Just the usual crap:

rcarlin <https://amplexinternet.slack.com/team/rcarlin> [8:14 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204466000075>] 
Heads up: [redacted] wife called in tonight VERY upset about her service being 
closed. She was going to make a payment and I informed her that the service was 
closed and we had picked up the equipment. She then complained for about 8 
minutes to me about how horrible we are and that I couldn't do anything for 
her, so she would call in the morning.

Be prepared to receive an earful because I don't think she is finished.
 <https://amplexinternet.slack.com/team/tima>
tima <https://amplexinternet.slack.com/team/tima> [8:16 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204615000076>] 
Was he a non pay?
 <https://amplexinternet.slack.com/team/rcarlin>
rcarlin <https://amplexinternet.slack.com/team/rcarlin> [8:17 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204636000077>] 
yup

rcarlin <https://amplexinternet.slack.com/team/rcarlin>[8:17 PM]
She was furious that we would pick up the equipment after such a short time.
 <https://amplexinternet.slack.com/team/tima>
tima <https://amplexinternet.slack.com/team/tima> [8:20 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204835000079>] 
Her last payment was 9-18
 <https://amplexinternet.slack.com/team/rcarlin>
rcarlin <https://amplexinternet.slack.com/team/rcarlin> [8:21 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204878000080>] 
Oh and that we would turn off her service over $60

rcarlin <https://amplexinternet.slack.com/team/rcarlin>[8:21 PM]
"That isn't a business that I want to deal with"
 <https://amplexinternet.slack.com/team/tima>
tima <https://amplexinternet.slack.com/team/tima> [8:21 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204907000082>] 
We said we would be out 10/30 to pickup and we waited till 11/10 haha
 <https://amplexinternet.slack.com/team/rcarlin>
rcarlin <https://amplexinternet.slack.com/team/rcarlin> [8:22 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204928000083>] 
Yeah, she "never got that message"

rcarlin <https://amplexinternet.slack.com/team/rcarlin>[8:22 PM]
And was pissed about that also
 <https://amplexinternet.slack.com/team/tima>
tima <https://amplexinternet.slack.com/team/tima> [8:22 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204948000085>] 
The businesses she wants to deal with are likely few and far between due to all 
those bankruptcies due to no revenue being collected...
 <https://amplexinternet.slack.com/team/rcarlin>
rcarlin <https://amplexinternet.slack.com/team/rcarlin> [8:23 PM 
<https://amplexinternet.slack.com/archives/csr/p1447204987000086>] 
Oh no, she insured me that I would be out of a job after Amplex goes out of 
business for disconnecting services like that

rcarlin <https://amplexinternet.slack.com/team/rcarlin>[8:26 PM]
"It wasn't even 2 months behind. Every other company is fine if I'm 2 or even 3 
months behind!"

rcarlin <https://amplexinternet.slack.com/team/rcarlin>[8:27 PM]
"You didn't even tell us about any of this!" We did leave a VM for you and sent 
emails about the past due amounts. "Oh, so someone is a month past due and you 
harass them with calls and emails?! That is ridiculous!”




