Re: [WISPA] Health Insurance

2010-07-28 Thread Mark Nash - Lists
We provide health insurance for employees. To keep absolute costs down, we go with a high deductible for our employees, though to offset the costs in the cast of anything major, we pay the first $1000 of the deductible on behalf of the employee. We have 5 employees. Owners have to pay for

Re: [WISPA] Health Insurance

2010-07-28 Thread Mark Nash - Lists
an employee. LLC members are not employees. - Original Message - From: Mark Nash - Lists To: WISPA General List Sent: Wednesday, July 28, 2010 2:57 PM Subject: Re: [WISPA] Health Insurance We provide health insurance for employees. To keep absolute costs down, we go

Re: [WISPA] Health Insurance

2010-07-28 Thread RickG
Ever check into an HSA? It was the best thing we did when I was GM at a small CableCo. On Wed, Jul 28, 2010 at 5:57 PM, Mark Nash - Lists markl...@uwol.net wrote: We provide health insurance for employees.  To keep absolute costs down, we go with a high deductible for our employees, though to

Re: [WISPA] Health Insurance

2010-07-28 Thread Forbes Mercy
In Washington State the Association of Washington Businesses (Average White Band as I like to call them) have a statewide buy-in policy that's half of what I paid when I had my own Blue Cross plan, it went up 2 percent last year while my old one averaged 10-15 percent annual raise and

Re: [WISPA] health insurance

2009-12-07 Thread os10rules
...@foxvalley.net -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of RickG Sent: Sunday, December 06, 2009 10:19 PM To: WISPA General List Subject: Re: [WISPA] health insurance I was against mandatory insurance on vehicles

Re: [WISPA] health insurance

2009-12-07 Thread Mike Hammett
Computing Solutions http://www.ics-il.com -- From: Brad Belton b...@belwave.com Sent: Sunday, December 06, 2009 10:26 PM To: 'WISPA General List' wireless@wispa.org Subject: Re: [WISPA] health insurance The auto insurance vs. health insurance

Re: [WISPA] health insurance

2009-12-07 Thread Paul C Diem
C Diem pcd...@foxvalley.net -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of os10ru...@gmail.com Sent: Monday, December 07, 2009 7:15 AM To: WISPA General List Subject: Re: [WISPA] health insurance Maybe government has to be the answer

Re: [WISPA] health insurance

2009-12-07 Thread Brad Belton
General List Subject: Re: [WISPA] health insurance In Illinois you are required to purchase auto insurance and you will get fined, and I believe ultimately jailed if you continue to ignore that mandate. They don't provide it, but you are required to carry a minimum liability. It is at the state

Re: [WISPA] health insurance

2009-12-07 Thread os10rules
: Monday, December 07, 2009 7:15 AM To: WISPA General List Subject: Re: [WISPA] health insurance Maybe government has to be the answer if we're going to address the problem of the vast number of people who could afford insurance but choose to spend their money elsewhere. It's going to require

Re: [WISPA] health insurance

2009-12-07 Thread Blake Bowers
. - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: Brad Belton b...@belwave.com Sent: Sunday, December 06, 2009 10:26 PM To: 'WISPA General List' wireless@wispa.org Subject: Re: [WISPA] health insurance The auto

Re: [WISPA] health insurance

2009-12-07 Thread Paul C Diem
: Re: [WISPA] health insurance I believe the proposed changes have only dealt with the insurance side (government provided and more rules for the private sector insurance providers). On the healthcare provider (doctors, hospitals) side I believe they've only talked about rules. Maybe new government

Re: [WISPA] health insurance

2009-12-07 Thread Mike Hammett
-- From: Blake Bowers bbow...@mozarks.com Sent: Monday, December 07, 2009 9:07 AM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] health insurance In IL, like Missouri, you are only required to have that insurance if you own/operate a vehicle

Re: [WISPA] health insurance

2009-12-07 Thread Josh Luthman
Bowers bbow...@mozarks.com Sent: Monday, December 07, 2009 9:07 AM To: WISPA General List wireless@wispa.org Subject: Re: [WISPA] health insurance In IL, like Missouri, you are only required to have that insurance if you own/operate a vehicle. There are LOTS of people out there that don't

