, NC
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Bruce
Whitmore via CnC-List
Sent: Wednesday, November 13, 2019 9:16 PM
To: Della Barba, Joe via CnC-List
Cc: Bruce Whitmore
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
Interestingly I
Guess that solves that problem.
Bill Coleman
Erie, PA
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Bruce
Whitmore via CnC-List
Sent: Wednesday, November 13, 2019 9:16 PM
To: Della Barba, Joe via CnC-List
Cc: Bruce Whitmore
Subject: Re: Stus-List Boat
Interestingly I just tried Progressive, and they won't insure anything larger
that 35'.
Bruce Whitmore
1994 C 37/40+"Astralis"
(847) 404-5092 (mobile)
bwhitm...@sbcglobal.net
___
Thanks everyone for supporting this list with your
Bill…check your policy language. Half the cost is very suspicious.
David F. Risch
(401) 419-4650
From: CnC-List On Behalf Of Bill Coleman via
CnC-List
Sent: Wednesday, November 13, 2019 9:33 AM
To: cnc-list@cnc-list.com
Cc: Bill Coleman
Subject: Re: Stus-List Boat insurance...reimbursement
Subject: [EXTERNAL] Re: Stus-List Boat insurance...reimbursement vs. depreciated
That almost sounds too good!
Has anyone had any claims experience with Progressive?
I currently have a car with them, and keep getting prods to insure a boat with
them, but Flo is so pushy, it makes me suspicious
...@cnc-list.com] On Behalf Of
nausetbeach--- via CnC-List
Sent: Tuesday, November 12, 2019 4:56 PM
To: cnc-list@cnc-list.com
Cc: nausetbe...@optonline.net
Subject: [EXTERNAL] Re: Stus-List Boat insurance...reimbursement vs. depreciated
For those who have relatively recently switched insurance
: Tuesday, November 12, 2019 4:56 PM
To: cnc-list@cnc-list.com
Cc: nausetbe...@optonline.net
Subject: [EXTERNAL] Re: Stus-List Boat insurance...reimbursement vs. depreciated
For those who have relatively recently switched insurance [particularly from
BoatUS / Geico] to another, were you required to get
Sent: Tuesday, November 12, 2019 6:02:31 PM
To: cnc-list@cnc-list.com ; cnc-list@cnc-list.com
Cc: Neil Andersen
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
Anyone know if CNA is still writing boat insurance policies? I too had a
claim that they handled wonderfully
on behalf of nausetbeach--- via
CnC-List
Sent: Tuesday, November 12, 2019 4:56 PM
To: cnc-list@cnc-list.com
Cc: nausetbe...@optonline.net
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
For those who have relatively recently switched insurance [particularly from
BoatUS / Geico
ks,
Brian
*From:* CnC-List *On Behalf Of *David
Risch via CnC-List
*Sent:* Tuesday, November 12, 2019 3:51 PM
*To:* cnc-list@cnc-list.com
*Cc:* David Risch
*Subject:* Re: Stus-List Boat insurance...reimbursement vs. depreciated
As am I.
I too danced on their heads about this substantial change t
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
As am I.
I too danced on their heads about this substantial change to coverage WITHOUT
notice.
Berkeley ticked my boxes…replacement and riders available for offshore passages
to Bermuda.
From: CnC-List
Want some fun reading? Google "GEICO complaints" or "Firestone complaints".
No wonder GEICO advertises somuch.
DennisC.
Touche' 35-1 #83
Mandeville, LA
___
Thanks everyone for supporting this list with your contributions. Each and
every one is
-list
Cc: Bruce Whitmore
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
Unfortunately the changes and problems started when Boat U.S. in 2007, and was
exacerbated when coverage was transferred to GEICO (as opposed to CNA which
used to issue the policies).
I made a VERY
David,
As do I. I have CCEd my broker. A sailor to boot.
From: CnC-List On Behalf Of Joel Aronson via
CnC-List
Sent: Tuesday, November 12, 2019 12:58 PM
To: cnc-list
Cc: Joel Aronson
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
David,
I use Berkeley Marine
is frustrating.
