On Tue, 6 Mar 2018 15:52:24 -0500 "William L. Thomson Jr."
<wlt...@obsidian-studios.com> said:

> On Wed, 7 Mar 2018 02:47:37 +0900
> Carsten Haitzler (The Rasterman) <ras...@rasterman.com> wrote:
> > 
> > well tbh you're right here. crypto currencies swing far more in value
> > on a daily/weekly basis than the usd or euro do in a whole year.
> > 
> > that's kind of ha;f the fun of them... :)
> For investing and stuff. Not fun for spending and seeing you way over
> paid.... Even if its labor vs goods. Who likes over paying?
> > just fyi,.. the better your relationship with the bank, the cheapr
> > and better it is. 
> That is also true on like merchant processing and credit card fees.
> Relationship and volume can get lower fees.
> > i bank with hsbc and i can transfer money
> > world-wide to/from my accounts in various countries for free. i don't
> > even have to change the currency. that's a separate step.. no limit
> > on transfer sizes either. i also can keep one of about 20 or 30
> > currencies and exchange at will without transferring. 
> Are you transferring within the same bank, HSBC always or to other
> banks? That maybe something many banks do within their own systems.

legally - no. hsbc usa is a different company to hsbc hong kong which is
different to hsbc australia which is different to hsbc uk etc. etc. .. they arr
technically separate legal entities per country. but the same parent owns them.

> They seem to have a free business checking account, but page is MIA
> https://www.us.hsbc.com/business/checking_savings/free_business_checking/
> http://www.banking.us.hsbc.com/business/checking_savings/businessextra.html
> The question there is;
> Would HSBC allow say a US Bank account to be opened with people on file
> that are not US citizens?

yes. you don't need to be a CITIZEN... what do all those people on h1-b's or
just with greencards do in the usa then if you have to be a citizen? a resident
- that may be required these days.

in the past it was not. i have opened up just such an account remotely just by
asking my relationship manager to go do it. :) costs nothing.

one of the perks of hsbc is precisely that. moving countries? call your
relationship manager and ask "please open me an account in country X". even if
you aren't moving they will do it as long as local laws don't forbid it.

your relationship manger knows you personally. they actually call you sometimes
just to talk about investments etc.

you might be able to tell... hsbc treats me well at least and i have a liking
for them as a result. :)

> That was the biggest issue for Gentoo. Why Capital One was the ONLY
> bank that would work for that odd criteria. This was 2008, and post 911
> era. Things maybe different with other banks now. International banking
> is becoming more and more common every year.
> > but e.fr doesn't have this and i can't see any way for that to
> > happen, so crypto currencies are not a bad way to break down these
> > barriers and move money around the world, despite the volatility.
> I always say if someone wants to give you money. Never tell them in
> what form, just say thank you and take the money!!! Thus all options
> should be available for money coming in.

i actually totally agree there. if they have a choice offer the ones in order
of lowest cost. but a dollar is a dollar and even if someone takes 50% of it in
fees you got half a dollar as opposed to nothing.

------------- Codito, ergo sum - "I code, therefore I am" --------------
Carsten Haitzler - ras...@rasterman.com

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