As I'm not a lawyer, the advisability of my comments is always marginal.
But. Some people have been known to achieve peace of mind by resorting to:

 

.        ISOLATION, where your assets are so remote and isolated that you
are not worth suing. Are twelve levels of off-shore holding companies
sufficient?



.        CHARISMA, where you convince people you are either far too nice a
guy to sue, or the mirror, where you establish that you are a truly
hyperbolic psychopath. Either way requires exceptional people skills.



.        MAD (mutual assured destruction), where you make it clear that you
will bankrupt yourself, and anyone who dares to sue you, in a protracted
legal battle prosecuted as a personal vendetta of such epic proportions that
it will influence case law for the next century.


Maybe the most instructive thing to do would be to see what kind of
professional insurance lawyers carry?

 

Ed Price
WB6WSN
Chula Vista, CA USA



 

From: Kunde, Brian [mailto:[email protected]] 
Sent: Tuesday, September 24, 2013 7:05 AM
To: [email protected]
Subject: Re: [PSES] Test facility insurance

 

I don't know about such things but recently our company was asked to sign an
agreement with a local NRTL office that we work with. The agreement is a
long list of items the NRTL would not be responsible for from damaging a
million dollar prototype device or causing a virus getting loose on your
corporate network and everything in between. 

 

The nature of the type of work we do demands that your company and employees
are protected from litigation for a long list of things that could happen.
Also, we have customers on location during testing and you never know what
they might do.

 

If I had my own company I would seek advice from a good corporate lawyer and
insurance company to get what you need and not what you don't need. 

 

The Other Brian

 

From: Ken MacGrath [mailto:[email protected]] 
Sent: Monday, September 23, 2013 5:47 PM
To: [email protected]
Subject: [PSES] Test facility insurance

 

Hello Group, 

 

I'm the owner of an EMC/Product Safety/Reliability/Environmental test
facility in New Hampshire and would greatly appreciate your input on
insurance. What would you suggest for coverage, and should test engineers
have professional liability insurance? 

 

Thank you!

Ken MacGrath                                     

Core Compliance Testing Services, LLC 
79 River Road (Route 3A) 
Hudson, NH 03051 

603.889.5545

www.corecompliancetesting.com

 

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