From: Bill Coleman via CnC-List
Sent: Tuesday, November 12, 2019 1:48 PM
To: cnc-list@cnc-list.com
Cc: Bill Coleman
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
It was also sad when they (BoatUS) ceded the BoatUS stores to West Marine, they
were a nice
: Stus-List Boat insurance...reimbursement vs. depreciated
Unfortunately the changes and problems started when Boat U.S. in 2007, and was
exacerbated when coverage was transferred to GEICO (as opposed to CNA which
used to issue the policies).
I made a VERY STRONG argument to them about
Unfortunately the changes and problems started when Boat U.S. in 2007, and was
exacerbated when coverage was transferred to GEICO (as opposed to CNA which
used to issue the policies).
I made a VERY STRONG argument to them about a 18 months ago when I found out
they had not pointed out the
My experience with BOATUS was stellar years ago. I hit a log and bent the prop
shaft. They didn’t even send an adjuster, just had the yard fax them an
estimate and they paid it no question. I don’t even think I had a deductible
because I had paid to get hauled anyway for painting. There was no
David,
I use Berkeley Marine through an independent broker. No claims experience
luckily.
Joel
On Tue, Nov 12, 2019 at 12:38 PM David E Spiro via CnC-List <
cnc-list@cnc-list.com> wrote:
> I can absolutely confirm that BoatUS/Geico depreciates to 20 percent on
> repairs, on a policy that has
I can absolutely confirm that BoatUS/Geico depreciates to 20 percent on
repairs, on a policy that has an agreed value. The agreed value is for a
total loss. When they paid for repairs on my 1981 C 40 this past summer,
I had to pay for 80% of any fitting or other part of the hull, AFTER the
e Whitmore)
--
Message: 1
Date: Mon, 11 Nov 2019 21:46:04 + (UTC)
From: Bruce Whitmore
To: Allen Miles via CnC-List
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
coverage...
I agree with everything James said except for the bit about ISO forms. Yes,
ISO forms are pretty standard for Homeowners, Renters, and even Commercial
General Liability. For boats, however, I have not seen the standard ISO forms,
meaning that each carrier's policy may differ, even
Some terms to know if you are dealing with a claim.
Replacement Cost Value (RCV) - this is the cost of buying a new boat or part in
today's dollars. You probably have your boat insured for this amount.
Actual Cash Value (ACV) - the amount that a boat or part is worth after
depreciation is
Be careful to understand your insurance policy. Lots of terms like “replacement
value” or “agreed value” or “new for old” have different definitions. See the
definitions section of your policy. Sometimes the “agreed value” provision
applies only in the case of a total loss while a “depreciated
You'll want to look very closely for issues related to depreciation. If you
have a policy in PDF format, you can do a search on words like "depreciate"
"depreciation" and 20%" and you should find it.
Bruce Whitmore
(847) 404-5092 (mobile)
bwhitm...@sbcglobal.net
On Monday, November
The change was that things other than the agreed upon hull value depreciate for
older boats. I saw the new provision in my GEICO policy after this list
alerted me to it.
From: Allen Miles via CnC-List
Sent: Monday, November 11, 2019 4:17 PM
To: CNC
Cc: Allen Miles
Subject: Re: Stus-List
I have agreed hull value with BoatUS. I don't remember seeing a change in
coverage.
Allen Miles
S/v Septima
C 30-2
Hampton, VA
On Sun, Nov 10, 2019 at 4:39 PM David Risch via CnC-List <
cnc-list@cnc-list.com> wrote:
> I may be repeating myself here, but it bears repeating. Check your boat
>
You shouldconfirm how salvage is treated. That can be a real shock. Also, you
should confirm if pollution from a sinking or spillage is covered.
Hoping you find this helpful,
Bruce Whitmore
(847) 404-5092 (mobile)
bwhitm...@sbcglobal.net
On Monday, November 11, 2019, 3:30:01 PM EST,
I have agreed upon value with Allstate. Straight-up agreed-upon value
coverage, 35-40% cheaper than Boat US and Geico. (Geico's been insuring my
cars since the 90's but they wouldn't / couldn't compete with Allstate.)
