Re: [WISPA] credit card processors
Been doing it for years. These aren't $35/mo plans, the average subscriber pays around $75+. So double of what you are used to seeing. We are also the cheapest WISP with the best service and network in the area. ERate contracts for the entire school district pay pretty good as well. Also, there's alot of Discovery/History Channel shows up here, and oil fields we're about to start doing work for. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 09:21 PM, TJ Trout wrote: How can you employ 9 people and pay 65k a month for bandwidth and turn a profit? On Thu, Jul 31, 2014 at 10:15 PM, TJ Trout t...@pcguys.us mailto:t...@pcguys.us wrote: You have 5 field techs and 4 office people with 1500 subs? Profit must be slim On Thu, Jul 31, 2014 at 9:26 PM, Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com wrote: Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL *From: *Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com *To: *wireless@wispa.org mailto:wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:09:39 PM *Subject: *Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO
Re: [WISPA] credit card processors
Note, I didn't say we were paying 65k/mo for bandwidth, I said we were paying 65/Mbps. We normally don't use more than 480-ish at peak, but have 650Mbps, which includes transport and content. We should break around 1.5M gross this year, and projected 2.2M by next year, give or take. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 09:21 PM, TJ Trout wrote: How can you employ 9 people and pay 65k a month for bandwidth and turn a profit? On Thu, Jul 31, 2014 at 10:15 PM, TJ Trout t...@pcguys.us mailto:t...@pcguys.us wrote: You have 5 field techs and 4 office people with 1500 subs? Profit must be slim On Thu, Jul 31, 2014 at 9:26 PM, Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com wrote: Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL *From: *Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com *To: *wireless@wispa.org mailto:wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:09:39 PM *Subject: *Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 04:08 PM
Re: [WISPA] credit card processors
ServersPlus? :-p - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com - Original Message - From: Josh Reynolds j...@spitwspots.com To: wireless@wispa.org Sent: Thursday, July 31, 2014 11:26:59 PM Subject: Re: [WISPA] credit card processors Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.com wrote: blockquote The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: blockquote When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com From: Josh Reynolds j...@spitwspots.com To: wireless@wispa.org Sent: Thursday, July 31, 2014 7:09:39 PM Subject: Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: blockquote I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com From: Josh Reynolds j...@spitwspots.com To: wireless@wispa.org Sent: Thursday, July 31, 2014 7:05:30 PM Subject: Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [ mailto:wireless-boun...@wispa.org ] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless /blockquote ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org
Re: [WISPA] credit card processors
Actually, you responded Yup, per month when TJ asked if it was $66,500 for a gige so you strongly implied it. I agree that you didn't technically say that you actually pay that much though. I do have to admit that $42k per month is still a pretty heft bill! From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Friday, August 01, 2014 3:00 AM To: wireless@wispa.org Subject: Re: [WISPA] credit card processors Note, I didn't say we were paying 65k/mo for bandwidth, I said we were paying 65/Mbps. We normally don't use more than 480-ish at peak, but have 650Mbps, which includes transport and content. We should break around 1.5M gross this year, and projected 2.2M by next year, give or take. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.comhttp://www.spitwspots.com On 07/31/2014 09:21 PM, TJ Trout wrote: How can you employ 9 people and pay 65k a month for bandwidth and turn a profit? On Thu, Jul 31, 2014 at 10:15 PM, TJ Trout t...@pcguys.usmailto:t...@pcguys.us wrote: You have 5 field techs and 4 office people with 1500 subs? Profit must be slim On Thu, Jul 31, 2014 at 9:26 PM, Josh Reynolds j...@spitwspots.commailto:j...@spitwspots.com wrote: Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.comhttp://www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.commailto:j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.comhttp://www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com [http://www.ics-il.com/images/fbicon.png]https://www.facebook.com/ICSIL[http://www.ics-il.com/images/googleicon.png]https://plus.google.com/+IntelligentComputingSolutionsDeKalb[http://www.ics-il.com/images/linkedinicon.png]https://www.linkedin.com/company/intelligent-computing-solutions[http://www.ics-il.com/images/twittericon.png]https://twitter.com/ICSIL From: Josh Reynolds j...@spitwspots.commailto:j...@spitwspots.com To: wireless@wispa.orgmailto:wireless@wispa.org Sent: Thursday, July 31, 2014 7:09:39 PM Subject: Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.comhttp://www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com [http://www.ics-il.com/images/fbicon.png]https://www.facebook.com/ICSIL[http://www.ics-il.com/images/googleicon.png]https
Re: [WISPA] credit card processors
For clarification, the pricing we have right now for 650 is the same pricing we would have at GigE. Over GigE would be slightly lower. I mean seriously, is that clarified enough? Does it matter when the thread is about credit card processors? Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 08/01/2014 07:35 AM, James Howard wrote: Actually, you responded “Yup, per month” when TJ asked if it was “$66,500 for a gige” so you strongly implied it. I agree that you didn’t technically say that you actually pay that much though. I do have to admit that $42k per month is still a pretty heft bill! *From:*wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] *On Behalf Of *Josh Reynolds *Sent:* Friday, August 01, 2014 3:00 AM *To:* wireless@wispa.org *Subject:* Re: [WISPA] credit card processors Note, I didn't say we were paying 65k/mo for bandwidth, I said we were paying 65/Mbps. We normally don't use more than 480-ish at peak, but have 650Mbps, which includes transport and content. We should break around 1.5M gross this year, and projected 2.2M by next year, give or take. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 09:21 PM, TJ Trout wrote: How can you employ 9 people and pay 65k a month for bandwidth and turn a profit? On Thu, Jul 31, 2014 at 10:15 PM, TJ Trout t...@pcguys.us mailto:t...@pcguys.us wrote: You have 5 field techs and 4 office people with 1500 subs? Profit must be slim On Thu, Jul 31, 2014 at 9:26 PM, Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com wrote: Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL
Re: [WISPA] credit card processors
