>And you can rest assured the insurer will deny any claim on that one.



Some years back I owned an Ercoupe insured by AIG that was totaled.

At no time did they ask for logs, paper work, etc. I provided a written 
statement of the incident, and an estimate of the damage signed by an A&P IA 
(Not me).

They simply stated that the amount of damage resulted in a "total" and gave 
me an opportunity to buy back the plane. They issued a check for the insured 
amount less the amount I had bid. In addition I recieved a refund for the 
unused portion of the policy.

When I purchased my replacement aircraft I was insured by the same company 
with no penalty.

Cheers:

Paul
N1431A
2AZ1

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