I did not realize the different source of funds for vouchers versus new
construction.  I now understand why we continue to build more apartments to
solve the homeless problem � even though we already have thousands of vacant
apartments around the metro area.  I learned something new today.

Jason asked a few questions about section 8.  The program can be burdensome
for smaller landlords.  Two reasons:  First, PHA has their own rules that
are difficult to understand without specific training.  Second, they have
annual inspections that are always done during normal working hours.  Small
landlords usually have a full time job and leaving to meet inspectors might
not be an option.  For the full time landlord, the section 8 program works
very well.

Jason asked if landlords must subscribe to section 8.  No law requires a
landlord to accept section 8.  However, it is unclear if refusing section 8
is discrimination.  Tyrone Terrill (sp?) sent a letter to many landlords
informing them that refusal to accept section 8 is illegal discrimination.
The Minnesota Multi-Housing Association asked Mayor Randy Kelly to clarify.
Mayor Kelly wrote that refusing to accept section 8 is NOT discrimination.
I am unaware of this being tested in the courts.

Section 8 is no more lucrative than non-section 8 applicants.  It is illegal
to charge different rent because of a section 8 voucher.

There are non-profits that have voucher programs.  Wilder Roof project comes
to mind.  They have a wonderful program.

Steve Meldahl stated that "good landlords are certainly not professing for
more section 8."  I disagree.  ALL of the landlords I talk to prefer more
vouchers to building new subsidized housing.  I believe the example Mr.
Meldahl gave is a function of screening criteria.  His acquaintance likely
has very low (or no) screening criteria.  I have about 10% section 8 and
find them to be wonderful tenants.  The section 8 tenants must meet the same
rental criteria as non-section 8 tenants.  I encourage Mr. Meldahl to post
again with his recommendation on solving the homeless problem (which is how
this thread started).

If it makes any difference, I am a hands-on landlord.  I have been doing
this since 1989 and currently own 190 apartments.  I am senior VP of the St.
Paul Association of Responsible Landlords, I teach classes on how to be a
good tenant, I have turned around problem properties (and been featured in
local newspapers for doing so).

I appreciate your time.

Regards, Bill Cullen.
Hopkins � Landlord.


-----Original Message-----
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]]On Behalf Of
Victoria Heller
Sent: Thursday, February 06, 2003 11:25 AM
To: Mpls Forum
Cc: [EMAIL PROTECTED]
Subject: [Mpls] "No Longer the Giveaway County Board"


Michael Hohmann inquires:

The rent subsidies also allow renters a degree of locational flexibility.
I imagine
there are problems with which sources of funds are available, i.e. funds to
subsidize new construction vs. direct rent subsidies, federal vs. state vs.
local funds, etc.  Also, I believe many landlords dislike the Section 8
program.  Any comments from knowledgeable government folks (MCDA, MPHA,
state/local folks, etc.) and private landlords?  Craig, Vicky, Keith...?

Vicky Replies:

I can address the "sources of funds" issue.

Section 8 vouchers require real cash, that is, out of HUD's pocket/budget.

New construction financing gets FRESH MONEY (doesn't come out of any
government budget.)  Municipal bonds are sold to rich folks, pension funds,
etc. who wish to avoid paying taxes.  Government agencies (MCDA for
example) get paid big fees for underwriting the bond issues.  Rating
agencies (Standard & Poors for example) get paid big fees for "rating" the
bond issues.  Brokers (Steve Yanisch, via Piper Jaffray and Dain Bosworth
for example) get paid big commissions for selling the bond issues.
Purchasers of the bonds (the Yanisch family for example) receive tax free
interest and zero risk - 9% interest in the case of the Orpheum Theater
bonds.

If a developer adds a handful of  "affordable" units to the development -
he or she gets an extra bundle of money and other goodies, including
reduced property taxes.

Some of these municipal bond issues are guaranteed by the "full faith and
credit" of the taxpayers.  Others are not.

The Target Store bonds were "pay as you go" (not guaranteed) in the
beginning.  When interest rates dropped, the bonds were re-financed and
OOPS - all of a sudden the taxpayers are on the hook.  Sneaky little
devils.

Vicky Heller
Cedar-Riverside and North Oaks


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