I'm not trying to convince you that not accounting for every dollar is
the best way to go – I simply offered my approach as a suggestion. I
am instead trying to convince you that perhaps not everyone uses
bucket amounts in the same way, and therefore the suggestion of a
blanket behavior in how they should be managed might frustrate some
users. Some need definite accounting, and some can handle an
abstraction of how they use their money.

At the risk of repeating myself, I use buckets to map out what I want
to SPEND, and not to account for every penny I have. I do have a
Savings bucket, which I quickly "spend" by transferring to my savings
account, along the old adage to "pay yourself first." For me, having a
big lump just sitting in a Savings bucket makes it too tempting to
tell myself it's alright to flow a little bit to another bucket and
spend it. "Out of sight, out of mind" really does work for me - I'm
forced to work with what I told myself I would spend, and decide where
to make sacrifices. I can use simple math if I really have to know
exactly how much I have saved, just like you can use simple math (or a
few mouse clicks) to make sure buckets = accounts.

I think it's great that we all can use the same tool in different
ways. Please don't force a concrete link that would impose a different
way of thinking on me. I don't want to see red flags that my buckets
are out of balance, when to me they are perfectly balanced.
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