Hearing this makes me want to take more extreme opinions around you.

On Sat, 2024-01-27 at 12:44 +1300, Charles Haynes wrote:
> One other way that economics (and specifically behavioural economics)
> has  changed my way of looking at the world is that I'm now  more
> aware of my own paradoxical behaviours. Like the endowment effect and
> the sunk cost fallacy. I have also found one tool to be particularly
> valuable and that's the notion of "setting a betting line." Which is
> a way of measuring my confidence in something. One thing I've noticed
> though is that people who do this are not always completely honest
> with themselves. In theory you should be willing to take "either
> side" of such a bet, but when I set a line like that, I'm often
> reluctant to take one side of the bet - which means I've set the line
> wrong and I'm lying to myself about how likely I really think
> something is.
> 
> I'm not sure I explained that well, but in practice it works out to
> me asking people "how much are you willing to bet" if they say
> something I disagree with - and sometimes ending up actually making
> wagers with people. If you see me say something you think is
> outrageous I encourage you to ask me to put my money where my mouth
> is. :)
> 
> — Charles
> 
> On Fri, 26 Jan 2024 at 23:01, Jeremy Bornstein <[email protected]>
> wrote:
> > I would definitely do this for USD $500/day. For one, I am
> > convinced that it's in the realm of things that I (and most people)
> > would get used to quickly enough for the unpleasant aspects to fade
> > to tolerability or even pleasure. Also, I may have some minor
> > masochistic tendencies... but not enough of them to do this for
> > $100/day.
> > 
> > I don't believe absolutes such as "no amount of money" for things
> > like this. Imagine a million dollars, or more. Even for people who
> > have sufficient access to funds for their own direct use, that
> > would represent a huge amount of leverage for helping other people,
> > which I think most folks would eventually decide made the agony
> > worth it.
> > 
> > Of course, this potentially opens up the thought experiment to
> > other things even less universally appealing than cold showers, but
> > I'm not sure that actually discussing those possibilities would be
> > sufficiently edifying or amusing for us.
> > 
> > Jeremy
> > 
> > P.S. Apologies for the previous empty mails... it looks like my
> > mail client had been in a running broken state.
> > 
> > 
> > > Clearly I cannot afford this but I still want to test the
> > > longevity/sustainability of this decision - that USD 500 is
> > > enough. 
> > > 
> > > Can you convince yourself that you receive 500 dollars worth of
> > > health, motivation and resilience benefits to withstand 180
> > > seconds of 12-15 centigrade water every. Single. Day. for a week?
> > > 
> > > My assumption is that you’ll decide it isn’t worth it, even for
> > > USD 500. 
> > > 
> > > My motivation for cold showers (6 months of pure agony, I’ll add)
> > > is twofold and deeply personal -watching my father die -cancer-
> > > and be miserable about being cold, and my own mental health
> > > benefits enormously from it (it is the hardest thing I can do in
> > > a day, everything else is a piece of cake). But no amount of
> > > money would incentivise me to do this. 
> > > 
> > > Huda Masood 
> > > +91 9886796967
> > > 
> > > 
> > > On Fri, 26 Jan 2024 at 02:37, Charles Haynes
> > > <[email protected]> wrote:
> > > > I would do the shower thing for somewhere between USD$100 and
> > > > USD$500 per day. ($100 is probably not enough, $500 definitely
> > > > is.)
> > > > 
> > > > One learning about money is that looking at investments daily
> > > > makes me unhappy and that for me the "asymmetry of happiness"
> > > > is real - that losing $100 makes me more unhappy than winning
> > > > $100 would (and it's not just about the non-linearity of the
> > > > value of money, but it may be an endowment effect). So in
> > > > circumstances where good and bad things are both likely to
> > > > happen relatively frequently I try to "smooth out" the
> > > > frequency by checking less often.
> > > > 
> > > > On Fri, 26 Jan 2024 at 07:52, Huda Masood via Silklist
> > > > <[email protected]> wrote:
> > > > > Tell me then, in what other areas of your life have you
> > > > > applied the new learnings with money? 
> > > > > 
> > > > > I find the human relationship with money extraordinarily
> > > > > interesting. My current social experiment is asking how much
> > > > > could I pay them to take a 3 minute cold shower every day,
> > > > > for a whole year. No hot water before or after. 
> > > > > 
> > > > > I’ve had no takers so far. Everyone wriggles out with some
> > > > > condition or the other. No amount of money is incentive
> > > > > enough. 
> > > > > 
> > > > > But they’d happily do it if family was in danger or they
> > > > > could work half time for the same pay. 
> > > > > 
> > > > > I find that very telling. 
> > > > > 
> > > > > Huda Masood 
> > > > > +91 9886796967
> > > > > 
> > > > > 
> > > > > On Thu, 25 Jan 2024 at 18:27, Christopher A Kantarjiev via
> > > > > Silklist <[email protected]> wrote:
> > > > > > On 1/24/24 10:16 PM, Udhay Shankar N via Silklist wrote:
> > > > > > 
> > > > > > > Very interesting thought. The most thought-provoking part
> > > > > > is "changing 
> > > > > > > your mental model" which resonated with me, because the
> > > > > > mental model 
> > > > > > > which causes this to be an issue in the first place is
> > > > > > "Am I being taken 
> > > > > > > advantage of?" (which is completely different from "Can I
> > > > > > afford this?" 
> > > > > > > which requires a separate thread, I think.)
> > > > > > 
> > > > > > Yes ... I grew up in a household where my father tracked
> > > > > > every penny of 
> > > > > > expenses and basically invented a double-entry bookkeeping
> > > > > > system so he 
> > > > > > could resolve his cash accounts Sunday night. I guess it
> > > > > > was "fun" for 
> > > > > > him, but hell for everyone else when he wandered the house
> > > > > > saying "where 
> > > > > > did I spent twelve cents?".
> > > > > > 
> > > > > > It came both from a history of not having enough (he lived
> > > > > > through WWII 
> > > > > > in Germany) and a fear of being taken advantage of ...
> > > > > > which I, somewhat 
> > > > > > unfortunately, inherited.
> > > > > > 
> > > > > > Those two things were very intertwined in my attitude
> > > > > > towards money, and 
> > > > > > this experience was a big step in learning to let go of
> > > > > > them.
> > > > > > 
> > > > > > 

-- 
Silklist mailing list
[email protected]
https://mailman.panix.com/listinfo.cgi/silklist

Reply via email to