Good for you. That should teach the seller a lesson.

John Pisano <[email protected]> wrote:  Thanks for your thoughts - It was 
supposed to be fully insured. As it turns
out the seller insured it for less then the amount I requested. It didn't
make a difference because it was not packed to UPS standards so they denied
the claim. This time it was not UPS's fault. There was almost no packing
material, just a little newspaper. Here are a few more pictures of what it
looked like when I opened the box. Just picture a few pieces of crumpled
newspaper on top. 



http://members.cox.net/jpisano/phono1.jpg



http://members.cox.net/jpisano/phono2.jpg





Packing aside, here is the lesson I learned: When you purchase an expensive
item from Ebay or any other online source I recommend paying through PayPal
and here is why. Most sellers aren't set up to except credit cards, but if
they except PayPal the buyer has the option of using his credit card or bank
account to pay for an item. Choose the credit card option. This was the
only way I was able to get my money back. The seller refused stating it
wasn't their fault because it was insured. UPS denied the claim. PayPal
only covers the first $1,000 if you are lucky, plus they are almost
impossible to get in touch with. 



However your credit card company will go to bat for you. They can do what
is called a chargeback. A chargeback is where the money paid to the
retailer is reversed out of their account and refunded to yours. Of course
you have to have good reason and facts to back up your case. I am still
going through the process but have been credited. Paypal actually always
takes the side of the seller. They are in the process of disputing the
charge back with my bank, but don't think they have a case.









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