Does IP Pay have merchant systems too?  Wondering about saving some money over 
our square system.  

From: Christopher Gray 
Sent: Wednesday, November 11, 2015 10:17 AM
To: [email protected] 
Subject: Re: [AFMUG] Steer customers to ACH (vs CC)?

Wow, I'm hearing a lot more negative responses about ACH than I imagined. 

I'm going to use IPPay, and have had good experiences with them so far. Bounced 
ACH is a $5 fee, so I figured anyone who bounced would be required to sign up 
for CC thereafter (and if they bounced less than once every 3 months, it was 
still cheaper than CC. I was even considering only ACH for the first 2-3 months.

So, my take-away is this: If I'm going to use ACH, make sure I have control 
over repeat offenders, and be sure to weigh the savings against the headaches 
after a period of time. Also, perhaps I should not promote it with a discount 
since that may draw in possible overdrafts.  



On Wed, Nov 11, 2015 at 10:21 AM, Christopher Gray <[email protected]> 
wrote:

  For the people who accept both ACH and CC payments, do you do anything to 
promote the use of ACH (to reduce your costs)?

  Thanks - Chris 

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