We pay like $100 a year for an efax account.  Customers get a toll free
number to fax to, we get it via email.

Josh Luthman
Office: 937-552-2340
Direct: 937-552-2343
1100 Wayne St
Suite 1337
Troy, OH 45373
On Jan 17, 2016 9:30 AM, "Mark Radabaugh" <[email protected]> wrote:

> Fax - an obsolete technology that just needs to FOAD.
>
> For what it’s worth http://www.vitelity.com/services_vfax/ works really
> well, or if you want to run the platform yourself http://www.faxback.com
>
> The customers with check bouncing issues probably don’t have access to a
> fax in any case.   The comment on security issues was in relation to having
> an image of the check floating around in email, which is a potential
> liability I don’t need given the customers propensity to get their email
> passwords hacked on a regular basis.
>
> SMS to a cell phone might not be bad other than I don’t like giving
> everyone (and certainly not disgruntled suspended customers) our cell phone
> numbers ;-)
>
> Mark
>
> On Jan 16, 2016, at 4:39 PM, Josh Luthman <[email protected]>
> wrote:
>
> Efax?
>
> Josh Luthman
> Office: 937-552-2340
> Direct: 937-552-2343
> 1100 Wayne St
> Suite 1337
> Troy, OH 45373
> On Jan 16, 2016 3:58 PM, "Mark Radabaugh" <[email protected]> wrote:
>
>> Are you seriously telling me I have to get a fax machine?
>>
>> Making them SMS a picture of the check isn’t a horrible idea.   Probably
>> need to think about the security implications a bit.
>>
>> Mark
>>
>> On Jan 16, 2016, at 10:30 AM, Ken Hohhof <[email protected]> wrote:
>>
>> Maybe that is why some payees insist that you mail or FAX them a voided
>> check before they accept ACH payments from you.
>>
>> *From:* Mark Radabaugh <[email protected]>
>> *Sent:* Saturday, January 16, 2016 7:12 AM
>> *To:* [email protected]
>> *Subject:* Re: [AFMUG] Auditing IPpay
>>
>> What really pisses me off is the lusers that figure out that a EFT
>> transaction always authorizes then bounces a couple of days later, so they
>> give you a bogus account to get service turned back on until the check
>> bounces.   The bank doesn’t charge them because they made up the account in
>> the first place, but we still get the $10 fee from the bank.   Not only did
>> they not pay the bill, they cost us fees.
>>
>> There is a whole list of people we won’t accept EFT’s from anymore.
>>
>> Mark
>>
>>
>>
>>
>> On Jan 15, 2016, at 6:58 PM, Josh Luthman <[email protected]>
>> wrote:
>>
>> That may be the case, but there's no way I could really begin to track
>> that.  We do card transactions daily.  If I try to compare Powercode's
>> transaction list to Chase my eyes would get dizzy, especially if you throw
>> in delayed transactions from some days.
>>
>>
>> Josh Luthman
>> Office: 937-552-2340
>> Direct: 937-552-2343
>> 1100 Wayne St
>> Suite 1337
>> Troy, OH 45373
>>
>> On Fri, Jan 15, 2016 at 6:49 PM, Cameron Crum <[email protected]> wrote:
>>
>>> You may have a couple cards that took longer to settle too. I'd check
>>> again tomorrow or Monday and see if the money shows up. The vast majority
>>> of time, we see funding in 48hrs, but sometimes it is longer.
>>>
>>>
>>>
>>> On Fri, Jan 15, 2016 at 5:46 PM, Josh Luthman <
>>> [email protected]> wrote:
>>>
>>>> We do minimal ACH, but I definitely appreciate the heads up =)
>>>>
>>>> We get (or at least used to...) an email when an NSF happens.  Haven't
>>>> seen that in quite some time, but we also quit doing ACH and probably have
>>>> 3-5 customers using it.
>>>>
>>>>
>>>> Josh Luthman
>>>> Office: 937-552-2340
