especially if he signed the contract with the insurance company.
There will be stipulations in the contract. They  expect folks to follow 
them as folks expect the insurance company to follow them. And for those 
who say "well, the insurance company doesn't always" I say "and they have 
bigger lawyers than we do also."
If you think it is at all possible that you are being *done *wrong your 
state should have an insurance commissioner who addresses these things.

On Tue, 31 Aug 2010, Scott Howell wrote:

> I also have to add to this Jennifer and it is an unpleasant topic. Aside from 
> what Dale has mentioned, you need to find out why your spouse is not 
> motivated to address the issues and he needs to understand that without 
> insurance, the entire family is at risk. If you have a mortgage on the 
> property, it is likely one of the requirements is that appropriate homeowners 
> insurance be maintained. If you cannot get him to understand these issues, 
> you may need to seek outside assistance such as a counselor etc.
> He needs to understand that this is a team effort and his participation is 
> necessary and desired for success of obtaining insurance.
> I wish you luck, you do have some issues ahead of you. I agree with Dale 
> however, that you do need to determine what is the cause of these problems 
> with the house as well.

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