I'm in the UK Allen.  But as I say this suits me, I don';t want
credit, I don't require deit either.  I trust the cash I have in my
hand and if I have not enough cash for a purchase, then I'll saveup or
go without.

On Aug 5, 8:55 pm, Allan Heretic <[email protected]> wrote:
> Not sure what country you live and bank in even the U S has ATM/debit cards. 
> Because people do not know how to use them..  That is another story,, what I 
> would suggest is go and talk to your banker about just everything your ATM 
> card
> Allan
>
> On 5 aug. 2011, at 14:58, Lee Douglas <[email protected]> wrote:
>
>
>
> > Hehh as I say though, my ATM card allows me to do one thing and one
> > thing only, take money out the ATM.  It is not a debit card at all.
>
> > I have one bank account, and in reality it is the same old building
> > sociaty savings acount I had since I was a little kid.  So no current
> > account, no credit or debit, no cheque book, I deal in cash and cash
> > only.
>
> > On Aug 5, 1:31 pm, allan deheretic <[email protected]> wrote:
> >> you mean you do not buy your groceries using your ATM card?   actually I
> >> know that you can take your ATM card and use it at the grocery or any other
> >> store for that matter  that is how business is transacted either that or
> >> cash..  there is no such thing as checks..
> >> your ATM card in reality is also a debit card,,  all though it is not a
> >> credit card/ debit  it is an ATM/debit card..
> >> ideal is very popular over here  but it is a local dutch system  involving
> >> dutch banks only  very cool and safe..
> >> Allan
>
> >> On Fri, Aug 5, 2011 at 1:28 PM, Lee Douglas <[email protected]> 
> >> wrote:
> >>> Ahhh Allan, that may be the case for you, but it is not for me.  I do
> >>> have an ATM card, but it is not a debit card also.
>
> >>> On Aug 5, 7:49 am, allan deheretic <[email protected]> wrote:
> >>>> Lee  if you have that little card issued by the bank so you can get your
> >>>> cash out of a machine  that is a debit card then you have one..and it
> >>> limits
> >>>> you to the cash you have  on hand..  Personally I like the electronic
> >>>> banking here in the Netherlands  it and the banking system is very
> >>>> excellent..  I personally have no credit cards either just do not like
> >>>> them.. My wife has one for emergencies but that is it.
> >>>> Allan
>
> >>>> On Thu, Aug 4, 2011 at 11:25 PM, Lee Douglas <[email protected]
> >>>> wrote:
>
> >>>>> Well Allan,
>
> >>>>> That is exatly the point.  I have no credit or debit cards.  I do it
> >>>>> on porpouse, I do not wish to live beyond my means.  I mean of course
> >>>>> that if I have not the ready cash to pay for somthing, then I would
> >>>>> rather go without it, than owe somebody money for it.
>
> >>>>> Yes this means that if I do not have the cash to pay for something
> >>>>> then I go without it until I can afford to pay for it.  But really
> >>>>> this is the best thing for me.  My will power is nil, I have a
> >>>>> massivly addictive personality, so it is best for me to live this way,
> >>>>> if I can't afford it, I will do without it, if I have the cash then I
> >>>>> will have what I want.  Credit, debit no no no, don't take a chance on
> >>>>> me with that coz I will fuck you up.  And of course by fucking you up,
> >>>>> I'll fuck myself up.
>
> >>>>> No no no, it is easy.  If I want something and I have not the cash to
> >>>>> pay for it then I'll save until I do have the cash.  Take something
> >>>>> now and pay for it later!  Are you fucking mad?  I'll fucking knock ya
> >>>>> mate, don't give me credit, it will get you and me in trouble.   No no
> >>>>> no, no cash no purchase.
>
> >>>>> This is the way I must live my life.
>
> >>>>> On Aug 4, 8:31 pm, allan deheretic <[email protected]> wrote:
> >>>>>> Lee to bad you don't live over here yu would just transfer the money
> >>> to
> >>>>>> their bank account via a ATM or Debit card  depending what you call
> >>> it,,
> >>>>>> then the send you the package or you pic it up.
> >>>>>> no need to use a credit card  electronic banking can be great..