I don’t know if it’s clarified enough for anyone else. It didn’t really worry me too much one way or the other. I did go look at your website to see what prices your plan were when you posted that the other day and figured you were probably pushing $80 ARPU. That would be even nicer if you could cut your monthly bandwidth costs of course. Yes, the thread was about credit card processors but people seemed to quickly veer off into Quickbooks vs billing software and how you can get rid of staff. In regards to the actual thread, we use Authorize.net as the gateway and 5/3 Bank for the processor. We’re not charging from QB though. Rates I think vary depending on the card type but we mostly between 2-3% I think. Partly we’re still with them because we like their policies. They have statements that make balancing easier since they charge the % off the total, not each transaction like some do. I should put a disclaimer that I haven’t been actually involved with the statements for a few years now so it’s possible they’ve changed them. I haven’t heard any complaints about it though. From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Friday, August 01, 2014 12:04 PM To: wireless@wispa.org Subject: Re: [WISPA] credit card processors For clarification, the pricing we have right now for 650 is the same pricing we would have at GigE. Over GigE would be slightly lower. I mean seriously, is that clarified enough? Does it matter when the thread is about credit card processors? Josh Reynolds, CIO SPITwSPOTS www.spitwspots.comhttp://www.spitwspots.com On 08/01/2014 07:35 AM, James Howard wrote: Actually, you responded “Yup, per month” when TJ asked if it was “$66,500 for a gige” so you strongly implied it. I agree that you didn’t technically say that you actually pay that much though. I do have to admit that $42k per month is still a pretty heft bill! From: wireless-boun...@wispa.orgmailto:wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Friday, August 01, 2014 3:00 AM To: wireless@wispa.orgmailto:wireless@wispa.org Subject: Re: [WISPA] credit card processors Note, I didn't say we were paying 65k/mo for bandwidth, I said we were paying 65/Mbps. We normally don't use more than 480-ish at peak, but have 650Mbps, which includes transport and content. We should break around 1.5M gross this year, and projected 2.2M by next year, give or take. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.comhttp://www.spitwspots.com On 07/31/2014 09:21 PM, TJ Trout wrote: How can you employ 9 people and pay 65k a month for bandwidth and turn a profit? On Thu, Jul 31, 2014 at 10:15 PM, TJ Trout t...@pcguys.usmailto:t...@pcguys.us wrote: You have 5 field techs and 4 office people with 1500 subs? Profit must be slim On Thu, Jul 31, 2014 at 9:26 PM, Josh Reynolds j...@spitwspots.commailto:j...@spitwspots.com wrote: Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.comhttp://www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.commailto:j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.comhttp://www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories
Re: [WISPA] credit card processors
IP-Pay They work with my billing system. Low enough for me to not care. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com - Original Message - From: Josh Reynolds j...@spitwspots.com To: WISPA General List wireless@wispa.org Sent: Thursday, July 31, 2014 3:09:14 PM Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? -- Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
mmm needs to be compatible with quickbooks Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 12:10 PM, Mike Hammett wrote: IP-Pay They work with my billing system. Low enough for me to not care. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL *From: *Josh Reynolds j...@spitwspots.com *To: *WISPA General List wireless@wispa.org *Sent: *Thursday, July 31, 2014 3:09:14 PM *Subject: *[WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? -- Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
I use QuickBooks, but not for CCs. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com - Original Message - From: Josh Reynolds j...@spitwspots.com To: wireless@wispa.org Sent: Thursday, July 31, 2014 3:12:22 PM Subject: Re: [WISPA] credit card processors mmm needs to be compatible with quickbooks Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 12:10 PM, Mike Hammett wrote: IP-Pay They work with my billing system. Low enough for me to not care. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com - Original Message - From: Josh Reynolds j...@spitwspots.com To: WISPA General List wireless@wispa.org Sent: Thursday, July 31, 2014 3:09:14 PM Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? -- Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
True Merchant www.truemerchant.com These guys are very straight forward (something you don't find with a lot of merchant processing companies) have great rates. On Thu, Jul 31, 2014 at 4:09 PM, Josh Reynolds j...@spitwspots.com wrote: Who are using for credit card processing, and why? What are your rates? -- Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless -- Best Regards, Jon Hebb Hebb Networks www.hebbnetworks.com Cell: 304.680.6777 Office: 304.460.5533 ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
Accept Bitcoin and save :) On Thu, Jul 31, 2014 at 3:13 PM, Mike Hammett wispawirel...@ics-il.net wrote: I use QuickBooks, but not for CCs. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 3:12:22 PM *Subject: *Re: [WISPA] credit card processors mmm needs to be compatible with quickbooks Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 12:10 PM, Mike Hammett wrote: IP-Pay They work with my billing system. Low enough for me to not care. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com j...@spitwspots.com *To: *WISPA General List wireless@wispa.org wireless@wispa.org *Sent: *Thursday, July 31, 2014 3:09:14 PM *Subject: *[WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? -- Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing listWireless@wispa.orghttp://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
I own another company where we do merchant services, if you want to email me a copy of your current processing statement I can have one of my guys see if we can save you any money On Thu, Jul 31, 2014 at 1:26 PM, Zach Mann zma...@gmail.com wrote: Accept Bitcoin and save :) On Thu, Jul 31, 2014 at 3:13 PM, Mike Hammett wispawirel...@ics-il.net wrote: I use QuickBooks, but not for CCs. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 3:12:22 PM *Subject: *Re: [WISPA] credit card processors mmm needs to be compatible with quickbooks Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 12:10 PM, Mike Hammett wrote: IP-Pay They work with my billing system. Low enough for me to not care. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com j...@spitwspots.com *To: *WISPA General List wireless@wispa.org wireless@wispa.org *Sent: *Thursday, July 31, 2014 3:09:14 PM *Subject: *[WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? -- Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing listWireless@wispa.orghttp://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
We use Propay for our WISP stuff. I believe it's around 2.5 Starting up Authorize.net with processing through chase for some of our Unifi stuff. No rates yet, still negotiating. -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 12:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? -- Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? -- Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com - Original Message - From: Josh Reynolds j...@spitwspots.com To: wireless@wispa.org Sent: Thursday, July 31, 2014 7:05:30 PM Subject: Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL *From: *Josh Reynolds j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:05:30 PM *Subject: *Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com - Original Message - From: Josh Reynolds j...@spitwspots.com To: wireless@wispa.org Sent: Thursday, July 31, 2014 7:09:39 PM Subject: Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com - Original Message - From: Josh Reynolds j...@spitwspots.com To: wireless@wispa.org Sent: Thursday, July 31, 2014 7:05:30 PM Subject: Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [ mailto:wireless-boun...