Can't you do it with a smart phone?  Just take front/back pix and email?

Jeff Broadwick
ConVergence Technologies, Inc.
312-205-2519 Office
574-220-7826 Cell
[email protected]

> On Jan 16, 2016, at 3:58 PM, Mark Radabaugh <[email protected]> wrote:
> 
> Are you seriously telling me I have to get a fax machine?  
> 
> Making them SMS a picture of the check isn’t a horrible idea.   Probably need 
> to think about the security implications a bit.
> 
> Mark
> 
>> On Jan 16, 2016, at 10:30 AM, Ken Hohhof <[email protected]> wrote:
>> 
>> Maybe that is why some payees insist that you mail or FAX them a voided 
>> check before they accept ACH payments from you.
>>  
>> From: Mark Radabaugh
>> Sent: Saturday, January 16, 2016 7:12 AM
>> To: [email protected]
>> Subject: Re: [AFMUG] Auditing IPpay
>>  
>> What really pisses me off is the lusers that figure out that a EFT 
>> transaction always authorizes then bounces a couple of days later, so they 
>> give you a bogus account to get service turned back on until the check 
>> bounces.   The bank doesn’t charge them because they made up the account in 
>> the first place, but we still get the $10 fee from the bank.   Not only did 
>> they not pay the bill, they cost us fees.
>>  
>> There is a whole list of people we won’t accept EFT’s from anymore.
>>  
>> Mark
>>  
>>  
>>  
>>> On Jan 15, 2016, at 6:58 PM, Josh Luthman <[email protected]> 
>>> wrote:
>>>  
>>> That may be the case, but there's no way I could really begin to track 
>>> that.  We do card transactions daily.  If I try to compare Powercode's 
>>> transaction list to Chase my eyes would get dizzy, especially if you throw 
>>> in delayed transactions from some days.
>>>  
>>>  
>>> Josh Luthman
>>> Office: 937-552-2340
>>> Direct: 937-552-2343
>>> 1100 Wayne St
>>> Suite 1337
>>> Troy, OH 45373
>>>  
>>>> On Fri, Jan 15, 2016 at 6:49 PM, Cameron Crum <[email protected]> wrote:
>>>> You may have a couple cards that took longer to settle too. I'd check 
>>>> again tomorrow or Monday and see if the money shows up. The vast majority 
>>>> of time, we see funding in 48hrs, but sometimes it is longer.
>>>>  
>>>>  
>>>>  
>>>>> On Fri, Jan 15, 2016 at 5:46 PM, Josh Luthman 
>>>>> <[email protected]> wrote:
>>>>> We do minimal ACH, but I definitely appreciate the heads up =)
>>>>>  
>>>>> We get (or at least used to...) an email when an NSF happens.  Haven't 
>>>>> seen that in quite some time, but we also quit doing ACH and probably 
>>>>> have 3-5 customers using it.
>>>>> 
>>>>>  
>>>>> Josh Luthman
>>>>> Office: 937-552-2340
>>>>> Direct: 937-552-2343
>>>>> 1100 Wayne St
>>>>> Suite 1337
>>>>> Troy, OH 45373
>>>>> 
>>>>> On Fri, Jan 15, 2016 at 6:43 PM, Cameron Crum <[email protected]> wrote:
>>>>>> One thing you might check is make sure the ACH charges actually went 
>>>>>> through if you have them. IPPay will get an approval from the bank and 
>>>>>> give your system the approval, but if the funds are NSF on the day they 
>>>>>> draw the transaction will reverse. There is no mechanism for IPPay to 