> >>>>>> Allan
>
> >>>>>> On Thu, Aug 4, 2011 at 2:16 PM, Lee Douglas <[email protected]
>
> >>>>> wrote:
> >>>>>>> I don't e-bay myself Rigsy, I don't do credit and so have no cards.
>
> >>>>>>> As to the supper rich, what is the uses of keeping millions in the
> >>>>>>> bank? I mean you can't spend it all before you die, you can't take
> >>> it
> >>>>>>> with you, so I guess you leave it to the kids, and then they still
> >>>>>>> wont be able to spend it all, nor their kids.
>
> >>>>>>> Money simply does not 'trickle down', those who have vast ammounts
> >>> of
> >>>>>>> it do all they can to keep it, and I can see no logical reasons for
> >>>>>>> doing so.  Share the wealth, yes indeed.
>
> >>>>>>> Materialism, yes I guess you are right, although I  hope not.  I
> >>> think
> >>>>>>> whne the day comes when the whole world is fed and has a nice pile
> >>> of
> >>>>>>> stuff it may cease to be so important.  Once again I must declare
> >>>>>>> 'Robot Work Force'  Yeah baby come on, I hope I see the day.
>
> >>>>>>> On Aug 4, 1:01 pm, rigsy03 <[email protected]> wrote:
> >>>>>>>> Have you checked out e-bay? Plus the super-rich have not changed
> >>>>> their
> >>>>>>>> desires/shopping patterns as far as I can tell. It will be
> >>> difficult/
> >>>>>>>> impossible to inhibit materialism as it springs from insecurity
> >>> or
> >>>>>>>> hostility and is held as a positive value in a capitalist
> >>> society. In
> >>>>>>>> a sense, we "barter" cash for goods and services.
>
> >>>>>>>> On Aug 3, 9:47 am, Lee Douglas <[email protected]> wrote:
>
> >>>>>>>>> Indeed I am, I don't think bartering is a viable option.
>
> >>>>>>>>> On Aug 3, 2:51 pm, rigsy03 <[email protected]> wrote:
>
> >>>>>>>>>> You are talking about the super-rich. Money attracts thieves
> >>> and
> >>>>>>>>>> lawyers. Most want money to remain independent and "just
> >>> enough"
> >>>>> is
> >>>>>>>>>> just fine. We could barter.
>
> >>>>>>>>>> On Aug 3, 6:44 am, Lee Douglas <[email protected]>
> >>> wrote:
>
> >>>>>>>>>>> Meh! It's all the same ole same ole innit .
>
> >>>>>>>>>>> It's greed plain and simple, I think how much money does
> >>> one
> >>>>> perosn
> >>>>>>>>>>> need to libe as they wish.
>
> >>>>>>>>>>> Why do the extreamly rich do all they can to keep their
> >>> money,
> >>>>> I
> >>>>>>> mean
> >>>>>>>>>>> what are they going to do with it?
>
> >>>>>>>>>>> Ultimatly we must find a better way, a replacement for
> >>> material
> >>>>>>>>>>> wealth, and get rid of the whole concept of money. How
> >>> though
> >>>>>>> ummmm?
>
> >>>>>>>>>>> On Aug 3, 8:43 am, allan deheretic <[email protected]>
> >>>>> wrote:
>
> >>>>>>>>>>>> Rigsy,,  boy are you a sensitive extreme conservative
> >>>>> republican
> >>>>>>>>>>>>  as president Rosevelt put it.. a conservative a person
> >>> with
> >>>>> two
> >>>>>>> perfectly
> >>>>>>>>>>>> good legs and refuses to walk...
>
> >>>>>>>>>>>> all wealthy people have no right to live off the poor...
> >>>>>  they
> >>>>>>> all
> >>>>>>>>>>>> regardless of political view or party need to pay their
> >>> share
> >>>>> of
> >>>>>>> taxes!
>
> >>>>>>>>>>>> don't tell me that they create job because they don't.
>
> >>>>>>>>>>>> as for people sending money to relatives..  you put a
> >>> maximum
> >>>>>>> that can be
> >>>>>>>>>>>> sent tax free.  say 5000 dollars.