@wispa.org ] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL *From: *Josh Reynolds j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:09:39 PM *Subject: *Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL *From: *Josh Reynolds j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:05:30 PM *Subject: *Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:09:39 PM *Subject: *Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:05:30 PM *Subject: *Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing listWireless@wispa.orghttp://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing listWireless@wispa.orghttp://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL *From: *Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com *To: *wireless@wispa.org mailto:wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:09:39 PM *Subject: *Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSILhttps://plus.google.com/+IntelligentComputingSolutionsDeKalbhttps://www.linkedin.com/company/intelligent-computing-solutionshttps://twitter.com/ICSIL *From: *Josh Reynolds j...@spitwspots.com mailto:j...@spitwspots.com *To: *wireless@wispa.org mailto:wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:05:30 PM *Subject: *Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com http://www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org mailto:wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List
Re: [WISPA] credit card processors
You have 5 field techs and 4 office people with 1500 subs? Profit must be slim On Thu, Jul 31, 2014 at 9:26 PM, Josh Reynolds j...@spitwspots.com wrote: Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:09:39 PM *Subject: *Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:05:30 PM *Subject: *Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing listWireless@wispa.orghttp://lists.wispa.org/mailman/listinfo/wireless ___ Wireless mailing
Re: [WISPA] credit card processors
How can you employ 9 people and pay 65k a month for bandwidth and turn a profit? On Thu, Jul 31, 2014 at 10:15 PM, TJ Trout t...@pcguys.us wrote: You have 5 field techs and 4 office people with 1500 subs? Profit must be slim On Thu, Jul 31, 2014 at 9:26 PM, Josh Reynolds j...@spitwspots.com wrote: Two people answering 4 phone lines? :) We may end up having to hire another office person just to deal with commercial sales as things stand. I get pretty tied up with ERate/USDA/etc stuff, Aaron is busy with financing, long term market strategies in new areas, etc. This is with 5 people out in the field at any given time. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 07:23 PM, Adair Winter wrote: We are half your size and two of us do everything you state, thanks to powercode. We use quick books for payroll and odd invoicing/accounting stuff. On Jul 31, 2014 7:36 PM, Josh Reynolds j...@spitwspots.com wrote: The in house billing / accounting people - we have several, most are multi-role. One is our office manager, and deals primarily with billing issues, new account sales, equipment purchasing, etc. He is also our main office-based POC for tech support. Then we have a bookkeeper, she deals with things on the interior business side... employee pay stuff, shareholder/board functions, stock certificate crap, meeting minutes, etc. We have another part-timer who also helps with sales / collections / etc, answering phones, (we have 4 lines plus tech support phone that rotates between the salaried employees) [we do have a collections company people get sent to after 90 days, we cut people off at 60 days] People that want to review their payment histories, in our experience, normally want an explanation of their billing cycle, etc... they come in when they want that. One time payments are done online, but some people keep an account with us and call to process (we don't keep their card info). Paypal does all of our unifi hotspot stuff, and auto-drops right into QuickBooks. We're around 1500 subs, and incorporated. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:18 PM, Mike Hammett wrote: When they don't pay they get shut off. They can review their payment histories. They can change their billing information (and do one-time payments) without affecting your employees. You could probably drop the in-house billing/accounting people. Hotspot type services can integrate right into the same platform (without needing UniFi's walled garden). I suspect most of us still use QuickBooks, just not for our recurring business. I still use it for turn-key, consulting, etc. Even if you don't buy, I'd recommend having each of the billing platforms take you on a tour. You may notice other things to improve your operation. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:09:39 PM *Subject: *Re: [WISPA] credit card processors May I ask why? Most of our subs are on autopay, so we set it and forget about it. We also do all of our company stuff in quickbooks, and have inhouse billing/accounting people. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 04:08 PM, Mike Hammett wrote: I second Steve's comment. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com https://www.facebook.com/ICSIL https://plus.google.com/+IntelligentComputingSolutionsDeKalb https://www.linkedin.com/company/intelligent-computing-solutions https://twitter.com/ICSIL -- *From: *Josh Reynolds j...@spitwspots.com j...@spitwspots.com *To: *wireless@wispa.org *Sent: *Thursday, July 31, 2014 7:05:30 PM *Subject: *Re: [WISPA] credit card processors Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] credit card processors
We have been using it for almost 13 now... -- On 7/31/2014 8:05 PM, Josh Reynolds wrote: Yes, we've been doing it for about... 10 years now. Josh Reynolds, CIO SPITwSPOTS www.spitwspots.com On 07/31/2014 03:56 PM, Steve Barnes wrote: Josh are you billing your Wisp customer with QuickBooks? I would stop that practice. Get a billing system and keep QuickBooks for AP and GL. Steve Barnes PCSWIN.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Reynolds Sent: Thursday, July 31, 2014 4:09 PM To: WISPA General List Subject: [WISPA] credit card processors Who are using for credit card processing, and why? What are your rates? ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless -- West Michigan Wireless ISP Allegan, Michigan 49010 269-686-8648 A Division of: Camp Communication Services, INC ___ Wireless mailing list Wireless@wispa.org http://lists.wispa.org/mailman/listinfo/wireless
Re: [WISPA] Credit Card Processors
Sorry for bringing up an old topic but I thought about it last night and it should be touched on. We are all in extremely commoditized industries where margins are thin and streamlined operations are a key to success. In these types of businesses, every little bit counts. Finding a one size fits all solution that will take over a space doesn't happen overnight (if ever). What makes a business truly stand out is doing a million little things better than the competition. So, $500.00 is not something that is going to make any of us rich, but if you can find $500 savings or improvements in places that your competition hasn't thought of, it really starts to add up. It is much harder to attack a million army ants than one huge elephant. -Jeff Ehman General Manager Phone: (312) 205-2509 There is a difference -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Luthman Sent: Saturday, December 12, 2009 10:40 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors Wow you saved 500/mo? That has to be like 25c per customer! Glad you get your money quicker though :) On 12/12/09, Travis Johnson t...@ida.net wrote: IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
That's what I was told. -- Original Message -- From: RickG rgunder...@gmail.com Reply-To: WISPA General List wireless@wispa.org Date: Sun, 13 Dec 2009 16:08:18 -0500 Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ Sent via the WebMail system at avolve.net WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
