I'll tell you something interesting that happened to me. We have several
bank accounts and most are joint accounts. One account (which I opened) we
thought was set up so that Wm. could sign the checks even though we didn't
have his name printed on the checks. He wasn't with me when I opened it, but
I remember being given a card for him to sign so he could sign checks.
Apparently, we never got back to the bank with the signature card. Well,
years later he went to the bank to get a money order from this particular
account and found that he was not on the account at all. He had been
writting checks out of this account since it had opened and the fact that he
did not have signature rights was never questioned by the bank even though
his name was not on the checking account. Only one time at a store was he
questioned about his name not being on the checks themselves, but I happened
to be with him and we still didn't realize that there was a problem. He
wrote checks out that account for years before we caught the oversight.
All the best,
Susan Cochran


----- Original Message -----
From: "Pamela Timm" <[EMAIL PROTECTED]>
To: <[EMAIL PROTECTED]>
Sent: Friday, December 21, 2001 7:13 AM
Subject: [CKCS-L] Post dating checks


> >Pamela Timm wrote:
> >
> >>   In reality the person
> >> who has the check can cash them despite the date written on the check.
> >>
> >> Pamela & EE Gang
> >>
> >
> >Not at any bank I've ever dealt with.  I have personally taken a cheque
to
> the
> >bank, not realizing it was post-dated, and been told to come back and
cash it
> >on the date written on the cheque.
> >
> >Brigitte
>         The only reason I shared this information is that our local TV
station
> recently did a bit regarding post dated checks & it was there that the
bank
> personnell stated the reality is the date on the check is not going to
stop
> a check from going through.
> It is a reality & one that I was not aware of before & is only a comment
on
> the practice of post dating checks.
>         I think it is great that when you went to cash the check that the
bank
> noticed the date on the check & didn't take it but the truth is this
> doesn't always happen & what the financial person on the TV show stated is
> the bank can take the check regardless of the date.
>         I think Myra's attitude is great  & this is not a reflection on
that at
> all.  It's just about post dating checks.
>
>
> Pamela & EE Gang
>
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