> >>>>>>>>>>>> Allan
>
> >>>>>>>>>>>> On Tue, Aug 2, 2011 at 4:09 PM, rigsy03 <
> >>> [email protected]>
> >>>>>>> wrote:
> >>>>>>>>>>>>> Who would invest under your system?
>
> >>>>>>>>>>>>> What about the government reducing its expenditures by
> >>> 35%?
>
> >>>>>>>>>>>>> Nothing's to stop wealthy Liberals/Democrats from
> >>> sending
> >>>>> their
> >>>>>>> excess
> >>>>>>>>>>>>> wealth to their government(s)-federal, state, local.
> >>> Why
> >>>>> don't
> >>>>>>>>>>>>> they? :-)
>
> >>>>>>>>>>>>> Immigrants send money to their relatives also. I
> >>> thought
> >>>>> the
> >>>>>>> world was
> >>>>>>>>>>>>> flat, at last!
>
> >>>>>>>>>>>>> Why would people turn their labor/income over to a
> >>> bloated/
> >>>>>>>>>>>>> spendthrift/  incompetant government like
> >>> robots/slaves?
>
> >>>>>>>>>>>>> On Aug 2, 2:31 am, allan deheretic <
> >>> [email protected]>
> >>>>>>> wrote:
> >>>>>>>>>>>>>> Being american,,  I think taxes are necessary but
> >>> taxes
> >>>>> need
> >>>>>>> to be
> >>>>>>>>>>>>> dependent
> >>>>>>>>>>>>>> income..  the greater the income the greater the
> >>> taxes..
> >>>>> and
> >>>>>>> removal of
> >>>>>>>>>>>>> all
> >>>>>>>>>>>>>> tax exemptions especially on capital gains.....
>
> >>>>>>>>>>>>>> I am beginning to think that a petition needs to be
> >>>>>>> circulated placing
> >>>>>>>>>>>>>> a mandatory 35% on income over $250,000.oo with no
> >>>>>>> exemptions.
>
> >>>>>>>>>>>>>> That would go a long way to helping the relive the
> >>>>> national
> >>>>>>> debt..
>
> >>>>>>>>>>>>>> I also think all nation should have a 35% tax on
> >>> money
> >>>>>>> leaving a nation..
> >>>>>>>>>>>>>> Allan
>
> >>>>>>>>>>>>>> --
> >>>>>>>>>>>>>>  (
> >>>>>>>>>>>>>>   )
> >>>>>>>>>>>>>> I_D Allan
>
> >>>>>>>>>>>>>> If you can bear to hear the truth you've spoken
> >>>>>>>>>>>>>> Twisted by knaves to make a trap for fools,
>
> >>>>>>>>>>>> --
> >>>>>>>>>>>>  (
> >>>>>>>>>>>>   )
> >>>>>>>>>>>> I_D Allan
>
> >>>>>>>>>>>> If you can bear to hear the truth you've spoken
> >>>>>>>>>>>> Twisted by knaves to make a trap for fools,- Hide quoted
> >>> text
> >>>>> -
>
> >>>>>>>>>>>> - Show quoted text -- Hide quoted text -
>
> >>>>>>>>>>> - Show quoted text -- Hide quoted text -
>
> >>>>>>>>>> - Show quoted text -- Hide quoted text -
>
> >>>>>>>>> - Show quoted text -- Hide quoted text -
>
> >>>>>>>> - Show quoted text -
>
> >>>>>> --
> >>>>>>  (
> >>>>>>   )
> >>>>>> I_D Allan
>
> >>>>>> If you can bear to hear the truth you've spoken
> >>>>>> Twisted by knaves to make a trap for fools,- Hide quoted text -
>
> >>>>>> - Show quoted text -
>
> >>>> --
> >>>>  (
> >>>>   )
> >>>> I_D Allan
>
> >>>> If you can bear to hear the truth you've spoken
> >>>> Twisted by knaves to make a trap for fools,- Hide quoted text -
>
> >>>> - Show quoted text -
>
> >> --
> >>  (
> >>   )
> >> I_D Allan
>
> >> If you can bear to hear the truth you've spoken
> >> Twisted by knaves to make a trap for fools,- Hide quoted text -
>
> >> - Show quoted text -- Hide quoted text -
>
> - Show quoted text -

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