I think IP Pay queries the issuer to determine what the proper expiration date and updates it. Maybe I'll get Charles over here to say what his service does. ;-) - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: RickG rgunder...@gmail.com Sent: Monday, December 14, 2009 12:14 AM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors But the issue is that they may consider using an expired card as fraudulent. Remember, each credit card transaction has a bunch or legal rules and regulations that come along with it. You know how it goes, do it right or it may bite! On Sun, Dec 13, 2009 at 11:57 PM, Travis Johnson t...@ida.net wrote: And when the chargeback comes through, you fax them the copy of your internet service contract and their usage summary showing they owed and paid for the bill as agreed. Travis Microserv RickG wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggiwirelessn...@rapiddsl.net wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net t...@ida.net To: WISPA General List wireless@wispa.org wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work withauthorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless
Re: [WISPA] Credit Card Processors
I would be interested in IP Pay. I currently use Authorize.net because of Wireless Orbit. Will IP Pay work with Wireless Orbit? Charles, Can you hit me off list about this? - Original Message From: Mike Hammett wispawirel...@ics-il.net To: WISPA General List wireless@wispa.org Sent: Mon, December 14, 2009 8:27:35 AM Subject: Re: [WISPA] Credit Card Processors I think IP Pay queries the issuer to determine what the proper expiration date and updates it. Maybe I'll get Charles over here to say what his service does. ;-) - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: RickG rgunder...@gmail.com Sent: Monday, December 14, 2009 12:14 AM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors But the issue is that they may consider using an expired card as fraudulent. Remember, each credit card transaction has a bunch or legal rules and regulations that come along with it. You know how it goes, do it right or it may bite! On Sun, Dec 13, 2009 at 11:57 PM, Travis Johnson t...@ida.net wrote: And when the chargeback comes through, you fax them the copy of your internet service contract and their usage summary showing they owed and paid for the bill as agreed. Travis Microserv RickG wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggiwirelessn...@rapiddsl.net wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net t...@ida.net To: WISPA General List wireless@wispa.org wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work withauthorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless
Re: [WISPA] Credit Card Processors
http://www.ippay.com/index.php?q=certified_applications They aren't on the official list, but who knows. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Joe Miller joemiller...@yahoo.com Sent: Monday, December 14, 2009 9:02 AM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors I would be interested in IP Pay. I currently use Authorize.net because of Wireless Orbit. Will IP Pay work with Wireless Orbit? Charles, Can you hit me off list about this? - Original Message From: Mike Hammett wispawirel...@ics-il.net To: WISPA General List wireless@wispa.org Sent: Mon, December 14, 2009 8:27:35 AM Subject: Re: [WISPA] Credit Card Processors I think IP Pay queries the issuer to determine what the proper expiration date and updates it. Maybe I'll get Charles over here to say what his service does. ;-) - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: RickG rgunder...@gmail.com Sent: Monday, December 14, 2009 12:14 AM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors But the issue is that they may consider using an expired card as fraudulent. Remember, each credit card transaction has a bunch or legal rules and regulations that come along with it. You know how it goes, do it right or it may bite! On Sun, Dec 13, 2009 at 11:57 PM, Travis Johnson t...@ida.net wrote: And when the chargeback comes through, you fax them the copy of your internet service contract and their usage summary showing they owed and paid for the bill as agreed. Travis Microserv RickG wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggiwirelessn...@rapiddsl.net wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net t...@ida.net To: WISPA General List wireless@wispa.org wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work withauthorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA
Re: [WISPA] Credit Card Processors
Hi Rick, In the context of being an e-commerce merchant (e.g., someone who sells books, toys, things online), everything that you bank and Authorize.Net is telling you is true -- what's happening is that you are being lumped into the category of card-not-present credit card processing -- which is, not surprisingly, higher risk than card-present or swiped credit card processing. As a result, there's an additional set of rules and regulations (and higher pricing) that applies to you Now, I think everyone here would agree that the business of being a WISP/ISP/Telco is fundamentally different than that of an e-commerce shop -- specifically, our business is all about recurring revenue Let's compare Service Provider that bills 1,000 customers $50 / month vs. E-commerce shop that sells 1,000 customers something for $50 / month Now, if you were to compare risk between the two -- as opposed to 100% card-not-present risk held by the E-commerce shop, the way to look at it from the service provider is that there's probably only 50 risky transactions (e.g., the new adds for the month), and the other 950 transactions were people that were billed the previous month (and probably have been customers for quite some time already). Now, for a facilities-based provider (as opposed to a web-hosting or dial-up company), the risk is further mitigated by evidence of a truck roll (which, if you think about it, makes for basically a card-present transaction) Taking these factors into account, Visa/Mastercard have created special programs for facilities-based providers For example: Mastercard - http://www.mastercard.com/us/merchant/solutions/incentive_program.html Billing Lost/Stolen/Expired Cards: Visa: http://www.visadps.com/services/visa_account_updater.html MasterCard: http://www.mastercard.com/us/wce/PDF/Billing%20Updater%20Brochure_10%2006.pdf What other benefits are available from being in these programs? 1. Specialized telco industry rates for consumer billing (depending on card type / mix -- it comes out to generally 10-25% cheaper than e-commerce / card-not-present transactions) 2. The ability to legally bill through expired cards for recurring payment purposes 3. The ability to update card records to account for lost, stolen, reissued and expired cards The up-front work (business process + software systems integration) to getting qualified and working within these programs is pretty extensive, and as a result, the 2,000 or so small-to-medium sized service providers have too many other things on their plate to deal with this (trust me, big guys like Comcast and Verizon take full advantage of these programs). What IP Pay has done is to invest ~2 years of RD and systems to the tune of ~$750k to build out systems so that we can help guys like yourself take advantage of preferential treatment normally reserved for the big guys. -Charles -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of RickG Sent: Monday, December 14, 2009 12:11 AM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors Because once expired, Visa or Mastercard no longer must honor it. If a chargeback happens, they may consider using an expired card as fraudulent and deny your claim. This is just my more cautious nature coming out here. Maybe your processor says no big deal. For me, Authorize.net said dont do it. -RickG On Sun, Dec 13, 2009 at 10:22 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I've seen that before, but that wasn't what I was looking for. Either way, a charge back can happen no matter what - why would the expiration be relevant? Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 10:08 PM, RickG rgunder...@gmail.com wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthman j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net