Re: [WISPA] health insurance

2009-12-07 Thread David E. Smith
On Mon, Dec 7, 2009 at 09:53, Blake Bowers bbow...@mozarks.com wrote: Ok, but you still don't HAVE to have a car - hence you don't HAVE to have insurance. With the new plan, no matter what, I HAVE to pay for insurance. But you also have to be healthy. Unless of course you're harboring

Re: [WISPA] health insurance

2009-12-07 Thread Mike Hammett
Subject: Re: [WISPA] health insurance Why would the majority of individual people need multiple cars? I can see a family of 3 having 3 cars. I can see a worker needing a car to get around and a van/truck for work. But I can't see random Joe (like me) needing a second vehicle. Or are you

Re: [WISPA] health insurance

2009-12-07 Thread Brad Belton
. There is no comparison. Brad -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Mike Hammett Sent: Monday, December 07, 2009 10:25 AM To: WISPA General List Subject: Re: [WISPA] health insurance The majority don't have more cars than people, but I don't

Re: [WISPA] health insurance

2009-12-07 Thread David E. Smith
On Mon, Dec 7, 2009 at 10:45, Brad Belton b...@belwave.com wrote: Bottom line is auto insurance is not required. However, they are proposing government run health insurance will be required and you will be fined and put in jail if you don't buy it. [citation needed] David Smith MVN.net

Re: [WISPA] health insurance

2009-12-07 Thread David E. Smith
On Mon, Dec 7, 2009 at 10:57, Brad Belton b...@belwave.com wrote: While I haven't read the entire 2000+ page proposed bill I apparently have read more of it than you. Clearly not, or else you'd know that the fine actually is just a tax penalty, and that the current draft of the Senate Finance

Re: [WISPA] health insurance

2009-12-07 Thread Blake Bowers
Don't take your organs to heaven, heaven knows we need them down here! Be an organ donor, sign your donor card today. - Original Message - From: Ryan Spott rsp...@cspott.com To: WISPA General List wireless@wispa.org Sent: Monday, December 07, 2009 10:08 AM Subject: Re: [WISPA] health

Re: [WISPA] health insurance

2009-12-07 Thread Rick Herrmann
Of Blake Bowers Sent: Monday, December 07, 2009 9:54 AM To: WISPA General List Subject: Re: [WISPA] health insurance Ok, but you still don't HAVE to have a car - hence you don't HAVE to have insurance. With the new plan, no matter what, I HAVE to pay for insurance. You can bet, if I HAVE to, I

Re: [WISPA] health insurance

2009-12-07 Thread Ryan Spott
Take away my ice cream then. I pay my own way - and I am fairly healthy although I could lose some weight. I still run circles around my firefighters on my fire department, the ones that are 20-25 years younger than I. Where does all this stop? Will they actually want to take away my

Re: [WISPA] health insurance

2009-12-07 Thread Brad Belton
they determine with services they see fit. Doesn't sound like a good idea to me... Brad -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of David E. Smith Sent: Monday, December 07, 2009 11:09 AM To: WISPA General List Subject: Re: [WISPA

Re: [WISPA] health insurance

2009-12-07 Thread RickG
ideas and values that I agree with. Best, Brad -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of RickG Sent: Sunday, December 06, 2009 11:18 PM To: WISPA General List Subject: Re: [WISPA] health insurance That's right

Re: [WISPA] health insurance

2009-12-07 Thread RickG
pcd...@foxvalley.net -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of RickG Sent: Sunday, December 06, 2009 10:19 PM To: WISPA General List Subject: Re: [WISPA] health insurance I was against mandatory insurance

Re: [WISPA] health insurance

2009-12-07 Thread Paul C Diem
is that there was no uproar from we the people over it. Paul C Diem pcd...@foxvalley.net -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Robert West Sent: Monday, December 07, 2009 2:07 PM To: 'WISPA General List' Subject: Re: [WISPA] health insurance It's

Re: [WISPA] health insurance

2009-12-07 Thread Jeff Broadwick
To: 'WISPA General List' Subject: Re: [WISPA] health insurance If the current draft now says you can't be jailed for not paying this particular tax/fine then ok, but that's not the way it was written earlier. I wouldn't be surprised if this is flipped back...sooner or later. Regardless, the government

