On Apr 16, 4:01 pm, The Watkinson Family <[email protected]>
wrote:
> On Apr 16, 2009, at 5:15 PM, Druzyne wrote:
>
> This one issue has been brought up at least as much as any other  
> issue... and every time, it is very difficult to analyze the cause for  
> out-of-balance relationships because of a variety of factors  
> involved.  What Lance says is true, however, that the checks are  
> relatively mechanical and could be enforced by the program.  
> Furthermore, most of the time, the reason the numbers are out of  
> balance aren't due to intentional differences in starting cash flow,  
> but usually because of a misunderstanding in how to apply transfers to  
> buckets, or what starting cash flow is, or the nature of money flows,  
> etc...  If this is the case, a difference, even positive, isn't much  
> of a comfort because this misunderstanding could create a negative  
> relationship very quickly.
>

Hey Blair,

Looks like you just beat me to the reply, but I think we're basically
saying the same thing.

Representing every dollar in your spending accounts in a bucket (even
if you don't intend to spend it) has many advantages and no real
disadvantages. There ARE many disadvantages to not doing this, and I
have yet to see a compelling advantage you would gain by not doing
it.

-Lance

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