Re: [WISPA] Credit Card Processors
I think IP Pay queries the issuer to determine what the proper expiration date and updates it. Maybe I'll get Charles over here to say what his service does. ;-) We basically have three product features for WISPs/Telcos/CableCos/Service Providers that really set us apart from the normal e-commerce processor IP Pay Account Updater automatically updates card-on-file account changes from lost, stolen or reissued cards, to ensure uninterrupted recurring payments. IP Pay Account Continuator allows for the successful processing of expired cards on recurring payment transactions. IP Pay Account Economizer uses specialized market interchange categories to eliminate the High-Risk Surcharges levied on traditional e-commerce and card-not-present transactions. Hope this helps -Charles -- From: RickG rgunder...@gmail.com Sent: Monday, December 14, 2009 12:14 AM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors But the issue is that they may consider using an expired card as fraudulent. Remember, each credit card transaction has a bunch or legal rules and regulations that come along with it. You know how it goes, do it right or it may bite! On Sun, Dec 13, 2009 at 11:57 PM, Travis Johnson t...@ida.net wrote: And when the chargeback comes through, you fax them the copy of your internet service contract and their usage summary showing they owed and paid for the bill as agreed. Travis Microserv RickG wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggiwirelessn...@rapiddsl.net wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net t...@ida.net To: WISPA General List wireless@wispa.org wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work withauthorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe
Re: [WISPA] Credit Card Processors
Charles, Matt from your company called me and will send me info on IP Pay. It looks like I may go this direction as long as wireless orbit works with it. Joe - Original Message From: Charles Wu c...@cticonnect.com To: WISPA General List wireless@wispa.org Sent: Mon, December 14, 2009 10:23:09 AM Subject: Re: [WISPA] Credit Card Processors Hi Rick, In the context of being an e-commerce merchant (e.g., someone who sells books, toys, things online), everything that you bank and Authorize.Net is telling you is true -- what's happening is that you are being lumped into the category of card-not-present credit card processing -- which is, not surprisingly, higher risk than card-present or swiped credit card processing. As a result, there's an additional set of rules and regulations (and higher pricing) that applies to you Now, I think everyone here would agree that the business of being a WISP/ISP/Telco is fundamentally different than that of an e-commerce shop -- specifically, our business is all about recurring revenue Let's compare Service Provider that bills 1,000 customers $50 / month vs. E-commerce shop that sells 1,000 customers something for $50 / month Now, if you were to compare risk between the two -- as opposed to 100% card-not-present risk held by the E-commerce shop, the way to look at it from the service provider is that there's probably only 50 risky transactions (e.g., the new adds for the month), and the other 950 transactions were people that were billed the previous month (and probably have been customers for quite some time already). Now, for a facilities-based provider (as opposed to a web-hosting or dial-up company), the risk is further mitigated by evidence of a truck roll (which, if you think about it, makes for basically a card-present transaction) Taking these factors into account, Visa/Mastercard have created special programs for facilities-based providers For example: Mastercard - http://www.mastercard.com/us/merchant/solutions/incentive_program.html Billing Lost/Stolen/Expired Cards: Visa: http://www.visadps.com/services/visa_account_updater.html MasterCard: http://www.mastercard.com/us/wce/PDF/Billing%20Updater%20Brochure_10%2006.pdf What other benefits are available from being in these programs? 1. Specialized telco industry rates for consumer billing (depending on card type / mix -- it comes out to generally 10-25% cheaper than e-commerce / card-not-present transactions) 2. The ability to legally bill through expired cards for recurring payment purposes 3. The ability to update card records to account for lost, stolen, reissued and expired cards The up-front work (business process + software systems integration) to getting qualified and working within these programs is pretty extensive, and as a result, the 2,000 or so small-to-medium sized service providers have too many other things on their plate to deal with this (trust me, big guys like Comcast and Verizon take full advantage of these programs). What IP Pay has done is to invest ~2 years of RD and systems to the tune of ~$750k to build out systems so that we can help guys like yourself take advantage of preferential treatment normally reserved for the big guys. -Charles -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of RickG Sent: Monday, December 14, 2009 12:11 AM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors Because once expired, Visa or Mastercard no longer must honor it. If a chargeback happens, they may consider using an expired card as fraudulent and deny your claim. This is just my more cautious nature coming out here. Maybe your processor says no big deal. For me, Authorize.net said dont do it. -RickG On Sun, Dec 13, 2009 at 10:22 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I've seen that before, but that wasn't what I was looking for. Either way, a charge back can happen no matter what - why would the expiration be relevant? Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 10:08 PM, RickG rgunder...@gmail.com wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthman j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing
Re: [WISPA] Credit Card Processors
This can be solves via the terms and conditions of the contract with the customer. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: RickG rgunder...@gmail.com To: WISPA General List wireless@wispa.org Sent: Monday, December 14, 2009 1:11 AM Subject: Re: [WISPA] Credit Card Processors Because once expired, Visa or Mastercard no longer must honor it. If a chargeback happens, they may consider using an expired card as fraudulent and deny your claim. This is just my more cautious nature coming out here. Maybe your processor says no big deal. For me, Authorize.net said dont do it. -RickG On Sun, Dec 13, 2009 at 10:22 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I've seen that before, but that wasn't what I was looking for. Either way, a charge back can happen no matter what - why would the expiration be relevant? Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 10:08 PM, RickG rgunder...@gmail.com wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthman j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org
Re: [WISPA] Credit Card Processors