>>>> Direct: 937-552-2343
>>>> 1100 Wayne St
>>>> Suite 1337
>>>> Troy, OH 45373
>>>>
>>>> On Fri, Jan 15, 2016 at 6:43 PM, Cameron Crum <[email protected]>
>>>> wrote:
>>>>
>>>>> One thing you might check is make sure the ACH charges actually went
>>>>> through if you have them. IPPay will get an approval from the bank and 
>>>>> give
>>>>> your system the approval, but if the funds are NSF on the day they draw 
>>>>> the
>>>>> transaction will reverse. There is no mechanism for IPPay to report that
>>>>> via their API so it is up to the end user to check their IPPay report. 
>>>>> Just
>>>>> an idea.
>>>>>
>>>>>
>>>>>
>>>>> On Fri, Jan 15, 2016 at 2:46 PM, Sterling Jacobson <
>>>>> [email protected]> wrote:
>>>>>
>>>>>> That’s around what I was told and am expecting.
>>>>>>
>>>>>> I’ll have to check the numbers again to make sure.
>>>>>>
>>>>>> *From:* Af [mailto:[email protected]] *On Behalf Of *Josh Luthman
>>>>>> *Sent:* Friday, January 15, 2016 11:38 AM
>>>>>>
>>>>>> *To:* [email protected]
>>>>>> *Subject:* Re: [AFMUG] Auditing IPpay
>>>>>>
>>>>>>
>>>>>> I've done fees/total charge and it was 1.99-2.01% I believe
>>>>>>
>>>>>>
>>>>>> Josh Luthman
>>>>>> Office: 937-552-2340
>>>>>> Direct: 937-552-2343
>>>>>> 1100 Wayne St
>>>>>> Suite 1337
>>>>>> Troy, OH 45373
>>>>>>
>>>>>> On Fri, Jan 15, 2016 at 1:31 PM, Sterling Jacobson <
>>>>>> [email protected]> wrote:
>>>>>>
>>>>>> Yes, I see that.
>>>>>>
>>>>>> So I should be able to audit what Platypus/IPPay says was charged,
>>>>>> with what goes into the bank account directly.
>>>>>> There are functions for doing that within Platypus, I just haven’t
>>>>>> used them in years J
>>>>>>
>>>>>> Maybe I’m not so concerned about that as much as I’m wondering if the
>>>>>> IPPay fees, and merchant fees are on par with the rate I think I’m 
>>>>>> supposed
>>>>>> to be getting.
>>>>>>
>>>>>>
>>>>>>
>>>>>> *From:* Af [mailto:[email protected]] *On Behalf Of *Josh Luthman
>>>>>> *Sent:* Friday, January 15, 2016 11:26 AM
>>>>>> *To:* [email protected]
>>>>>> *Subject:* Re: [AFMUG] Auditing IPpay
>>>>>>
>>>>>> Merchant fees come out as their own charge at the end of the month.
>>>>>> You should receive 100% of what you charge.
>>>>>>
>>>>>>
>>>>>> Josh Luthman
>>>>>> Office: 937-552-2340
>>>>>> Direct: 937-552-2343
>>>>>> 1100 Wayne St
>>>>>> Suite 1337
>>>>>> Troy, OH 45373
>>>>>>
>>>>>> On Fri, Jan 15, 2016 at 1:21 PM, Sterling Jacobson <
>>>>>> [email protected]> wrote:
>>>>>>
>>>>>> I’m wondering the same thing for Platypus billing.
>>>>>>
>>>>>> At times it seems the merchant fees are a lot higher that I thought
>>>>>> they would be looking at the raw incoming in our QuickBooks and the 
>>>>>> monthly
>>>>>> outgoing line item for IPPay and AMEX etc.
>>>>>>
>>>>>> *From:* Af [mailto:[email protected]] *On Behalf Of *Josh Luthman
>>>>>> *Sent:* Friday, January 15, 2016 10:39 AM
>>>>>> *To:* [email protected]
>>>>>> *Subject:* [AFMUG] Auditing IPpay
>>>>>>
>>>>>> Does anyone do any sort of checking to make sure what you charge in
>>>>>> billing (ie Powercode) actually shows up in your account (ie Chase)?  I
>>>>>> don't suspect anything, but the thought occurred after I saw we're short
>>>>>> $500 today from what we charged in cards on the 13th.
>>>>>>
>>>>>> Josh Luthman
>>>>>> Office: 937-552-2340
>>>>>> Direct: 937-552-2343
>>>>>> 1100 Wayne St
>>>>>> Suite 1337
>>>>>> Troy, OH 45373
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>
>>>>>
>>>>
>>>>
>>>
>>>
>>
>>
>>
>>
>>
>>
>

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