Re: [silk] Silkmeet on June 28 - bangalore

Cool stuff - I will try and make it so I'm a maybe, will confirm on Tue. Deepak Shenoy Capitalmind: Active Investing http://capitalmind.in Twitter: @deepakshenoy Wizemarkets Analytics Pvt Ltd. On 24 June 2017 at 10:30, Deepa Mohan <mohande...@gmail.com> wrote: > Probably Derek Shaf

Re: [silk] The Need for Guaranteed Basic Income or why Kiran is worried sick

> > In the absence of a democratized deep learning-driven fund open to consumer > investors, I think low cost, index funds are still the best option in most > parts of the world. I've heard it said that this is not the case in India, > and I don't know enough about the markets in India. We may

Re: [silk] The Need for Guaranteed Basic Income or why Kiran is worried sick

> > > ​Tying this thread with a previous one on retirement financial planning, by > silklister Josey John:​ > > http://factordaily.com/ai-big-data-machine-learning-funds-fintech/ > > ​I'd be interested in thoughts from folks like Shyam Sunder and Deepak > Shenoy

Re: [silk] Things that are worth the money

On 29 November 2016 at 08:26, Udhay Shankar N wrote: > I saw a post by Ramit Sethi [1] that got me thinking. > > What, to you, are the things that are worth the extra that you might pay? > > Holidays at one upgrade level higher than you would otherwise do Business class in long

Re: [silk] Bump in the road, or end of the road?

thousands in bangalore alone - will find out that their skills are drastically short of the real world requirement of jobs. This is the problem - not that the IT cos won't survive. IMHO. Deepak Shenoy Capital Mind: Financial Macro and Market Analytics http://capitalmind.in Twitter: @deepakshenoy On

Re: [silk] The IYIs, according to Taleb

> > > I thought Taleb’s essay was a boring destruction of the flimsiest of straw > men. I agree. Taleb is more focussed on telling us who he thinks are idiots - at least that's what dominates his discourse recently - rather than on constructive things. It's kind of the twitter being - you are

Re: [silk] To retire or not - that is the Q.

On 18 September 2016 at 23:28, Sandhya aka Sandy wrote: > Hi Folks > > Thanks for all the responses! You can't imagine how curiously comforting it > is to talk about retirement while preparing for a Monday morn. > > Now Deepak, those were some great tips and links.

Re: [silk] To retire or not - that is the Q.

depending on how complex you want it to get - using options to generate income for the really math oriented, or low priced plantation real estate or so on. But obviously the simplest is to do a liquid fund, and then a standardized stock portfolio.... Deepak Shenoy Capital Mind: Financial Macro

Re: [silk] To retire or not - that is the Q.

> > > > Hypothetically, say that translates into 25K + 5K + 5K + 5K= 40K per month. > Need to have a corpus that gives you this monthly amount with even > conservative investments such as FDs. We're talking about a 8-10% ROI per > annum. So, in this example, you need to have a corpus of 50 - 55

Re: [silk] Financial planning

On 6 October 2014 16:39, Shyam Sunder shyam.sun...@peakalpha.com wrote: Good advisors too don't know what will happen, and tend to get into the herd mentality, the crowd, the loss aversion and all those little behavioural biases that screw up our investments. This is a bit like saying good

Re: [silk] moving past the religious straw man

It turns out that there's a big God-shaped spot in the human psyche. I am happier, more centered, and more stable when that spot is filled, even though I firmly believe that most of the effects are psychological. This was absolutely beautiful, thanks Heather. The concept of god, to me, is

Re: [silk] Financial planning

etc. ) Deepak Shenoy http://www.capitalmind.in Twitter: @deepakshenoy On 2 October 2014 10:04, Deepak Misra yahoogro...@deepakmisra.com wrote: Jumping into this a bit late, but will try to avoid repititions 1) Open a PPF account in every member in the houses name. This is an absolute

Re: [silk] introductions

On Mon, Jun 9, 2014 at 9:25 AM, Venkat Mangudi - Silk s...@venkatmangudi.com wrote: Which team, if I may ask? Sacrilege! :) Joy-da, welcome and glad to see you join! And about the facebook posts. Phenomenal. That stuff can go in a book as is. Heck I'll preorder it if you did :)

Re: [silk] Meet up.

I'm a Maybe...

Re: [silk] PFRDA and Security

On Tue, Jun 18, 2013 at 2:45 PM, thew...@gmail.com wrote: I'd have signed up for a pension plan, but the ones that are on the market lock in a major part of the capital and compulsorily give me an annuity (at negligible returns/ rates of interest). While some will argue that this is the

Re: [silk] PFRDA and Security

The only annuity there is the EPS- given that you contribute barely 541/- a month, it would still grow to 12 lakhs after 35 years- against which you get a maximum of 3250/- per month as pension. That's a 3% rate of return on capital. Why would the NPS be any different? The NPS managers

Re: [silk] PFRDA and Security

On Tue, Jun 18, 2013 at 5:42 PM, thew...@gmail.com wrote: I meant the annuity returns on your corpus. Ah, I agree. The Annuity return is crap, and NPS doesn't provide an annuity (you're supposed to buy it from an insurance company).