He probably means through the automation a good system provides. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Josh Luthman j...@imaginenetworksllc.com Sent: Saturday, December 12, 2009 11:24 PM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors Payroll costs? On 12/12/09, David ad...@speedyquick.net wrote: There are a lot of compelling reasons to change unless you aren't in business to make money. Having a good billing system saves in payroll costs. David -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Tom DeReggi Sent: Saturday, December 12, 2009 9:41 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ - --- WISPA Wants You! Join today! http://signup.wispa.org/ - --- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM --- - WISPA Wants You! Join today! http://signup.wispa.org/ --- - WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
We are not using IPPay yet, however we are custom building a billing/administrative system specifically geared tower our business directly, and not something we would have to modify. When that is completed, we will move to IPPay. The analysis Matt showed us would save something like $600/mth. We have a lot of people using reward cards with us, and it is getting billed at 4.7%, non-rewards at 2%. IPPay offered a flat rate across the board. Just too much trouble to switch right now. Regards, Chuck Hogg Shelby Broadband 502-722-9292 ch...@shelbybb.com http://www.shelbybb.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of David Sent: Saturday, December 12, 2009 11:51 PM To: 'WISPA General List' Subject: Re: [WISPA] Credit Card Processors There are a lot of compelling reasons to change unless you aren't in business to make money. Having a good billing system saves in payroll costs. David -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Tom DeReggi Sent: Saturday, December 12, 2009 9:41 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ - --- WISPA Wants You! Join today! http://signup.wispa.org/ - --- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM --- - WISPA Wants You! Join today! http://signup.wispa.org/ --- - WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
TOWARD, not tower. I was out late last night and haven't had my coffee yet. Regards, Chuck Hogg Shelby Broadband 502-722-9292 ch...@shelbybb.com http://www.shelbybb.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Chuck Hogg Sent: Sunday, December 13, 2009 10:46 AM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors We are not using IPPay yet, however we are custom building a billing/administrative system specifically geared tower our business directly, and not something we would have to modify. When that is completed, we will move to IPPay. The analysis Matt showed us would save something like $600/mth. We have a lot of people using reward cards with us, and it is getting billed at 4.7%, non-rewards at 2%. IPPay offered a flat rate across the board. Just too much trouble to switch right now. Regards, Chuck Hogg Shelby Broadband 502-722-9292 ch...@shelbybb.com http://www.shelbybb.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of David Sent: Saturday, December 12, 2009 11:51 PM To: 'WISPA General List' Subject: Re: [WISPA] Credit Card Processors There are a lot of compelling reasons to change unless you aren't in business to make money. Having a good billing system saves in payroll costs. David -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Tom DeReggi Sent: Saturday, December 12, 2009 9:41 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ - --- WISPA Wants You! Join today! http://signup.wispa.org/ - --- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM --- - WISPA Wants You! Join today! http://signup.wispa.org/ --- - WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org
Re: [WISPA] Credit Card Processors
We get our money in two days from authorize. -RickG On Sat, Dec 12, 2009 at 11:16 PM, Travis Johnson t...@ida.net wrote: IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org
Re: [WISPA] Credit Card Processors
I've seen that before, but that wasn't what I was looking for. Either way, a charge back can happen no matter what - why would the expiration be relevant? Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 10:08 PM, RickG rgunder...@gmail.com wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthman j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM WISPA Wants You! Join today! http://signup.wispa.org
Re: [WISPA] Credit Card Processors
And when the chargeback comes through, you fax them the copy of your internet service contract and their usage summary showing they owed and paid for the bill as agreed. Travis Microserv RickG wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthman j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 "The secret to creativity is knowing how to hide your sources." --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: "Travis Johnson" t...@ida.net To: "WISPA General List" wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://list
Re: [WISPA] Credit Card Processors
Wow in almost 10 years of using Authorize, we never got a dime in 2 days. I think the fastest we ever saw it actually hit our bank account was 3 days, but most of the time it was 4 or 5 days. Travis Microserv RickG wrote: We get our money in two days from authorize. -RickG On Sat, Dec 12, 2009 at 11:16 PM, Travis Johnson t...@ida.net wrote: IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Because once expired, Visa or Mastercard no longer must honor it. If a chargeback happens, they may consider using an expired card as fraudulent and deny your claim. This is just my more cautious nature coming out here. Maybe your processor says no big deal. For me, Authorize.net said dont do it. -RickG On Sun, Dec 13, 2009 at 10:22 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I've seen that before, but that wasn't what I was looking for. Either way, a charge back can happen no matter what - why would the expiration be relevant? Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 10:08 PM, RickG rgunder...@gmail.com wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthman j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthman j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org
Re: [WISPA] Credit Card Processors
But the issue is that they may consider using an expired card as fraudulent. Remember, each credit card transaction has a bunch or legal rules and regulations that come along with it. You know how it goes, do it right or it may bite! On Sun, Dec 13, 2009 at 11:57 PM, Travis Johnson t...@ida.net wrote: And when the chargeback comes through, you fax them the copy of your internet service contract and their usage summary showing they owed and paid for the bill as agreed. Travis Microserv RickG wrote: My banker buddy said its between you and your credit card processor but charging to an expired card could leave you open to a charge back. I guess the safest thing to do is ask your processor. I did find the attached on Visa's website. -RickG On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: Very confident that IPPay will accept past expiration dates as long none of the other information was changed. I read something about this recently but I can't seem to locate it. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein On Sun, Dec 13, 2009 at 9:29 PM, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: I'm speaking from experience :) Most credit cards expire in two years. So, you take their expiration date and add two years - wella, it works again! I dont know about other processors but authorize.net will not accept an expired date. -RickG On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthmanj...@imaginenetworksllc.com j...@imaginenetworksllc.comwrote: I don't see how you can guess it. You can have one card number not change but renew it's expiration date. Also keep in mind you can continue charging without updating information for companies just like us. On 12/13/09, RickG rgunder...@gmail.com rgunder...@gmail.com wrote: Quickbooks is great! Question though: I was told by my bank not to guess their new expiration date and that you need to get the it directly from the customer or you are subject to dispute. True of false? -RickG On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggiwirelessn...@rapiddsl.net wirelessn...@rapiddsl.netwrote: IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net t...@ida.net To: WISPA General List wireless@wispa.org wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work withauthorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe
