On 17 Aug 2009 at 12:57, John Williams wrote:

> On Mon, Aug 17, 2009 at 9:19 AM, Andrew
> Crystall<dawnfal...@upliftwar.com> wrote:
> > On 16 Aug 2009 at 23:18, John Williams wrote:
> >
> >> If the government is going to interfere in the insurance market, it
> >> seems to me that it would be simpler just to directly subsidize those
> >> who cannot afford to pay health insurance premiums, and leave the
> >> insurance market to function rationally.
> >
> > That is extremely expensive, for all it's "simpler".
> 
> Actually, studies have shown that consumer driven health care reduces
> costs, and does not decrease preventative care.

Except you're not proposing "consumer driven health care", you 
propising that the government pick up an lot of expensive healthcare 
costs. More, it doesn't create incentives to increase prevenative 
care either.

> | For savings after the first year, at least two of the studies indicate
> | trend rates lower than traditional PPO plans by approximately 3 percent
> | to 5 percent. If these lower trends can be further validated, it will
> | represent a substantial cost-reduction strategy for employers and
> | employees.

3-5%, when the total health cost overrun compared to other countries 
systems is an order of magnitude higher. Hmm.

AndrewC

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