Re: [silk] India Considers Banning Pornography as Reported Sexual Assault Rises - NYTimes.com

On Fri, Apr 26, 2013 at 11:57 AM, Surabhi Tomar surabhi.to...@gmail.com wrote: Isn't rape nearly all about power and very little about the sexual act? Stopping or showing of porn is unlikely to deter a rapist. http://www.d.umn.edu/cla/faculty/jhamlin/3925/myths.html The link says nothing

Re: [silk] India Considers Banning Pornography as Reported Sexual Assault Rises - NYTimes.com

For the record, I do not advocate a ban. With the internet around, banning anything is like trying to hold on to a fist full of sand. Speaking purely economically - it's cheaper when they ban the darn thing. If they make it legal, they'll charge a bloody license fee and have auctions for

Re: [silk] India Considers Banning Pornography as Reported Sexual Assault Rises - NYTimes.com

That would be my guess too. IMO, rape is a two part problem- power play and sexual-inactivity. Imagine a place where hormones start raging at 13 years of age BUT then you have to wait another 15 years (when you get married) to be able to do anything about it. We live in that world. Isn't

Re: [silk] Migrant workers and bank accounts

Few things from my side: We are trying to understand financial needs of migrant workers: Do they have bank accounts? Many do, now. Those that are hired as security guards by an agency typically get paid (in urban areas) by the agency through bank accounts - the guards in two complexes I lived

Re: [silk] Bangalore Meet, Food Drinks

FYI, by my count we've got a turnout 12 and perhaps =20 people. Some good meats will be marinating shortly, and many cold beers will be on ice. So make the most of Bangalore while we can still[1] live here, and show those hands! Showing 1 more :) I'll be there, looking forward to meeting

Re: [silk] Dan Pallotta: The way we think about charity is dead wrong | Video on TED.com

On Wed, Apr 10, 2013 at 12:19 PM, Ingrid Srinath ingrid.srin...@gmail.com wrote: The only issue I have with that logic is that it prevents any organisation from achieving sufficient scale to have significant impact. The charity sector may be the only one I know where success in terms of

Re: [silk] Dan Pallotta: The way we think about charity is dead wrong | Video on TED.com

On Thu, Apr 4, 2013 at 3:28 AM, ashok _ listmans...@gmail.com wrote: On Tue, Apr 2, 2013 at 9:03 PM, Deepak Shenoy deepakshe...@gmail.comwrote: appropriate comparisions. When I complained (and continue to complain) of acquisition costs - not overhead, but just the costs of acquiring donations

Re: [silk] Dan Pallotta: The way we think about charity is dead wrong | Video on TED.com

On Wed, Apr 10, 2013 at 10:09 AM, Ingrid Srinath ingrid.srin...@gmail.com wrote: Deepak, Here are a couple of devil's advocate scenarios: Charity J: Spends virtually nothing on donor acquisition, brand building, policy advocacy, professional staff, technology or monitoring and evaluation.

Re: [silk] Novartis denied cancer drug patent in landmark Indian case

The case is about evergreening and in a way, about proving that an innovation is useful enough for patent protection or extension. This I think is fair and Novartis got what they deserved. Their posturing is pointless, because India also does compulsory licensing, meaning if Novartis says we won't

Re: [silk] Dan Pallotta: The way we think about charity is dead wrong | Video on TED.com

Ingrid, What parts of the DTC are the worst for the NGO sector? Would like to hear also of some alternatives, or at least to address whatever has caused the IT department to believe that a change from current rules was necessary? OTOH, the reductionist overhead:revenue ratio as a metric of

Re: [silk] Top-posting

I'm all for it. I suspect this is largely due to it being the same people in all the conversations. I'd politely suggest that we should stop pandering to a few old timers like Udhay, Eugen and I and soften the rule to Bottom posting is preferred but not required on this list if that gets a

Re: [silk] Fifteen (Udhay Shankar N)

Unfortunately have to drop out, as something's come up. Mighty sorry and sad I can't make it. Thanks Deepak Deepak Shenoy Company: http://www.marketvision.in Blog: http://www.capitalmind.in Twitter: @deepakshenoy On Fri, Dec 21, 2012 at 9:51 AM, Deepa Mohan mohande...@gmail.com wrote: Udhay

Re: [silk] Probability for kids

No, I am not able to treat it as a series of occurrences. Each is one event...that may or may not occur. It's very difficult to explain something that is patently nonsensical to everyone else, but which I am unable to shake myself out of. There's an interesting thing about probabilities that

Re: [silk] perfios.com

On Sun, Sep 16, 2012 at 9:27 PM, Deepak Misra dee...@deepakmisra.com wrote: I was having at a look at this site and it looks quite interesting for Indian users. The only scary issue here is the sharing of passwords for bank accounts etc. HOwever without the automatic refresh of accounts the

Re: [silk] [CCM-L] Shortage of medicines and control of regulatory?authorities.