I'm on an inland lake / that most likely makes a difference.
Your actual
You were that boat I saw!
smileyAnimated.gif
Bill Coleman
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of sv Rebecca
Leah via CnC-List
Sent: Monday, November 11, 2019 12:42 PM
To: cnc-list@cnc-list.com
Cc: sv Rebecca Leah
Subject: Re: Stus-List Boat insurance
"Matthew L. Wolford" Subject: Re:
Stus-List Boat insurance...reimbursement vs. depreciated coverage...
It is also why I switched to Travelers.
From: Joe Della Barba via CnC-List
Sent: Sunday, November 10, 2019 5:43 PM
To: cnc-list@cnc-list.com
Cc: Joe
Della Barba
Subject: Re: Stus
dismasted, I would
have to pay 80% of the replacement cost. I have a 42 foot boat with a 60 foot
mast. I was on the phone to Travelers that day.
From: ALAN BERGEN via CnC-List
Sent: Sunday, November 10, 2019 5:27 PM
To: C
Cc: ALAN BERGEN
Subject: Re: Stus-List Boat insurance...reimbursement vs
It is also why I switched to Travelers.
From: Joe Della Barba via CnC-List
Sent: Sunday, November 10, 2019 5:43 PM
To: cnc-list@cnc-list.com
Cc: Joe Della Barba
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
coverage...
This is why I just switched to Progressive. How
rts are from 1985...
>
>
>
> Thanks,
> Danny
>
> Original message
> From: ALAN BERGEN via CnC-List
> Date: 11/10/19 5:27 PM (GMT-05:00)
> To: C
> Cc: ALAN BERGEN
> Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
> co
This is why I just switched to Progressive. How the does STAINLESS
STEEL depreciate?
Joe
Coquina
On 11/10/2019 5:36 PM, Danny Haughey via CnC-List wrote:
Geico marine insurance is depreciating my anchor roller, blow pulpit
and stanchions by 80% because they say those parts are from
-List Boat insurance...reimbursement vs. depreciated coverage... I have
Geico Insurance through BoatUS. Agreed value is agreed value. They only
depreciate items that are depreciable, like sails or the engine. A couple of
years ago, my boom cracked after getting hung up on a crab pot. Geico paid
I have Geico Insurance through BoatUS. Agreed value is agreed value. They
only depreciate items that are depreciable, like sails or the engine. A
couple of years ago, my boom cracked after getting hung up on a crab pot.
Geico paid the full cost of replacing the boom - parts and labor, with no
: David Risch Subject: Stus-List
Boat insurance...reimbursement vs. depreciated coverage...
I may be repeating myself here, but it bears repeating. Check your boat
coverage. BoatIUS had reimbursement coverage before they switched to GEICO as
their carrier last year. Now it is depreciated value
I got North American Specialty Insurance Company - agreed value.
Josh Muckley
S/V Sea Hawk
1989 C 37+
Solomons, MD
On Sun, Nov 10, 2019, 3:39 PM David Risch via CnC-List <
cnc-list@cnc-list.com> wrote:
> I may be repeating myself here, but it bears repeating. Check your boat
> coverage.
I may be repeating myself here, but it bears repeating. Check your boat
coverage. BoatIUS had reimbursement coverage before they switched to GEICO as
their carrier last year. Now it is depreciated value coverage. Reimbursement
coverage pays for replacing damages up to the agreed value.
e1994 C 37/40+, "Astralis"Madiera Beach, FL
bwhitm...@sbcglobal.net
From: Matthew L. Wolford via CnC-List <cnc-list@cnc-list.com>
To: cnc-list@cnc-list.com
Cc: Matthew L. Wolford <wolf...@erie.net>
Sent: Monday, February 5, 2018 1:45 PM
Subject: Re: Stus-List Boat I
.
>
> Leslie.