Re: [WISPA] health insurance

2009-12-07 Thread Robert West
General List' Subject: Re: [WISPA] health insurance When the Constitution is called No longer relevant to a modern society on the floor of the House of Representatives and there is no uproar over it As I said before, I've stopped paying too much attention to the news. Did that really happen? If so

Re: [WISPA] health insurance

2009-12-07 Thread Chuck Bartosch
, December 05, 2009 5:15 PM To: 'WISPA General List' wireless@wispa.org Subject: Re: [WISPA] health insurance H.. I feel an increase in the use of the 1099 form would be the easy answer. I lived as a 1099 for many years. I'm with you on your feelings of get all the way in or get

Re: [WISPA] health insurance

2009-12-07 Thread Chuck Bartosch
-Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Blake Bowers Sent: Monday, December 07, 2009 9:54 AM To: WISPA General List Subject: Re: [WISPA] health insurance Ok, but you still don't HAVE to have a car - hence you don't HAVE to have

Re: [WISPA] health insurance

2009-12-06 Thread Travis Johnson
et To: fai...@snappydsl.net; "WISPA General List" wireless@wispa.org Sent: Saturday, December 05, 2009 8:05 PM Subject: Re: [WISPA] health insurance A... now we know it's Florida that is causing everyone else's insurance rates to go up... :) We pay about $700/month to co

Re: [WISPA] health insurance

2009-12-06 Thread MDK
to buy insurance. -- From: Robert West robert.w...@just-micro.com Sent: Saturday, December 05, 2009 5:15 PM To: 'WISPA General List' wireless@wispa.org Subject: Re: [WISPA] health insurance H.. I feel an increase in the use

Re: [WISPA] health insurance

2009-12-06 Thread Blair Davis
"'WISPA General List'" wireless@wispa.org Subject: Re: [WISPA] health insurance H.. I feel an increase in the use of the 1099 form would be the easy answer. I lived as a 1099 for many years. I'm with you on your feelings of "get all the way in or get all the

Re: [WISPA] health insurance

2009-12-06 Thread Robert West
[mailto:wireless-boun...@wispa.org] On Behalf Of MDK Sent: Sunday, December 06, 2009 3:25 AM To: WISPA General List Subject: Re: [WISPA] health insurance It's my understanding that for purposes of insurance, the rules that govern 1099 work are being changed dramatically.The subcontractor status

Re: [WISPA] health insurance

2009-12-06 Thread Robert West
heard of me and they weren't very nice about it either. Bob- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Blair Davis Sent: Sunday, December 06, 2009 3:51 AM To: WISPA General List Subject: Re: [WISPA] health insurance Then watch the work go away

Re: [WISPA] health insurance

2009-12-06 Thread Gino Villarini
To: fai...@snappydsl.net; WISPA General List Subject: Re: [WISPA] health insurance A... now we know it's Florida that is causing everyone else's insurance rates to go up... :) We pay about $700/month to cover an entire family (this is just health insurance, the dental and vision

Re: [WISPA] health insurance

2009-12-06 Thread Faisal Imtiaz
General List Subject: Re: [WISPA] health insurance A... now we know it's Florida that is causing everyone else's insurance rates to go up... :) We pay about $700/month to cover an entire family (this is just health insurance, the dental and vision is extra). Travis Microserv Faisal Imtiaz

Re: [WISPA] health insurance

2009-12-06 Thread Ryan Spott
My Plans? I am going to create 4 new jobs and really stimulate the economy. Job 1: I am going to quit my day job. It is a high-paying job that provides benefits to myself and my family. This job can go to whom-ever wants it. Job 2: I will work full time for my company. Job 3: The growth of my

Re: [WISPA] health insurance

2009-12-06 Thread MDK
: Sunday, December 06, 2009 1:30 AM To: 'WISPA General List' wireless@wispa.org Subject: Re: [WISPA] health insurance Now, now, now.. You know as well as I that any rule they make and any hurdle they put up on the front end, they also make rules and take down hurdles on the back end so