This is a self created problem. The short supply is local to Pakistan. There is no short supply or brand monopoly for a distance of 2000 km, starting 100 km east of Islamabad. If those local controlling bodies do not exist in Pakistan, they must be set up in Pakistan to break monopolies and

Re: [silk] [CCM-L] Shortage of medicines and control of regulatory?authorities.

On Thu, Aug 9, 2012 at 9:40 AM, ss cybers...@gmail.com wrote: On Thursday 09 Aug 2012 8:58:18 am Deepak Shenoy wrote: If the medicines are so much in demand and so ridiculously cheap in India, isn't there already a flourishing black market in Pakistan for them? The smuggling of drugs

Re: [silk] outdated words in Indian English

On Fri, Jul 13, 2012 at 10:56 PM, Nikhil Mehra nikhil.mehra...@gmail.com wrote: Sure but language also has aesthetic effect. There's a tone to words, quite separate from the meaning of the words, that enhances the meaning because of the intonation. Oh but we as humans derive meaning from

Re: [silk] outdated words in Indian English

On Fri, Jul 13, 2012 at 11:02 PM, Nikhil Mehra nikhil.mehra...@gmail.com wrote: Possibly. But the entry of informal contractions in formal situations causes loss of effect, i feel. Strangely I've gotten involved in corp life recently (consulting contract) and it seems like formal

Re: [silk] On Facebook? So Are Your Future In-laws

On Fri, Jun 15, 2012 at 7:41 PM, Thaths tha...@gmail.com wrote: Fascinating how countries add a twist, in India's case one would say a sprinkling of masala, to technology that they adapt. I had a weird encounter with this. When we moved to BLR, the owner of a house we were looking to rent,

Re: [silk] Michael Lewis on luck

On Thu, Jun 7, 2012 at 10:27 PM, Udhay Shankar N ud...@pobox.com wrote: This is one of my hotbuttons. I know several people who have made significant amounts of money, and have convinced themselves it was because they are smart. (They *are* smart, it's just that correlation doesn't equal

Re: [silk] Michael Lewis on luck

I think the main point of Taleb about limiting impact of worst-case. He never said anything about not playing at all, to my best knowledge. No, that was a segue :) My bad. His point (not his main one) was that success was largely based on luck. My point is that it means you try to maximise

Re: [silk] silklist Digest, Vol 31, Issue 8

Success also depends upon what game you are playing. For instance, take card games: many people might define success as winning the most hands, whereas a poker player would prefer maximizing his stake over winning hands, and from what I've observed of bridge players, they seem to define

Re: [silk] Help!--linguistic brain-tapping needed, please

(I have posted this before on Silk) http://www.youtube.com/watch?feature=player_detailpagev=5Ud2rsMT5ng#t=202s The song is an old classic and can never sound so good in the new Hindi. In that vein, Gulaal has a very powerful song, Aarambh hai Prachand, which is very correct Hindi sounding

Re: [silk] On Saverin (was: Re: India's dangerous capitalism)

I have friends who have renounced USian citizenship because they could not abide what they perceived as fascism at home and/or imperialism (or worse) abroad. I also have a niece who recently renounced her USian citizenship -- she was born in the USA to American parents, but has lived since the

Re: [silk] On Saverin (was: Re: India's dangerous capitalism)

if he moved back to Brazil one might have even called him a patriot that returned. Maybe. Maybe he'll re-apply for Brazillian citizenship, and then we'll find out. I could become quite the soap opera! He does have a brazilian passport - you can't be a citizen of no-country, so when you

Re: [silk] On Saverin (was: Re: India's dangerous capitalism)

On Tue, May 22, 2012 at 9:47 AM, John Sundman j...@wetmachine.com wrote: Re: Supposed: Hmm. . . Amusing and intriguing. Is there anybody besides Severin and his lawyer who asserts with a straight face that his renunciation of USian citizenship wasn't a tax dodge? Is there a problem with

Re: [silk] Whose morality is being protected?

On Wed, May 2, 2012 at 11:49 AM, Heather Madrone heat...@madrone.com wrote: On 4/30/12 9:05 PM April 30, 2012, Deepak Shenoy wrote: An immortal quote by Joy-da - Angels can fly because they take themselves lightly. G.K. Chesterton from “Orthodoxy,” perhaps? That probably precedes Joy

Re: [silk] Whose morality is being protected?