>
>
> On Mon, 2/5/18, bushmark4--- via CnC-List <cnc-list@cnc-list.com> wrote:
>
> Subject: Re: Stus-List Boat Insurance
> To: cnc-list@cnc-list.com
> Cc: bushma...@aol.com
> Date: Monday, February 5, 20
my first car was an MGA. Almost the most fun car I had, despite the lack of
power.
Leslie.
On Mon, 2/5/18, bushmark4--- via CnC-List <cnc-list@cnc-list.com> wrote:
Subject: Re: Stus-List Boat Insurance
To: cnc-list@cnc-list.com
Cc:
behalf of Nauset Beach via
CnC-List <cnc-list@cnc-list.com>
Sent: Monday, February 5, 2018 4:50:21 PM
To: cnc-list@cnc-list.com
Cc: Nauset Beach
Subject: Re: Stus-List Boat Insurance
To say this thread has been enlightening is a bit of an understatement. I just
renewed my ins. 3 mont
:32 AM
To: cnc-list <cnc-list@cnc-list.com>
Cc: Randy Stafford <randal.staff...@icloud.com>
Subject: Re: Stus-List Boat Insurance
A Triumph Spitfire. My best buddy in high school had one of those, bright
yellow. We tried hard to roll it with high-speed cornering, but neve
ist@cnc-list.com>
Date:02/05/2018 4:50 PM (GMT-05:00)
To: cnc-list@cnc-list.com
Cc: Nauset Beach <nausetbe...@optonline.net>
Subject: Re: Stus-List Boat Insurance
To say this thread has been enlightening is a bit of an understatement. I just
renewed my ins. 3 months ago so am not i
To: cnc-list@cnc-list.com
Cc: Matthew L. Wolford <wolf...@erie.net>
Subject: Re: Stus-List Boat Insurance
Yes. 2017 BoatUS premium (now GEICO) for $1040; GEICO online quote for
substantially the same policy $523. I spoke with a GEICO rep about this today,
and she is discussing the
Subject: Re: Stus-List Boat Insurance
Whatever the traffic will bear, I guess!
Gary
S/V Kaylarah
'90 C 37+
East Greenwich, RI, USA
~~~_/)~~
On Mon, Feb 5, 2018 at 3:18 PM, David via CnC-List <cnc-list@cnc-list.com>
wrote:
So let me understand this...Geico current premium is
Sent: Monday, February 5, 2018 1:44 PM
> > To: cnc-list@cnc-list.com mailto:cnc-list@cnc-list.com
> > Cc: Matthew L. Wolford
> >
> > Subject: Re: Stus-List Boat Insurance
> >
> > I assume you saw my e-mail note over the
018 1:44 PM
> *To:* cnc-list@cnc-list.com
> *Cc:* Matthew L. Wolford
>
> *Subject:* Re: Stus-List Boat Insurance
>
> I assume you saw my e-mail note over the weekend where I went through
> GEICO’s on-line quote process. In my case, in 2017 I paid a $1040 annual
> premium v
-list.com>
Sent: Monday, February 5, 2018 1:44 PM
To: cnc-list@cnc-list.com
Cc: Matthew L. Wolford
Subject: Re: Stus-List Boat Insurance
I assume you saw my e-mail note over the weekend where I went through GEICO’s
on-line quote process. In my case, in 2017 I paid a $1040 annual premium
v
planned to make.
Besides, I’m not going to rat you out.
From: Frederick G Street via CnC-List
Sent: Monday, February 05, 2018 1:26 PM
To: cnc-list@cnc-list.com
Cc: Frederick G Street
Subject: Re: Stus-List Boat Insurance
Once Geico finds out I started an avalanche, they’re going to raise my rates
nc-list <cnc-list@cnc-list.com>
Cc: Frederick G Street <f...@postaudio.net>
Sent: Mon, Feb 5, 2018 1:26 pm
Subject: Re: Stus-List Boat Insurance
Once Geico finds out I started an avalanche, they’re going to raise my rates
again…
— Fred
Fred Street -- Minneapolis
S/V Oceanis (1
e:
>
> Well done, Fred. On the phone now.