> On Nov 11, 2015, at 1:22 PM, Lewis Bergman <[email protected]> wrote:
> 
> We averaged one ACH bounce a year. I don't remember the percentage but I know 
> we were getting $40k or so auto pay. It just wasn't a big enough deal not to 
> use. I only had one repeat dishonest piece of crap that would watch for new 
> installers and give another false name to get service under and he wasn't an 
> ACH.
> 
> 
> On Wed, Nov 11, 2015, 11:27 AM Mark Radabaugh <[email protected] 
> <mailto:[email protected]>> wrote:
> A few customers discovered that game.   After they pull that once or twice we 
> flag the account and refuse any further ACH payments.  It’s a minor nuisance 
> at this point.
> 
> Mark
> 
> 
>> On Nov 11, 2015, at 11:52 AM, Adam Moffett <[email protected] 
>> <mailto:[email protected]>> wrote:
>> 
> 
>> The people who are cheating you as you describe below already have bad 
>> credit and sending them to collections or not won't make any difference.
>> 
>> Where you'll get paid is when you're dealing with young people who made 
>> errors in judgement and now are trying to buy a car or a house and realize 
>> they can't until they pay off old debts.
>> 
>> I can't think of any "slanderous hate speech" incidents related to 
>> collections, except maybe one.  
>> 
>> 
>> On 11/11/2015 11:41 AM, Jeremy wrote:
> 
>>> I originally loved ACH, for the cost savings.  Now I have realized that it 
>>> is the only way that a customer can defraud us with our current billing 
>>> method.  They login and run an ACH on a delinquent account, get it turned 
>>> back on automagically, and then it bounces, we add a fee, they repeat the 
>>> process, we turn it off, add another fee, rinse, lather, repeat.  Finally 
>>> we give up and go get the equipment and now we're out like $250.  Being a 
>>> prepaid service we usually shut them off after 20 days and so that would be 
>>> the most that anyone could possibly hit us for (20 days of service).  With 
>>> checks they can bounce the install and then play the re-activation game for 
>>> two months before we get frustrated and pull out.
>>> 
>>> We have yet to start sending customers to collections.  For those of you 
>>> that are, how does it work out?  Are the reclamation of these minor amounts 
>>> worth the slanderous hate speech that is sure to come from that customer 
>>> for life after you hit their credit?  We have been eating the cost, cutting 
>>> ties, and moving on.
>>> 
>>> As far as how we push them toward ACH, I simply explain how bad bill pay 
>>> sucks.  It is like sending cash in the mail and it goes through a third 
>>> party.  If they are late mailing it then service gets shut off, and late 
>>> fees get added.  I also tell them that credit cards cost us more to process 
>>> than checks.  I basically just tell them that we prefer ACH, but we will 
>>> take anything.  I regularly question whether ACH is a good idea or not.  We 
>>> have more problem customers on ACH than any other payment method.
>>> 
>>> On Wed, Nov 11, 2015 at 8:41 AM, Ken Hohhof <[email protected] 
>>> <mailto:[email protected]>> wrote:
>>> Our bank wants a $25/mo minimum fee for us to process ACH payments, so we 
>>> don’t accept ACH.  The per transaction fee is not bad, but the minimum is a 
>>> problem.
>>>  
>>> From: Justin Wilson - MTIN <mailto:[email protected]>
>>> Sent: Wednesday, November 11, 2015 9:29 AM
>>> To: [email protected] <mailto:[email protected]>
>>> Subject: Re: [AFMUG] Steer customers to ACH (vs CC)?
>>>  
>>> Give them a discount.  Much of it depends on the bank. We had folks who 
>>> absolutely hated ACH because their bank would charge an overdraft if the 
>>> ACH failed.  They like the CC, even if it was a debit card, because if the 
>>> money wasn’t there it just declines it.  No $30 fee or whatever.   But, it 
>>> depends on the bank. This is what wasn’t attractive to us was banks treated 
>>> it different.  Credit card either runs or it doesn’t.  ACH typically is not 
>>> as smooth for a variety of reasons.
>>>  
>>> Justin Wilson
>>>  <mailto:[email protected]>[email protected] <mailto:[email protected]>
>>>  
>>> ---
>>> http://www.mtin.net 
>>> <http://t.sidekickopen27.com/e1t/c/5/f18dQhb0S7lC8dDMPbW2n0x6l2B9nMJW7t5XZs3N1JKKW1p8b7-63BmqTW64k9XR56dWxNf8vBN2802?si=5679648505069568%CF%80=E0BF5AA5-EFD6-40A2-B53F-749AC8A25C0A&t=http%3A%2F%2Fwww%2Emtin%2Enet>
>>>  Owner/CEO
>>> xISP Solutions- Consulting – Data Centers - Bandwidth
>>> 
>>>  
>>> <http://t.sidekickopen27.com/e1t/c/5/f18dQhb0S7lC8dDMPbW2n0x6l2B9nMJW7t5XZs3N1JKKW1p8b7-63BmqTW64k9XR56dWxNf8vBN2802?si=5679648505069568%CF%80=E0BF5AA5-EFD6-40A2-B53F-749AC8A25C0A&t=http%3A%2F%2Fwww%2Emidwest%2Dix%2Ecom>http://www.midwest-ix.com
>>>  <http://www.midwest-ix.com/>  COO/Chairman
>>> Internet Exchange - Peering - Distributed Fabric
>>>  
>>>> On Nov 11, 2015, at 10:21 AM, Christopher Gray <[email protected] 
>>>> <mailto:[email protected]>> wrote:
>>>>  
>>>> For the people who accept both ACH and CC payments, do you do anything to 
>>>> promote the use of ACH (to reduce your costs)?
>>>>  
>>>> Thanks - Chris
>>> 
>>> 
>> 

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