--- In [email protected], "ctxmf74" <[EMAIL PROTECTED]> wrote:
>
 If you don't
> get a layout built till you retire it's no big deal, you will have
> built skills till then that will make the layout a lot better when it
> finally happens!!....Regards, Dave Branum
>

Don't count on retirement time. I got to retire early and figured on 
lots of time working on a layout. My Fibromyalgia limits me to one or 
two days a week, probably less hours than I did things when I worked. 
Figure on doing things in the now, the future may not be what you think.

Harold




 
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