further information or assistance regarding Niva Bupa health insurance,
please feel free to contact me directly via WhatsApp at 9725661243.

Best regards,

Nitinbhai Patel



On Wed, 11 Feb, 2026, 10:45 am Viki Mam, <[email protected]> wrote:

> Hi sir I want to bhai hai Nibha booba Health Insurance where can I buy how
> can I approach and what are the document eye submit before I tried to buy a
> Nibha pooba
>
> health insurance plan  they said you are not eligible to  by Health
> Insurance reason you are 100% visually impai and by birth disability
>
> On Wed, Feb 11, 2026, 9:53 AM Amar Jain <[email protected]> wrote:
>
>> No health insurance provider can deny you any health insurance policy
>> basis, visual impairment. You need to apply on their portal and in case
>> your proposal is initially rejected, then you need to write to their
>> management.
>> It is always advisable to disclose your disability upfront, which may be
>> included as part of pre-existing diseases or in some cases excluded
>> conditions for which ensure will not give any claim. Apart from this, there
>> is nothing additional that you need to do.
>> If you are facing any problem in insurance sector, please do write to me
>> off the list. I’ll be more than happy to help you.
>> Regards,
>> Amar Jain.
>> Sent from my iPhone
>>
>> On 10 Feb 2026, at 10:19 PM, Sameer <[email protected]> wrote:
>>
>> 
>>
>>
>> Dear Friends,
>>
>>
>> I have a health insurance policy from CARE Health Insurance. The policy
>> specifically mentions that I am a Person With Disability & my disability is
>> 100% blindness. The company issued me the policy on condition that no
>> eye-related ailments or injuries would be covered except when they were
>> caused by an accident. The waiting period for pre-existing diseases was 1
>> year.
>>
>>
>> Regards
>> Sameer Latey
>>
>> On 10-02-2026 09:02 pm, nitinbhai patel wrote:
>>
>> Hi everyone,
>>
>> I wanted to clarify a few points regarding Niva Bupa based on my
>> experience. According to my agent, the only standard exclusion is
>> dental-related issues, unless they are caused by an accidental injury. Most
>> companies follow this same policy for dental care. I am not aware of any
>> specific exclusions for eye-related issues, but I will confirm this
>> tomorrow.
>>
>> Otherwise, Jyoti is correct—the policy covers everything from the start.
>> They also provide one free full-body checkup every year. In my case, I
>> disclosed my diabetes, and it was covered after the initial 30-day waiting
>> period. I have already utilized the free health checkup, which is valued at
>> approximately ₹3,000. Additionally, I received a 30% discount by paying a
>> three-year premium upfront.
>>
>> Best regards,
>>
>> Nitinbhai Patel
>>
>>
>>
>> On Tue, 10 Feb, 2026, 8:57 pm jyoti malik, <[email protected]>
>> wrote:
>>
>>> Yes, Niva Bupa Max health insurance is giving insurance to visually
>>>  impaired people. Only the restriction is that they don’t ensure I related
>>> problems. Other than that, they cover everything. And one can get claim,
>>> also  if the case is genuine
>>>
>>>
>>> Thank you Jyoti malik Programme manager Radio udaan Website
>>> www.radioudaan.com Email [email protected] [email protected]
>>>
>>>
>>> On Tue, 10 Feb 2026 at 8:26 PM, Megha <[email protected]> wrote:
>>>
>>>> Hi everyone,
>>>>
>>>> I wanted to share my thoughts as I’m also visually impaired and
>>>> understand firsthand how difficult it is to get health insurance. In many
>>>> cases, insurers are hesitant or outright unwilling to offer policies to
>>>> visually impaired people, which makes the process frustrating and
>>>> exhausting.
>>>>
>>>> Recently, I’ve started working with a few insurers to help members of
>>>> our community get health insurance and better understand what options are
>>>> realistically available. I’m trying to bridge this gap as someone who has
>>>> faced the same challenges.
>>>>
>>>> If anyone needs help or guidance around health insurance, feel free to
>>>> reach out to me. Happy to help in any way I can.
>>>>
>>>> Regards,
>>>> Megha Rakhecha
>>>> mobile: 9711154808
>>>>
>>>> On Feb 10, 2026, at 6:45 PM, nitinbhai patel <[email protected]>
>>>> wrote:
>>>>
>>>> 
>>>>
>>>>
>>>>
>>>> I currently have Niva Bupa health insurance. My policy explicitly
>>>> mentions that I am visually impaired, and I have provided my disability
>>>> certificate as documentation. Because this is disclosed, blindness should
>>>> not be a basis for claim rejection. In my experience, I believe it is a
>>>> good brand to consider.
>>>>
>>>> Best regards,
>>>>
>>>> Nitinbhai Patel
>>>>
>>>>
>>>>
>>>> On Tue, 10 Feb, 2026, 6:39 pm Vatsala R.J, <[email protected]>
>>>> wrote:
>>>>
>>>>> This is even my concern also please let me know about health insurance
>>>>> for people with visual impairment not with policybazaar or other third
>>>>> party but any private good insurance company who has good claim results
>>>>>
>>>>> On Tue, Feb 10, 2026, 4:29 PM sagar Verma <[email protected]>
>>>>> wrote:
>>>>>
>>>>>> My curiosity is, are you able to claim it? Given no Indian
>>>>>> citizenship? Because OCI obviously has restrictions so I wouldn’t even
>>>>>> think about insurance in India.
>>>>>>
>>>>>> Sent from my iPhone
>>>>>>
>>>>>>
>>>>>> On Tue, 10 Feb 2026 at 16:26, Manoj Govindraj <[email protected]>
>>>>>> wrote:
>>>>>>
>>>>>>> Hello friends,
>>>>>>> I am looking for the best option for a private health insurance in
>>>>>>> India for visually impaired persons. This is for myself residing in 
>>>>>>> Mumbai.
>>>>>>> Please do advise as to apply for the same.
>>>>>>>
>>>>>>> Thanks and warm regards,
>>>>>>> Manoj
>>>>>>>
>>>>>>> --
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