Hello Jim,

In an email on or about 03-10-2006 you wrote the following words of wisdom:

>> And who needs a 1 or 2% discount when you pay by CC if the
>> "discount" has been added to the cost to cover the merchant's fee
>> to the CC company?

> Never look a gift horse in the mouth.....

Of course not, you have play the hand you have been dealt, so you are doing the 
smart thing under the circumstances.

I was just teasing you because you had already paid for the gift.

--
Mogens

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