>>>>>> report that via their API so it is up to the end user to check their 
>>>>>> IPPay report. Just an idea. 
>>>>>>  
>>>>>>  
>>>>>>  
>>>>>>> On Fri, Jan 15, 2016 at 2:46 PM, Sterling Jacobson 
>>>>>>> <[email protected]> wrote:
>>>>>>> That’s around what I was told and am expecting.
>>>>>>>  
>>>>>>> I’ll have to check the numbers again to make sure.
>>>>>>>  
>>>>>>> From: Af [mailto:[email protected]] On Behalf Of Josh Luthman
>>>>>>> Sent: Friday, January 15, 2016 11:38 AM
>>>>>>> 
>>>>>>> To: [email protected]
>>>>>>> Subject: Re: [AFMUG] Auditing IPpay
>>>>>>>  
>>>>>>>  
>>>>>>> I've done fees/total charge and it was 1.99-2.01% I believe
>>>>>>> 
>>>>>>>  
>>>>>>> Josh Luthman
>>>>>>> Office: 937-552-2340
>>>>>>> Direct: 937-552-2343
>>>>>>> 1100 Wayne St
>>>>>>> Suite 1337
>>>>>>> Troy, OH 45373
>>>>>>>  
>>>>>>>> On Fri, Jan 15, 2016 at 1:31 PM, Sterling Jacobson 
>>>>>>>> <[email protected]> wrote:
>>>>>>>> Yes, I see that.
>>>>>>>>  
>>>>>>>> So I should be able to audit what Platypus/IPPay says was charged, 
>>>>>>>> with what goes into the bank account directly.
>>>>>>>> There are functions for doing that within Platypus, I just haven’t 
>>>>>>>> used them in years J
>>>>>>>>  
>>>>>>>> Maybe I’m not so concerned about that as much as I’m wondering if the 
>>>>>>>> IPPay fees, and merchant fees are on par with the rate I think I’m 
>>>>>>>> supposed to be getting.
>>>>>>>>  
>>>>>>>>  
>>>>>>>>  
>>>>>>>> From: Af [mailto:[email protected]] On Behalf Of Josh Luthman
>>>>>>>> Sent: Friday, January 15, 2016 11:26 AM
>>>>>>>> To: [email protected]
>>>>>>>> Subject: Re: [AFMUG] Auditing IPpay
>>>>>>>>  
>>>>>>>> Merchant fees come out as their own charge at the end of the month.  
>>>>>>>> You should receive 100% of what you charge.
>>>>>>>> 
>>>>>>>>  
>>>>>>>> Josh Luthman
>>>>>>>> Office: 937-552-2340
>>>>>>>> Direct: 937-552-2343
>>>>>>>> 1100 Wayne St
>>>>>>>> Suite 1337
>>>>>>>> Troy, OH 45373
>>>>>>>>  
>>>>>>>>> On Fri, Jan 15, 2016 at 1:21 PM, Sterling Jacobson 
>>>>>>>>> <[email protected]> wrote:
>>>>>>>>> I’m wondering the same thing for Platypus billing.
>>>>>>>>>  
>>>>>>>>> At times it seems the merchant fees are a lot higher that I thought 
>>>>>>>>> they would be looking at the raw incoming in our QuickBooks and the 
>>>>>>>>> monthly outgoing line item for IPPay and AMEX etc.
>>>>>>>>>  
>>>>>>>>> From: Af [mailto:[email protected]] On Behalf Of Josh Luthman
>>>>>>>>> Sent: Friday, January 15, 2016 10:39 AM
>>>>>>>>> To: [email protected]
>>>>>>>>> Subject: [AFMUG] Auditing IPpay
>>>>>>>>>  
>>>>>>>>> Does anyone do any sort of checking to make sure what you charge in 
>>>>>>>>> billing (ie Powercode) actually shows up in your account (ie Chase)?  
>>>>>>>>> I don't suspect anything, but the thought occurred after I saw we're 
>>>>>>>>> short $500 today from what we charged in cards on the 13th.
>>>>>>>>>  
>>>>>>>>> Josh Luthman
>>>>>>>>> Office: 937-552-2340
>>>>>>>>> Direct: 937-552-2343
>>>>>>>>> 1100 Wayne St
>>>>>>>>> Suite 1337
>>>>>>>>> Troy, OH 45373
> 

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