>
> From: Frederick G Street via CnC-List <mailto:cnc-list@cnc-list.com>
> Sent: Monday, February 05, 2018 11:51 AM
> To: cnc-list@cnc-list.com <mailto:cnc-list@cnc-list.com>
> Cc: Frederick G Street <mailto:f
Well done, Fred. On the phone now.
From: Frederick G Street via CnC-List
Sent: Monday, February 05, 2018 11:51 AM
To: cnc-list@cnc-list.com
Cc: Frederick G Street
Subject: Re: Stus-List Boat Insurance
I’ve been on the phone with Geico Marine this morning, trying to get a straight
answer
I know of people that have got their boats added on to their homeowner’s for
cheap. This can backfire when the insurance company has absolutely no clue what
salvage or oil spill means.
Joe
Coquina
___
Thanks everyone for supporting this list with
com>
To: cnc-list <cnc-list@cnc-list.com>
Cc: Frederick G Street <f...@postaudio.net>
Sent: Mon, Feb 5, 2018 11:52 am
Subject: Re: Stus-List Boat Insurance
I’ve been on the phone with Geico Marine this morning, trying to get a straight
answer as to why the premium for my current p
I’ve been on the phone with Geico Marine this morning, trying to get a straight
answer as to why the premium for my current policy (rolled over from BoatUS) is
nearly 50% higher than a quote I got online over the weekend with the same
deductibles and coverage.
This is on an agreed hull value
Message-
From: Randy Stafford via CnC-List <cnc-list@cnc-list.com>
To: cnc-list <cnc-list@cnc-list.com>
Cc: Randy Stafford <randal.staff...@icloud.com>
Sent: Mon, Feb 5, 2018 11:32 am
Subject: Re: Stus-List Boat Insurance
A Triumph Spitfire. My best buddy in high school had on
A Triumph Spitfire. My best buddy in high school had one of those, bright
yellow. We tried hard to roll it with high-speed cornering, but never
succeeded.
Cheers,
Randy
> On Feb 5, 2018, at 9:22 AM, Chuck Gilchrest via CnC-List
> wrote:
>
> My agent booked my policy
My agent booked my policy through Hagerty as a “classic boat”. I’m limited to
200 miles offshore and runs about $800 but it hasn’t gone up in 3 years. By
having both a classic boat and car policy, my Triumph Spitfire insures for $85
per year for full coverage.
Chuck Gilchrest
S/V Half Magic
Sadly American Family does not seem to cover the Chesapeake. :(
Jim
S/V Strong Tower
1977 C 29 MK 1
North East, MD
On Sun, Feb 4, 2018 at 12:00 PM, wrote:
> Send CnC-List mailing list submissions to
> cnc-list@cnc-list.com
>
> To subscribe or unsubscribe
Kingsville, Ontario
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dan via
CnC-List
Sent: September-22-17 14:55
To: cnc-list@cnc-list.com
Cc: Dan
Subject: Stus-List boat insurance for Liveaboards
So as some of you may know I live aboard Breakaweigh full time
Pegasus (for sale) Lf38
Rebecca Leah LF39
Original message From: Dan via CnC-List
<cnc-list@cnc-list.com> Date: 9/22/17 11:55 (GMT-08:00) To:
cnc-list@cnc-list.com Cc: Dan <dgcorm...@gmail.com> Subject: Stus-List boat
insurance for Liveaboards
So as some of you may
a client (for almost 15 years).
