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From: Dan Rossi
To: blindhandyman@yahoogroups.com mailto:blindhandyman%40yahoogroups.com
Sent: Tuesday, August 31, 2010 7:47 AM
Subject: Re: [BlindHandyMan] home owner insurance
Jennifer,
Is money a motivator for your husband? I believe you have a mortgage on
your home
of the living room celling tomorrow.
Thanks again.
Jennifer
_
From: blindhandyman@yahoogroups.com [mailto:blindhandy...@yahoogroups.com]
On Behalf Of Claudia
Sent: Friday, September 03, 2010 3:24 AM
To: blindhandyman@yahoogroups.com
Subject: Re: [BlindHandyMan] home owner insurance
Of Claudia
Sent: Friday, September 03, 2010 3:24 AM
To: mailto:blindhandyman%40yahoogroups.comblindhandyman@yahoogroups.com
Subject: Re: [BlindHandyMan] home owner insurance
That's correct; the mortgage company will make sure that you have insurance,
as they need to protect their investment, and it's much
Jen,
If you have essential repairs that need to be made, you should see if your city
offers no-interest or forgiveable loans, for rehab projects.
These loans are usually based on income, minority status or disability.
In our city, we have such a loan program; however, it is so good that there
To: blindhandyman@yahoogroups.com
Sent: Tuesday, August 31, 2010 7:47 AM
Subject: Re: [BlindHandyMan] home owner insurance
Jennifer,
Is money a motivator for your husband? I believe you have a mortgage on
your home. Mortgage companies won't allow you to go without insurance.
Thus, if you
Hi Jennifer, may I suggest seeking a grant from a local community
program. Like where i live it would be called Columbia opportunities.
most counties thru the area of the states have these programs. also
call that insurance company and tell them your plight lay it right out
but you will
I also have to add to this Jennifer and it is an unpleasant topic. Aside from
what Dale has mentioned, you need to find out why your spouse is not motivated
to address the issues and he needs to understand that without insurance, the
entire family is at risk. If you have a mortgage on the
Hi Jen,
Another question I have is if you own or rent the house you currently live
in.
If you own, is it paid off, and if so, what's the likelihood that you can
obtain a renovation loan, or possibly go through HUD, Fanny May or Freddy
Mac to see if you qualify for a disbursement.
From what
Jennifer,
Is money a motivator for your husband? I believe you have a mortgage on
your home. Mortgage companies won't allow you to go without insurance.
Thus, if you can't get your own insurance, the mortgage company will sell
you insurance and you won't be happy with how much they will
the insurance company will pay and the mortgage is
still owing.
Cy, The Anasazi
From: blindhandyman@yahoogroups.com [mailto:blindhandy...@yahoogroups.com]
On Behalf Of Dan Rossi
Sent: Tuesday, August 31, 2010 6:48 AM
To: blindhandyman@yahoogroups.com
Subject: Re: [BlindHandyMan] home owner
Subject: Re: [BlindHandyMan] home owner insurance
Jennifer,
Is money a motivator for your husband? I believe you have a mortgage on
your home. Mortgage companies won't allow you to go without insurance.
Thus, if you can't get your own insurance, the mortgage company will sell
you
[mailto:blindhandy...@yahoogroups.com]
On Behalf Of Dan Rossi
Sent: Tuesday, August 31, 2010 7:48 AM
To: blindhandyman@yahoogroups.com
Subject: Re: [BlindHandyMan] home owner insurance
Jennifer,
Is money a motivator for your husband? I believe you have a mortgage on
your home. Mortgage companies
To: blindhandyman@yahoogroups.com
Subject: RE: [BlindHandyMan] home owner insurance
Dan,
I know, but this does not seem to motivate him either. I tried to get him to
not file one of the claims we filed last year for this reason and he ignored
me. It was a $1400 repair and we have a $1000
You've got a tough nut to crack. It's not like it use to be when all it
took was a phone call and a check in the mail. Your policy came back ready
to go. Just sign it and return it in the pre paid envelope. Those days are
long gone. The insurance industry took a heavy pounding with some
especially if he signed the contract with the insurance company.
There will be stipulations in the contract. They expect folks to follow
them as folks expect the insurance company to follow them. And for those
who say well, the insurance company doesn't always I say and they have
bigger
Of course it doesn't matter if it is your fault or not, if they won't issue a
policy they just won't.
Water and fire and of course theft are the big issues with insurance.
Roof needs to be satisfactory, heating and electrical and plumbing.
Holes in the ceilings and walls shouldn't matter much
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