Re: [WISPA] health insurance

2009-12-06 Thread Marlon K. Schafer
, 2009 8:05 PM Subject: Re: [WISPA] health insurance A... now we know it's Florida that is causing everyone else's insurance rates to go up... :) We pay about $700/month to cover an entire family (this is just health insurance, the dental and vision is extra). Travis Microserv Faisal

Re: [WISPA] health insurance

2009-12-06 Thread Nathan Stooke
the private services. Thanks -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Faisal Imtiaz Sent: Sunday, December 06, 2009 10:22 AM To: 'WISPA General List' Subject: Re: [WISPA] health insurance Yes, we in South Florida have some

Re: [WISPA] health insurance

2009-12-06 Thread Ryan Spott
: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Faisal Imtiaz Sent: Sunday, December 06, 2009 10:22 AM To: 'WISPA General List' Subject: Re: [WISPA] health insurance Yes, we in South Florida have some of the highest insurance rates (all types of insurance

Re: [WISPA] health insurance

2009-12-06 Thread RickG
: Saturday, December 05, 2009 11:06 PM To: fai...@snappydsl.net; WISPA General List Subject: Re: [WISPA] health insurance A... now we know it's Florida that is causing everyone else's insurance rates to go up... :) We pay about $700/month to cover an entire family (this is just

Re: [WISPA] health insurance

2009-12-06 Thread Brad Belton
. Brad -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Ryan Spott Sent: Sunday, December 06, 2009 9:50 PM To: nsto...@wisperisp.com; WISPA General List Subject: Re: [WISPA] health insurance My wife is from South Africa where they have

Re: [WISPA] health insurance

2009-12-06 Thread RickG
To: nsto...@wisperisp.com; WISPA General List Subject: Re: [WISPA] health insurance My wife is from South Africa where they have a public health care system. One of the fastest growing industries is private healthcare. If you want better service or do not want to wait in huge lines or want

Re: [WISPA] health insurance

2009-12-06 Thread Brad Belton
9:50 PM To: nsto...@wisperisp.com; WISPA General List Subject: Re: [WISPA] health insurance My wife is from South Africa where they have a public health care system. One of the fastest growing industries is private healthcare. If you want better service or do not want to wait in huge lines

Re: [WISPA] health insurance

2009-12-06 Thread Brad Belton
...@wisperisp.com; WISPA General List Subject: Re: [WISPA] health insurance My wife is from South Africa where they have a public health care system. One of the fastest growing industries is private healthcare. If you want better service or do not want to wait in huge lines or want to go to the newest

Re: [WISPA] health insurance

2009-12-06 Thread Paul C Diem
...@foxvalley.net -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of RickG Sent: Sunday, December 06, 2009 10:19 PM To: WISPA General List Subject: Re: [WISPA] health insurance I was against mandatory insurance on vehicles but for reasons

Re: [WISPA] health insurance

2009-12-06 Thread RickG
the private services. Thanks -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Faisal Imtiaz Sent: Sunday, December 06, 2009 10:22 AM To: 'WISPA General List' Subject: Re: [WISPA] health insurance Yes, we in South

Re: [WISPA] health insurance

2009-12-06 Thread RickG
...@wispa.org] On Behalf Of RickG Sent: Sunday, December 06, 2009 10:19 PM To: WISPA General List Subject: Re: [WISPA] health insurance I was against mandatory insurance on vehicles but for reasons of liberty and not that it's an extra tax. Either way I'd have insurance on my vehicles. I would agree

Re: [WISPA] health insurance

2009-12-06 Thread Brad Belton
. Without competition I see this as the only outcome. Best, Brad -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Paul C Diem Sent: Sunday, December 06, 2009 11:05 PM To: 'WISPA General List' Subject: Re: [WISPA] health insurance

Re: [WISPA] health insurance

2009-12-06 Thread Paul C Diem
PM To: WISPA General List Subject: Re: [WISPA] health insurance That's right - government cant be the answer. Your questions are viable. We need to speak up and many have but unfortunately either they are not listening or dont care. I've not found anyone that wants the government running health

