--- Erik Reuter <[EMAIL PROTECTED]> wrote:
> I skimmed through it. They really gloss over the
> 2030 period, but they
> do say several times that GDP growth will slow. If
> GDP growth slows, so
> will equity returns (probably due to decreased
> earnings and declining
> multiples from selling pressures). If that happens,
> do you think people
> will be anxious to buy stocks as you suggest? And
> even if they do, they
> won't buy enough to offset the baby boomers selling.
> That sounds a lot
> like the beginnings of a 10+ year depression to me.
>  
> "Erik Reuter" <[EMAIL PROTECTED]>      

Well, they have to put their money _somewhere_. 
Actually, one factor that they haven't modeled is the
extent to which foreign money might well come into the
US capital markets even more, since the US will be one
of the few developed countries that's going to do okay
through this - which suggests that the impact might be
even less than the GS models predict.  Additionally,
retirement accounts, even in the US, where they are
about the same size as those in the rest of the world
put together, are only about (IIRC) 30% of the total
market.  There's a _lot_ of money out there sloshing
around.  The GS model suggests a (very small) negative
cash flow in US capital markets from around 2030-2035,
IIRC.  That's hardly catastrophic, and something that
policy changes can probably control for fairly easily.

I would ask why, btw, you think that new savings won't
be enough to counteract the outflow.  The GS study
thinks that it _will_ be enough, and they've done the
best work that I'm currently aware of.  If you know of
a better study, please point it out - it would be
professionally quite useful.  GS is generally pretty
competent, however.  I agree that GDP growth is likely
to slow - although that is (as JDG has pointed out)
heavily dependent upon productivity increases.  But no
one - not the CSIS, not the World Bank, and Goldman
Sachs or Merrill Lynch, that I'm aware of thinks that
the situation is nearly as bad as you suggest.  It's a
problem, not a disaster.  For us, anyways.  Even for
the Europeans, if they act quickly enough.

=====
Gautam Mukunda
[EMAIL PROTECTED]
"Freedom is not free"
http://www.mukunda.blogspot.com

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