On Tue, May 1, 2012 at 9:05 AM, ss cybers...@gmail.com wrote: Indians who understand English are way wy beyond the Dirty Picture level of sleaze - to the extent that they are Americanized enough to enjoy Brother mouse *** sister mouse as a joke. But the powers that be don't seem to realise

Re: [silk] English expressions that irritate me

How's 'synergy'? The very mention strikes fear into my heart. Also there was this thing about 'customer delight'. As compared to good old customer satisfaction. I still cringe. On Apr 23, 2012 10:09 PM, Venkat Mangudi - Silk s...@venkatmangudi.com wrote: PFA ... um, nothing. :) Oh, and this is

Re: [silk] India: global mobility

Making the process more efficient does not increase the level of injustice or inequality in society. The process isn't more efficient for everybody. It's for a few. And that's inequality by itself? How is turning up at $rich-nation-embassy and standing in line for half a day or paying

Re: [silk] India: global mobility

On Wed, Apr 18, 2012 at 8:16 PM, Srini RamaKrishnan che...@gmail.com wrote: Traveling anywhere today on an Indian passport is guaranteed to be exciting - navigating visa appointments, embassy interviews, credit worthiness tests and other required hurdles will keep anyone from boredom. The

Re: [silk] India: global mobility

On Apr 19, 2012 7:05 AM, Ramakrishnan Sundaram r.sunda...@gmail.com wrote: On 18 April 2012 23:23, Deepak Shenoy deepakshe...@gmail.com wrote: apply to all. (Except those with parole violations etc. of course) Does India even have parole to violate? Good pt, I don't know if the term

Re: [silk] Sociolinguistic query

Can people here provide examples of strong curse/swear words in any language (i.e, these mean something beyond just punctuation or verbal tics) that DO NOT involve female relatives? Extra bonus point if they also DO NOT involve sexual acts of varying degrees of improbability. A common one in

Re: [silk] Fwd: Life and Love in Bangalore

The exception does not make the rule. Soceity has never been at risk of being over run by society shunning monks and thinkers. For most people personal choice is a way of acting out their desires away from the glare of social censure. An exception usually attempts to disprove the rule, and in

Re: [silk] Fwd: Life and Love in Bangalore

Wealth is a moving target of course, and leaves one very open to the vagaries of economics and there's no generational stability like one used to have with reputation and family heritage. On the other hand, reputation inheritance has had substantially higher problems with slotting, caste

Re: [silk] Netiquette / Top posting (was: Re: aqvavit)

Apropos to nothing but the subject of this thread, I rarely ever top post (unless from the mobile) because I used to be a techie and (also) am used to very long, disconnected conversations within the same email or post. Which is silly if you think about it but I'm too lazy to start different

Re: [silk] Netiquette / Top posting (was: Re: aqvavit)

If you include the parts of the message you are replying to, and interleave your responses, I find the GMail model works pretty well. I hated it when I first encountered it (and hated that I couldn't delete messages) but now I find it natural. But you can, no? I suspect you already know but

Re: [silk] aqvavit

The data collection process for reported suicides would be fairly stable and consistent. A suicide is a subset of all unnatural death (UD) cases. These are difficult to manipulate, unlike some other crime statistics, due to the requirement to dispose of a dead body after following the legal

Re: [silk] aqvavit

GDP is useful to point out the scale of money in the economy, and the tiny amount that NREGA/S is adding to the pool. It adds much more than that as the money rotates through the system. That's not the point, the reason it's a big cost is that it's a big part of govt spend, that's all. #

Re: [silk] aqvavit

The world is going through a food crisis, heck, the Arab spring is being attributed to it, and you blame the NREGA for the high prices? Your single cause inflation theory isn't the truth - it is far more complicated than that. This isn't really going well as an argument, because this single

Re: [silk] aqvavit

I found this really weird in NREGA ... the requirement that no mechanized equipment can be used. What was the motivation behind it ? Limiting NREGA work to back-breaking physical labour at less than minimum wage available for a maximum of 100 days a year to only one member of each

Re: [silk] aqvavit

a) NREGS is not helping and is leading to inflation: FALSE a) NREGS is at the outer end a spend of $2.7 billion annually (assuming everyone was paid

Re: [silk] aqvavit

These days you have QE1 2 and rumors of an impending QE3. China may have a trillion dollars worth of debt, but the US would rather manipulate its currency to make it worthless rather than pay the debt. Does the World Bank intend to step in to play referee when the US performs currency

[silk] Introduction

Hi Folks, A quick mail to say hello and the Myself Deepak Shenoy bit. I'm an ex-techie who has migrated into thinking about stocks and futures and options and RBI auction devolvement. I have two young kids, 5 year old Varun and 5 month old Zubin, and we live in Gurgaon. Moving back to Bangalore