Marek
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dan via
CnC-List
Sent: Friday, September 22, 2017 14:55
To: cnc-list@cnc-list.com
Cc: Dan <dgcorm...@gmail.com>
Subject: Stus-List boat insurance for Liveaboards
So as some of you may
So as some of you may know I live aboard Breakaweigh full time here in
Canada. It's still new to me and I've been working out boat insurance and
weighing options. My current insurance is with Intact insurance and is
roughly $600 canadian dollars a year however when the topic of winter
liveaboard
2013 15:45:39 -0400
From: Della Barba, Joe joe.della.ba...@ssa.gov
To: cnc-list@cnc-list.com cnc-list@cnc-list.com
Subject: Re: Stus-List boat insurance
Message-ID:
1073606396712942aee54d9a960e45a71863a58...@hq-mb-07.ba.ad.ssa.gov
Content-Type: text/plain; charset=us-ascii
Same way you
Having just today received approval for a $12k pedestal replacement on
Mojito (building collapse during that NE snow storm), I can thoroughly
recommend Boat US...
Tim
Mojito
CC 35-3
Branford, CT
On Thu, Mar 14, 2013 at 6:49 PM, David Knecht davidakne...@gmail.comwrote:
I have gotten responses
How do you start a snowstorm? :-)
On Fri, Mar 15, 2013 at 11:37 AM, Tim Goodyear timg...@gmail.com wrote:
Having just today received approval for a $12k pedestal replacement on
Mojito (building collapse during that NE snow storm), I can thoroughly
recommend Boat US...
Tim
Mojito
CC 35-3
I have gotten responses from BoatUS and Gowrie and both include coverage to
have the boat pulled in the event of a hurricane and both cover hurricane
damage. Gowrie was significantly cheaper! Dave
On Mar 14, 2013, at 6:43 PM, Colin Kilgour wrote:
For basic coastal coverage, BoatUS or any
I am looking for insurance on the CC34+ I am hopefully purchasing and ran into
an unusual response from Allstate. They told me they could not quote a policy
because the underwriter will not insure a boat of more than 34 feet for coastal
use. Has anyone heard of anything like this before? It
Knecht
Sent: Wednesday, March 13, 2013 2:43 PM
To: CnC CnC discussion list
Subject: Stus-List boat insurance
I am looking for insurance on the CC34+ I am hopefully purchasing and ran into
an unusual response from Allstate. They told me they could not quote a policy
because the underwriter
I just had good luck with Dawn at Gowrie Barden and Brett for Peregrine,
and I just got insurance for the owner of an old boat I'm delivering from
Central America through her. they understand boats.
Andy
CC 40
Peregrine
On Wed, Mar 13, 2013 at 2:43 PM, David Knecht davidakne...@gmail.comwrote:
David,
I have a 1991 34+ which is insured with BoatUS. I've been very happy with
them and they give a discount on premiums each year if there have been no
claims. Of course, the premiums will probably increase this year due to the
damage by Sandy.
Monty Schumpert
Scandia
1991 CC 34+
Annapolis,
To: cnc-list@cnc-list.com
Subject: Re: Stus-List boat insurance
David,
I have a 1991 34+ which is insured with BoatUS. I've been very happy with
them and they give a discount on premiums each year if there have been no
claims. Of course, the premiums will probably increase this year due
I'd ask a question or two and if they can't give you a sensible answer Sorry
we screwed up! I'd run away really quickly.
Rich Knowles
INDIGO LF38
Halifax, NS.
On 2013-03-13, at 3:43 PM, David Knecht davidakne...@gmail.com wrote:
I am looking for insurance on the CC34+ I am hopefully
Call BoatUS. They'll give you a quote, and if it's a good quote, you can become
a member and get their insurance. Personally, I wouldn't get insurance from
anyone who doesn't specialize in boat insurance. You want to make sure you have
adequate coverage: hull, liability, fuel spill, etc. If you
ACE have always treated me well - small premium increases and payout for the
one claim I made
Jonathan
Indigo 35iii - Southport
--
Jonathan
Trade Show Services
Cell: (203) 395 0225
www.tradeshowservicesusa.com
On Mar 14, 2013, at 0:23, Alan Bergen alan-at-h...@comcast.net wrote:
Call
Okay so I have some quotes. Boat US is the highest and 2 times that of the
lowest. The lowest wants me to get the surveyor back out and Boat US just want
my money. Is Boat US insurance worth the extra money? Maybe just for the
convenience factor. I've been using them for the Oday 22 and,
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