As per    them they have sent your complaint to the concern department and
answered you in passive continuous tense.

On Sun, Dec 10, 2023, 11:28 Muhammad Mishbahul <[email protected]>
wrote:

> According to my understanding Rules considers literate to  those who can
> sign uniformly. individuals who gives their thumb impression specified to
> be categorised as illiterate. there is lack of any specific direction
> Haider to about visually impaired person who is highly literate, but put
> his or her thumb impression
>
> Sent from my iPhone
>
> On Dec 9, 2023, at 18:32, Tanmay Srivastava <[email protected]>
> wrote:
>
> 
> Hi all,
>
> I want to know whether legislation has defined "literate" or "illiterate"
> anywhere?
>
> regards
>
> tanmay srivastava
>
> On Sat, 9 Dec, 2023, 6:13 pm BHAWANI SHANKAR VERMA, <[email protected]>
> wrote:
>
>> my views were, either you submit your requisition online or offline to
>> the bank and let them deny. you are right and the master circular is
>> also bit confusing. Still A person is treated illiterate where he put
>> thumb impression. another side, some of our friends in this group also
>> enjoying all banking facilities by putting thumb impression, except
>> chequebook.
>>
>> I think that it is an atitudenal approach of branch staff. you should
>> contact to their higher authorities in circle office or zonal office,
>> hope your matter will be resolved,  lodge a complaint on the bank's
>> customer care portal.
>>
>>
>> On 12/9/2023 2:22 PM, Vaibhav Bhandari wrote:
>> > Hi,
>> > First of all; thanks a lot everyone for the help as well as all the
>> > information you guys provided. I shall reply to everyone here
>> > collectively.
>> > Udit, I actually chose SBI bank because I did not really see any
>> > discounts  on online shopping sites like amazon or flipcart for it
>> > whereas SBI does get those offers sometimes. Should I go for Union
>> > instead? I looked into private banks as well but the fixed deposits
>> > required there were pritty high. Is it better to have an account in  a
>> > government bank for instance union rather than private ones like HDFC
>> > if we are not employed and are a student?
>> > Harshit, I shall try to get the branch name and code along with the
>> > name of the bank employee, because I do not currently remember it.
>> > Bhawani, I did not understand what you were trying to say in your
>> > second message. Do you mean to say that I should apply online for an
>> > account in the bank and then see whether they reject it or not? Will
>> > creating an account online work if we do not want to do so offline?
>> > After looking at the Master Circular updated as on 01st October 2018,
>> > I found the following statements in section 2(1)(A):
>> > iv) If a Blind / visually challenged person is illiterate, or literate
>> > but unable to sign uniformly, his thumb impression should be obtained
>> > as a rule on the account opening form, pay-in slips and the withdrawal
>> > order forms and all the other precautions prescribed for the opening
>> > and conduct of accounts of illiterate depositors will be followed.
>> > v) However, if a Blind / visually challenged person is literate and he
>> > is in a position to sign uniformly, he may put his signature on the
>> > account opening form, pay-in slips and the withdrawal order forms.
>> >
>> > On 12/9/23, Yamuna Jivana Dasa (Yoganathan Khandoo) <[email protected]>
>> wrote:
>> >> Yes that's excellent advice I did not realize is possible here - apply
>> >> electronically and have them reject it that way on record. Brilliant.
>> Still,
>> >> thereafter you need to have somewhere to take that evidence to who can
>> hold
>> >> them accountable anyway, and without you giving an arm and a leg to
>> >> accomplish.
>> >>
>> >> I've learnt the hard way that while I might get excited about
>> collecting
>> >> evidence, often the channels we have don't really care about justice.
>> That
>> >> happened when I lost my job at First National Bank in South Africa.
>> They
>> >> first appeared to innocently rename my role as back-office assistant by
>> >> first narrowing it down to switchboard operator, then revoking that as
>> a
>> >> bank function which gives way to IVR systems.
>> >> I recorded my exit interview which proved they were only box-ticking
>> past
>> >> accessibility requirements. Still, I could not fight because they had
>> money
>> >> and power and I had none.
>> >>
>> >> -----Original Message-----
>> >> From: [email protected] [mailto:
>> [email protected]]
>> >> On Behalf Of BHAWANI SHANKAR VERMA
>> >> Sent: Saturday, December 9, 2023 10:33 AM
>> >> To: [email protected]
>> >> Subject: Re: [AI] Singnature required for banking facilities?
>> >>
>> >> Apply for banking facility you want on their prescribed format, and
>> let them
>> >> deny. you can ask them to reject your application on writing.
>> >>
>> >>
>> >> On 12/9/2023 9:43 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
>> >>> You know these front-office staff will never comply and give a written
>> >>> letter stating such. They are not under obligation to provide such a
>> >>> letter and so they won't in the name of having the next client to see.
>> >>> It's not a useful dynamic. Better to get the name of the person and
>> >>> officials here might be able to take it on. Good luck.
>> >>>
>> >>>
>> >>> -----Original Message-----
>> >>> From: [email protected]
>> >>> [mailto:[email protected]] On Behalf Of BHAWANI SHANKAR
>> >>> VERMA
>> >>> Sent: Saturday, December 9, 2023 7:16 AM
>> >>> To: [email protected]
>> >>> Subject: Re: [AI] Singnature required for banking facilities?
>> >>>
>> >>> demand a written reply for denial of banking services on the basis of
>> >>> thumb impression.
>> >>>
>> >>>
>> >>> On 12/8/2023 11:49 PM, Vaibhav Bhandari wrote:
>> >>>> Good Evening Everyone,
>> >>>> Just a few months ago, I had gone to an SBI branch to try to open my
>> >>>> account and they told me that thumb print would not be accepted for
>> >>>> opening the bank account and availing facilities like debit card,
>> >>>> internet banking, checkbook, etc., I would need to know how to sign
>> or
>> >>>> else it would be clasified under some illiteracy clause. It's
>> >>>> necessary to understand here that I haven't any experience in signing
>> >>>> and hadn't required doing so until now. The helper that was
>> explaining
>> >>>> me all this also said that they haven't even allowed their visually
>> >>>> impared employees to use internet banking because they couldn't sign.
>> >>>> So after returning, I tried doing some research, where in I found
>> that
>> >>>> there is a consensus among the various sites that such facilities
>> >>>> cannot be denied to people with visual imparement just because they
>> >>>> cannot sign but I cannot find this written somewhere in the banking
>> >>>> rules. So, if someone could clarify this for me, it'd be really
>> >>>> helpful.
>> >>>>
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