On 16 Aug 2009 at 14:08, John Williams wrote: > New ideas can be difficult to get used to. Perhaps they could be > bundled together for those who prefer it. But it would be a bundle -- > the two types of insurance are fundamentally different, since one pays > a lump sum or equivalent (like life insurance) for a single event, and > the other pays out many payments for multiple events.
And immediately you're creating the concept that as aoon as anything happens, your insurance will go up, because the risk to the insurer that you'll not be paying them anymore has been pushed to another party. Hence, you're simply creating a situation where health insurance costs will generally be higher, with less people able to insure themselves, and only the people able to afford both the insurance and the insurance for the insurance able to ensure there's some sort of cap on their healthcare costs. More, you're discouraging routine healthcare, because it's immediately less in the interest of insurers to pay for it because of people's insurance on the insurance paying out, etc. AndrewC _______________________________________________ http://mccmedia.com/mailman/listinfo/brin-l_mccmedia.com
