > >>>>>> > ------------------------------------------------------------------------ > >>>>>> > >>>>>> > >>>>>> > >>>>>> *From: *"Bill Prince" <[email protected]> > >>>>>> <mailto:[email protected]> > >>>>>> *To: *[email protected] <mailto:[email protected]> > >>>>>> *Sent: *Monday, February 14, 2022 11:06:28 AM > >>>>>> *Subject: *Re: [AFMUG] OT Numbers > >>>>>> > >>>>>> It's approximately 33 KWH of electricity is equivalent to 1 > >>>>>> gallon > >>>>>> of gasoline (probably less for diesel), so EVs with 60-80 KWH > >>>>>> batteries are running a couple hundred miles (or more) on the > >>>>>> rough > >>>>>> equivalent of < 3 gallons of gas. > >>>>>> > >>>>>> bp > >>>>>> > >>>>>> <part15sbs{at}gmail{dot}com> > >>>>>> > >>>>>> On 2/14/2022 8:20 AM, Mike Hammett wrote: > >>>>>> > >>>>>> The funny thing is that while diesel has superior > >>>>>> performance to > >>>>>> gasoline in many ways, EVs have superior performance to > >>>>>> diesel > >>>>>> in many ways. > >>>>>> > >>>>>> Kinda ironic... > >>>>>> > >>>>>> > >>>>>> > >>>>>> ----- > >>>>>> Mike Hammett > >>>>>> Intelligent Computing Solutions <http://www.ics-il.com/> > >>>>>> <https://www.facebook.com/ICSIL>< > https://plus.google.com/+IntelligentComputingSolutionsDeKalb>< > https://www.linkedin.com/company/intelligent-computing-solutions>< > https://twitter.com/ICSIL> > >>>>>> > >>>>>> > >>>>>> Midwest Internet Exchange <http://www.midwest-ix.com/> > >>>>>> <https://www.facebook.com/mdwestix>< > https://www.linkedin.com/company/midwest-internet-exchange>< > https://twitter.com/mdwestix> > >>>>>> > >>>>>> > >>>>>> The Brothers WISP <http://www.thebrotherswisp.com/> > >>>>>> <https://www.facebook.com/thebrotherswisp> > >>>>>> > >>>>>> > >>>>>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg> > >>>>>> > >>>>>> > ------------------------------------------------------------------------ > >>>>>> > >>>>>> > >>>>>> > >>>>>> *From: *"Bill Prince" <[email protected]> > >>>>>> <mailto:[email protected]> > >>>>>> *To: *[email protected] <mailto:[email protected]> > >>>>>> *Sent: *Monday, February 14, 2022 9:46:36 AM > >>>>>> *Subject: *Re: [AFMUG] OT Numbers > >>>>>> > >>>>>> It's called "rolling coal", and it is all the rage for > >>>>>> people > >>>>>> who think EVs are the devil's spawn. > >>>>>> > >>>>>> bp > >>>>>> > >>>>>> <part15sbs{at}gmail{dot}com> > >>>>>> > >>>>>> On 2/14/2022 6:38 AM, Jan-GAMs wrote: > >>>>>> > >>>>>> In the past year I've observed that agressive driving > >>>>>> seems > >>>>>> to be the norm now. More assholes, especially pickups > >>>>>> using > >>>>>> farm diesel (black-foul-smelling-smoke). I been > >>>>>> thinking of > >>>>>> investing in a stash of bumper stickers to stick on > >>>>>> their > >>>>>> trucks that says "shoot me please". > >>>>>> > >>>>>> On 2/13/22 12:28, Steve Jones wrote: > >>>>>> > >>>>>> Its possible that with the lower threshold more > >>>>>> folks > >>>>>> were able to be arrested before they couldgo fora > >>>>>> croaker cruise. > >>>>>> > >>>>>> Its more probable though that ride sharing grew > >>>>>> during > >>>>>> that period and the generation of party drinkers > >>>>>> used it > >>>>>> more as a matter of trend. > >>>>>> > >>>>>> Drinking establishments being closed or otherwise > >>>>>> inaccessible due to the rona too probably > >>>>>> playeda huge > >>>>>> role, like the seeming disappearance of flu. > >>>>>> > >>>>>> On Sun, Feb 13, 2022, 1:33 PM Chuck McCown via AF > >>>>>> <[email protected] <mailto:[email protected]>> wrote: > >>>>>> > >>>>>> During Covid, in Utah, there have been the > >>>>>> highest > >>>>>> rate of deaths ever recorded due to car > >>>>>> crashes. > >>>>>> > >>>>>> Meanwhile, at approximately the same time > >>>>>> another > >>>>>> experiment was running. > >>>>>> > >>>>>> Late 2018 Utah lowered the blood alcohol > >>>>>> level for > >>>>>> driving from .08 to .05%. > >>>>>> > >>>>>> Many, including myself, figured that there > >>>>>> would not > >>>>>> be a significant difference. > >>>>>> > >>>>>> But I also commented at the time that this one > >>>>>> will > >>>>>> be easy to prove or disprove. > >>>>>> > >>>>>> Deaths and crashes linked to drunken driving > >>>>>> dropped > >>>>>> by 19.8% since the law took effect. I > >>>>>> think one > >>>>>> could say that is statistically significant. > >>>>>> Glad I > >>>>>> was wrong. > >>>>>> > >>>>>> -- > >>>>>> AF mailing list > >>>>>> [email protected] <mailto:[email protected]> > >>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com > >>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com> > >>>>>> > >>>>>> > >>>>>> > >>>>>> > >>>>>> > >>>>>> > >>>>>> -- > >>>>>> AF mailing list > >>>>>> [email protected] <mailto:[email protected]> > >>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com > >>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com> > >>>>>> > >>>>>> > >>>>>> > >>>>>> > >>>>>> -- > >>>>>> AF mailing list > >>>>>> [email protected] <mailto:[email protected]> > >>>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com > >>>>>> <http://af.afmug.com/mailman/listinfo/af_af.afmug.com> > >>>>>> > >>>>>> > >>>>>> > >>>>>> > > > > > > -- > AF mailing list > [email protected] > http://af.afmug.com/mailman/listinfo/af_af.afmug.com >
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