I have a feeling that the banks have (or at any rate *had*) a very
crazy rule that one couldn't stop one's own debit orders oneself - the
bank had also to get authorisation from the payee. Since we discovered
that we stopped having any debit orders.

Biddy.

On Nov 6, 3:48 pm, Johann du Plooy <[email protected]> wrote:
> This is certainly not legal at all according the the latest Credit Act and
> unauthorised deductions may constitute fraud, especially where the premuim
> are deducted for services not rendered. You are entitled to a refund. I
> would suggest taking all the relevant correspondence to your bank and
> stopping the debit order. Secondly you could approach the Public
> Protector/Ombudsman. I will find out who the correct one is to approach.
>
> However, since so many people have complained about this company, it would
> be a good idea to gather everyone who have had a problem with OAR and open a
> case of fraud at the SAPS and the Public Protector/Ombudsman. It will also
> be advisable to open the case against the officers of the company in their
> private capacity. The more people who stand together, the more likely it is
> that OAR will be investigated by the Police. It has been said that there is
> no love lost between the SAPS and OAR, so that might strengthen the case.
>
> I hope this helps.
>
> 2009/11/6 Evelyn <[email protected]>
>
>
>
>
>
> > I have been having a similar problem with OAR. I sent notice of
> > cancellation in August, they have continued to debit my bank account
> > in Sept, Oct and Nov, plus they have now billed me for a full year's
> > subscription because they say that the contract states that one can
> > only cancel 2 months prior to the anniversary date of the contract -
> > i.e one has the opportunity to cancel only ONCE A YEAR!! I cannot
> > imagine that this is legal - anyone have any advice?
> > This in spite of the fact that they are in breach of the contract
> > themselves by not providing me with any service for months now.
> > I rue the day I ever went near Obs Armed Response!
> > Evelyn
> > Bedford st- Hide quoted text -
>
> - Show quoted text -
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