Re: [WISPA] health insurance

2009-12-06 Thread Tim Sylvester
1. If the high cost of health care insurance is being caused by the insurance company executives raking in loads of money, why hasn't free enterprises created competition. If all the insurance company A is averaging a profit of $100 billion/year, wouldn't free enterprise generate a competitor

Re: [WISPA] health insurance

2009-12-06 Thread Brad Belton
Of RickG Sent: Sunday, December 06, 2009 11:18 PM To: WISPA General List Subject: Re: [WISPA] health insurance That's right - government cant be the answer. Your questions are viable. We need to speak up and many have but unfortunately either they are not listening or dont care. I've not found anyone

Re: [WISPA] health insurance

2009-12-06 Thread Travis Johnson
That's the part I don't understand we get quotes every year from the three companies that can provide coverage in our area. The quotes vary by as much as 10%. We always go with the cheapest plan, unless it's not our current provider and we can get them to match the price. They often do.

Re: [WISPA] health insurance

2009-12-05 Thread Robert West
H.. I feel an increase in the use of the 1099 form would be the easy answer. I lived as a 1099 for many years. I'm with you on your feelings of get all the way in or get all the way out. I'd prefer they get all the way in and just do it because, honestly, it will happen in the

Re: [WISPA] health insurance

2009-12-05 Thread George Morris
] On Behalf Of Robert West Sent: Saturday, December 05, 2009 8:15 PM To: 'WISPA General List' Subject: Re: [WISPA] health insurance H.. I feel an increase in the use of the 1099 form would be the easy answer. I lived as a 1099 for many years. I'm with you on your feelings of get all

Re: [WISPA] health insurance

2009-12-05 Thread jp
Another option would be to split into two companies to keep them the right size. A installation subcontracting company that loses you money might be good for your taxes. On Sat, Dec 05, 2009 at 05:50:02PM -0700, Travis Johnson wrote: Hi, What are everyone else's plans if this new health

Re: [WISPA] health insurance

2009-12-05 Thread Chuck Hogg
by the parent. Regards, Chuck Hogg Shelby Broadband 502-722-9292 ch...@shelbybb.com http://www.shelbybb.com -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of jp Sent: Saturday, December 05, 2009 8:56 PM To: WISPA General List Subject: Re: [WISPA

Re: [WISPA] health insurance

2009-12-05 Thread Robert West
That, my friend, sounds like the winner! Sad, isn't it? -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of jp Sent: Saturday, December 05, 2009 8:56 PM To: WISPA General List Subject: Re: [WISPA] health insurance Another option would

Re: [WISPA] health insurance

2009-12-05 Thread Faisal Imtiaz
As a business owner, in Florida, where the Health Insurance is one of the highest in the US, we have seeing 15-20% increses every year for the last few years. It is nice to see that you offer 100% health insurance coverage for all of your Employees, where the company is picking up the Tab for

Re: [WISPA] health insurance

2009-12-05 Thread Travis Johnson
A... now we know it's Florida that is causing everyone else's insurance rates to go up... :) We pay about $700/month to cover an entire family (this is just health insurance, the dental and vision is extra). Travis Microserv Faisal Imtiaz wrote: As a business owner, in Florida, where

Re: [WISPA] health insurance

2009-12-05 Thread Marlon K. Schafer
' wireless@wispa.org Sent: Saturday, December 05, 2009 7:55 PM Subject: Re: [WISPA] health insurance As a business owner, in Florida, where the Health Insurance is one of the highest in the US, we have seeing 15-20% increses every year for the last few years. It is nice to see that you offer 100

Re: [WISPA] health insurance

2009-12-05 Thread Marlon K. Schafer
- Original Message - From: Travis Johnson t...@ida.net To: fai...@snappydsl.net; WISPA General List wireless@wispa.org Sent: Saturday, December 05, 2009 8:05 PM Subject: Re: [WISPA] health insurance A... now we know it's Florida that is causing everyone else's insurance rates

Re: [WISPA] health insurance

2009-12-05 Thread Kevin Neal
: [WISPA] health insurance A... now we know it's Florida that is causing everyone else's insurance rates to go up... :) We pay about $700/month to cover an entire family (this is just health insurance, the dental and vision is extra). Travis Microserv Faisal Imtiaz wrote