Re: [WISPA] Credit Card Processors
Thats cause they liked your money more :) On Sun, Dec 13, 2009 at 11:58 PM, Travis Johnson t...@ida.net wrote: Wow in almost 10 years of using Authorize, we never got a dime in 2 days. I think the fastest we ever saw it actually hit our bank account was 3 days, but most of the time it was 4 or 5 days. Travis Microserv RickG wrote: We get our money in two days from authorize. -RickG On Sat, Dec 12, 2009 at 11:16 PM, Travis Johnson t...@ida.net t...@ida.net wrote: IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today!http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
IP Pay and no, they're a completely different animal, which is what causes me to like them better. Their parent is CTI, which is a vendor member. They have a virtual terminal as well as support for several different billing systems and traditional terminals as well. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Robert West robert.w...@just-micro.com Sent: Saturday, December 12, 2009 1:21 PM To: 'WISPA General List' wireless@wispa.org Subject: [WISPA] Credit Card Processors Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Yes, if were starting now, I would go with IPPay. Mike Hammett wrote: IP Pay and no, they're a completely different animal, which is what causes me to like them better. Their parent is CTI, which is a vendor member. They have a virtual terminal as well as support for several different billing systems and traditional terminals as well. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Robert West robert.w...@just-micro.com Sent: Saturday, December 12, 2009 1:21 PM To: 'WISPA General List' wireless@wispa.org Subject: [WISPA] Credit Card Processors Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Scott Reed Sr. Systems Engineer GAB Midwest 1-800-363-1544 x4000 Cell: 260-273-7239 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Ip pay. Call CTI. On 12/12/09, Mike Hammett wispawirel...@ics-il.net wrote: IP Pay and no, they're a completely different animal, which is what causes me to like them better. Their parent is CTI, which is a vendor member. They have a virtual terminal as well as support for several different billing systems and traditional terminals as well. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Robert West robert.w...@just-micro.com Sent: Saturday, December 12, 2009 1:21 PM To: 'WISPA General List' wireless@wispa.org Subject: [WISPA] Credit Card Processors Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Sounds like an overwhelming consensus here. I'm glad I asked. Thanks, guys. The last time I had a company quote me fees they wouldn't put it in writing. Red flag on that one. Bob- -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Luthman Sent: Saturday, December 12, 2009 2:30 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors Ip pay. Call CTI. On 12/12/09, Mike Hammett wispawirel...@ics-il.net wrote: IP Pay and no, they're a completely different animal, which is what causes me to like them better. Their parent is CTI, which is a vendor member. They have a virtual terminal as well as support for several different billing systems and traditional terminals as well. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Robert West robert.w...@just-micro.com Sent: Saturday, December 12, 2009 1:21 PM To: 'WISPA General List' wireless@wispa.org Subject: [WISPA] Credit Card Processors Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
We use IP pay as well. -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Robert West Sent: Saturday, December 12, 2009 1:37 PM To: 'WISPA General List' Subject: Re: [WISPA] Credit Card Processors Sounds like an overwhelming consensus here. I'm glad I asked. Thanks, guys. The last time I had a company quote me fees they wouldn't put it in writing. Red flag on that one. Bob- -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Luthman Sent: Saturday, December 12, 2009 2:30 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors Ip pay. Call CTI. On 12/12/09, Mike Hammett wispawirel...@ics-il.net wrote: IP Pay and no, they're a completely different animal, which is what causes me to like them better. Their parent is CTI, which is a vendor member. They have a virtual terminal as well as support for several different billing systems and traditional terminals as well. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Robert West robert.w...@just-micro.com Sent: Saturday, December 12, 2009 1:21 PM To: 'WISPA General List' wireless@wispa.org Subject: [WISPA] Credit Card Processors Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ No virus found in this incoming message. Checked by AVG - www.avg.com Version: 8.5.427 / Virus Database: 270.14.102/2556 - Release Date: 12/12/09 07:38:00 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Been happy with them since their WINOG in Indianapolis...last winterish? On 12/12/09, Chadd Thompson chad...@msn.com wrote: We use IP pay as well. -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Robert West Sent: Saturday, December 12, 2009 1:37 PM To: 'WISPA General List' Subject: Re: [WISPA] Credit Card Processors Sounds like an overwhelming consensus here. I'm glad I asked. Thanks, guys. The last time I had a company quote me fees they wouldn't put it in writing. Red flag on that one. Bob- -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Luthman Sent: Saturday, December 12, 2009 2:30 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors Ip pay. Call CTI. On 12/12/09, Mike Hammett wispawirel...@ics-il.net wrote: IP Pay and no, they're a completely different animal, which is what causes me to like them better. Their parent is CTI, which is a vendor member. They have a virtual terminal as well as support for several different billing systems and traditional terminals as well. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Robert West robert.w...@just-micro.com Sent: Saturday, December 12, 2009 1:21 PM To: 'WISPA General List' wireless@wispa.org Subject: [WISPA] Credit Card Processors Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ No virus found in this incoming message. Checked by AVG - www.avg.com Version: 8.5.427 / Virus Database: 270.14.102/2556 - Release Date: 12/12/09 07:38:00 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
We've been using IP Pay since Sept of last year. Its been great. No complaints. -- Blake Covarrubias On Dec 12, 2009, at 2:36 PM, Josh Luthman wrote: Been happy with them since their WINOG in Indianapolis...last winterish? On 12/12/09, Chadd Thompson chad...@msn.com wrote: We use IP pay as well. -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Robert West Sent: Saturday, December 12, 2009 1:37 PM To: 'WISPA General List' Subject: Re: [WISPA] Credit Card Processors Sounds like an overwhelming consensus here. I'm glad I asked. Thanks, guys. The last time I had a company quote me fees they wouldn't put it in writing. Red flag on that one. Bob- -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Josh Luthman Sent: Saturday, December 12, 2009 2:30 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors Ip pay. Call CTI. On 12/12/09, Mike Hammett wispawirel...@ics-il.net wrote: IP Pay and no, they're a completely different animal, which is what causes me to like them better. Their parent is CTI, which is a vendor member. They have a virtual terminal as well as support for several different billing systems and traditional terminals as well. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Robert West robert.w...@just-micro.com Sent: Saturday, December 12, 2009 1:21 PM To: 'WISPA General List' wireless@wispa.org Subject: [WISPA] Credit Card Processors Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ No virus found in this incoming message. Checked by AVG - www.avg.com Version: 8.5.427 / Virus Database: 270.14.102/2556 - Release Date: 12/12/09 07:38:00 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today
Re: [WISPA] Credit Card Processors
I've been with authorize.net for nearly 10 years and am basically happy with them. With that said, I considered switching to IP-Pay but could never get a full quote from them. Robert, Please let me know how it goes. -RickG On Sat, Dec 12, 2009 at 2:21 PM, Robert West robert.w...@just-micro.comwrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net ? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
My rep offered to analyze my statement and he'd provide me a quote, but I declined saying that I knew they'd be lower, and they offered a more accepted API than my current processor (local bank). Matthew Miller Business Development Executive mmil...@ippay.com cell: 630/800-8714 . office: 847/346-0990 x-7025 16W235 83rd Street, Suite A, Burr Ridge, IL 60527 . tel: 847.346.0990 fax: 847.346.0991 - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: RickG rgunder...@gmail.com Sent: Saturday, December 12, 2009 8:04 PM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors I've been with authorize.net for nearly 10 years and am basically happy with them. With that said, I considered switching to IP-Pay but could never get a full quote from them. Robert, Please let me know how it goes. -RickG On Sat, Dec 12, 2009 at 2:21 PM, Robert West robert.w...@just-micro.comwrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net ? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Will do, Rick. I've had bad luck with processors so I've learned what to look out for the hard way. If these guys say it's cool, it probably is. I just hate surprises so I like it all in black and white, looking forward to a full quote myself. Bob- -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of RickG Sent: Saturday, December 12, 2009 9:05 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors I've been with authorize.net for nearly 10 years and am basically happy with them. With that said, I considered switching to IP-Pay but could never get a full quote from them. Robert, Please let me know how it goes. -RickG On Sat, Dec 12, 2009 at 2:21 PM, Robert West robert.w...@just-micro.comwrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net ? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Thanks, Mike. It's appreciated. Bob- -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Mike Hammett Sent: Saturday, December 12, 2009 9:09 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors My rep offered to analyze my statement and he'd provide me a quote, but I declined saying that I knew they'd be lower, and they offered a more accepted API than my current processor (local bank). Matthew Miller Business Development Executive mmil...@ippay.com cell: 630/800-8714 . office: 847/346-0990 x-7025 16W235 83rd Street, Suite A, Burr Ridge, IL 60527 . tel: 847.346.0990 fax: 847.346.0991 - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: RickG rgunder...@gmail.com Sent: Saturday, December 12, 2009 8:04 PM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors I've been with authorize.net for nearly 10 years and am basically happy with them. With that said, I considered switching to IP-Pay but could never get a full quote from them. Robert, Please let me know how it goes. -RickG On Sat, Dec 12, 2009 at 2:21 PM, Robert West robert.w...@just-micro.comwrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net ? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Mike Hammett wispawirel...@ics-il.net wrote: My rep offered to analyze my statement and he'd provide me a quote, but I declined saying that I knew they'd be lower, and they offered a more accepted API than my current processor (local bank). Matthew Miller Business Development Executive mmil...@ippay.com cell: 630/800-8714 . office: 847/346-0990 x-7025 16W235 83rd Street, Suite A, Burr Ridge, IL 60527 . tel: 847.346.0990 fax: 847.346.0991 - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: RickG rgunder...@gmail.com Sent: Saturday, December 12, 2009 8:04 PM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] Credit Card Processors I've been with authorize.net for nearly 10 years and am basically happy with them. With that said, I considered switching to IP-Pay but could never get a full quote from them. Robert, Please let me know how it goes. -RickG On Sat, Dec 12, 2009 at 2:21 PM, Robert West robert.w...@just-micro.comwrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net ? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Wow you saved 500/mo? That has to be like 25c per customer! Glad you get your money quicker though :) On 12/12/09, Travis Johnson t...@ida.net wrote: IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
Re: [WISPA] Credit Card Processors
Payroll costs? On 12/12/09, David ad...@speedyquick.net wrote: There are a lot of compelling reasons to change unless you aren't in business to make money. Having a good billing system saves in payroll costs. David -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Tom DeReggi Sent: Saturday, December 12, 2009 9:41 PM To: WISPA General List Subject: Re: [WISPA] Credit Card Processors IPPay is really cool. Expecially automatic features like figuring out the right CC exp date after it expires. We'd like to use it, if we could. But we dont use them because you really need a seperate billing system to integrate with them. We use Quickbooks for our billing, and from what I understood IPPay does not integrate with Quickbook's billing. PS. I know, why are we using Quickbooks for billing still? Resistent to change when something works, its easy, and no compelling reason to change. Tom DeReggi RapidDSL Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: Travis Johnson t...@ida.net To: WISPA General List wireless@wispa.org Sent: Saturday, December 12, 2009 11:16 PM Subject: Re: [WISPA] Credit Card Processors IPPay. Only saved us $500 per month and we get our money in 1-2 business days (instead of 4-5 with authorize). :) :) Travis Microserv Robert West wrote: Looking at credit card processors again. Been nickled and dimed to death with 2 others. Who are you happy with and do they work with authorize.net? Bob- Robert West Just Micro Digital Services Inc. 740-335-7020 WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ - --- WISPA Wants You! Join today! http://signup.wispa.org/ - --- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Internal Virus Database is out-of-date. Checked by AVG. Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM --- - WISPA Wants You! Join today! http://signup.wispa.org/ --- - WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -- Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 The secret to creativity is knowing how to hide your sources. --- Albert Einstein WISPA Wants You! Join today! http://signup.wispa.org/ WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
