The BMW UUC Digest Volume 2 : Issue 204 : "text" Format Messages in this Issue: Re: accident: I got whacked Re: E30 Differential ratios Re: E30 Differential ratios - M42 motor Re: E30 Differential ratios - M42 motor Re: Updating the toolbox Re: Updating the toolbox Re: Z3 / M Coupe Subframe Tearing ??? Re: recalls in general Re: UMORON Twice in one day! Dealer recommendation - DC area Re: accident: I got whacked - now insurance underwriting 101 Re: accident: I got whacked - now insurance underwriting 101 insurance company underwriting 101 - part 2 Re: insurance company underwriting 101 - part 2
---------------------------------------------------------------------- Date: 22 May 2004 22:20:20 -0700 From: [EMAIL PROTECTED] To: [EMAIL PROTECTED] Subject: Re: accident: I got whacked Message-ID: <[EMAIL PROTECTED]> Michael Lawrence <[EMAIL PROTECTED]> wrote: > ... I know for a FACT, with State Farm, Allstate and USAA that > they keep data bases and you are Tagged when involved in a wreck > regardless if it is your fault or if they pay out $0. There are independent reporting companies, such as Choicepoint Inc, that keep track of tickets and sell the info to insurance companies. I imagine they do the same with collision reports. Curt Ingraham Oakland, CA ------------------------------ Date: Sun, 23 May 2004 11:18:02 -0400 From: "KMS - Brett Anderson" <[EMAIL PROTECTED]> To: "UUC Digest" <[EMAIL PROTECTED]> Subject: Re: E30 Differential ratios Message-ID: <[EMAIL PROTECTED]> 528e from 3/87 production (super ETA motor) has a 3.46 that's a direct bolt in once you swap the rear covers. Same with all 635CSi's built UP to 3/87. From 3/87 the manual went to 3.64, auto to 3.91. No US 733i had a 3.46, so your salvage yard is wrong. Brett Anderson KMS www.bmwdiffs.com > -----Original Message----- > I'm planning to swap differentials on my 325e for better track > performance and looking for something around a 3.46. > > Does anyone know of a source for information on the differential > ratios for different years of the E30? > > One salvage yard said they had one from a 733 that would fit. Is > it compatible and what would the ratio be? > > Thanks > > Carey > > --- Outgoing mail is certified Virus Free. Checked by AVG anti-virus system (http://www.grisoft.com). Version: 6.0.516 / Virus Database: 313 - Release Date: 9/1/2003 ------------------------------ Date: Sun, 23 May 2004 11:20:21 -0400 From: "KMS - Brett Anderson" <[EMAIL PROTECTED]> To: "UUC Digest" <[EMAIL PROTECTED]> Subject: Re: E30 Differential ratios - M42 motor Message-ID: <[EMAIL PROTECTED]> Z3 Automatic 1.9 had a 4.44 which should bolt right in after swapping the side axles. Brett Anderson KMS www.bmwdiffs.com > -----Original Message----- > > Speaking of diffs.. > > My '91 318is has the 4.10LS. What other options exist for > this car? I believe the M42 car diffs aren't the same size > as those for the 6-cylinders. > > Thanks. > > steve > --- Outgoing mail is certified Virus Free. Checked by AVG anti-virus system (http://www.grisoft.com). Version: 6.0.516 / Virus Database: 313 - Release Date: 9/1/2003 ------------------------------ Date: Sun, 23 May 2004 11:23:30 -0400 From: "KMS - Brett Anderson" <[EMAIL PROTECTED]> To: "UUC Digest" <[EMAIL PROTECTED]> Subject: Re: E30 Differential ratios - M42 motor Message-ID: <[EMAIL PROTECTED]> The E30 4 cylinder cars got the small case diff, except E30 M3 which got the medium case diff. The bolt pattern on the flanges is the same, unlike those on the small diffs in the E36, as you noted. The small and medium diffs in the E30 are completely interchangeable, all you need to do is use the appropriate side flanges (axles) from that diff. I.E. If you have a 4 cylinder car, you need the 6 cylinder diff INCLUDING side axles, to make it work. The small diff is narrower than the medium, if you try to put the small side axles in a medium diff, the diff assembly will be too wide for the car. The width difference is made up, entirely, by the side axles. Brett Anderson KMS www.bmwdiffs.com > -----Original Message----- > From: Scott Miller > "I'm pretty sure your car uses the small case diff, as > opposed to the medium case diff for the six cylinder E30s." > > Maybe, the ETK shows the same output flange dimension for the '91 318is > and the 325i. I'm admittedly guessing, but the '91 318is may have the > same diff as the e30 M3 (flanges are the same)? > > "I don't know of any reason why you couldn't use a medium case diff, > though. Someone > correct me if I'm wrong, but I think the side flange bolt pattern is the > same. It does weigh about 20 pounds more." > > Reading from the ETK: > The '91 318is has 105mm/M10 bolt pattern. The e30 325i and 325e have > the same. The small case diff in my car (a 318ti e36/5, but same rear > suspension as the e30) has the smaller flanges and is indeed a small > case diff. Transplants from a 6-cyl e30 require different half-shafts > too (or at least a hybrid). > A transplant is entirely possible, but *may* require half shafts > supplied from the same diff type if the flanges are not identical. > Also, I'm not sure if the flange to flange distance is the same between > medium and small case diffs? If they are not the same there could be > half-shaft length issues to contend with. > > Chet Dawes > > --- Outgoing mail is certified Virus Free. Checked by AVG anti-virus system (http://www.grisoft.com). Version: 6.0.516 / Virus Database: 313 - Release Date: 9/1/2003 ------------------------------ Date: Fri, 21 May 2004 13:44:37 -0400 From: ben keyes <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: Updating the toolbox Message-ID: <[EMAIL PROTECTED]> Howard Siegel wrote: > Where can one get a good quality, but not outrageously expensive > set of flare nut wrenches that go down to 7mm? I've only recently > started looking and can only find them down to 9mm. strangely enough it doesn't look like Snap-On has flare wrenches smaller than 8mm. nor does Sears. tho I guess once you get the bleeder open the first time if it's really tight you shouldn't need too much torque to open it in the future. I've not had too much trouble with a normal box-end wrench for that sort of thing. Ben ------------------------------ Date: Fri, 21 May 2004 13:30:59 -0400 From: ben keyes <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: Updating the toolbox Message-ID: <[EMAIL PROTECTED]> Neil Maller wrote: > E36 brake caliper bleed screws are 7mm. get a set of quality flare wrenches for opening stubborn bleeders or changing out OE brake lines. I've rounded off too many lines (which I luckily was planning on replacing anyway) while re-doing my car, so I bought some Snap-On flare wrenches on eBay. not cheap at ~$100 for a set of 6, but half what they would have cost from the Snap-On guy and they're brand new. don't want to start a tool argument, but sometimes the more expensive stuff is more expensive for a reason. Ben ------------------------------ Date: Fri, 21 May 2004 09:26:04 -0400 From: ben keyes <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: Z3 / M Coupe Subframe Tearing ??? Message-ID: <[EMAIL PROTECTED]> there are several threads on the M/Z3 coupe message board on Roadfly.org as well as bimmerforums IIRC. I suspect that by now someone has consolodated the various owner's specific issues into one web page somewhere, not unlike the E46 M3 engine failure page which got a lot of visilibity as that whole thing evolved. from what I read it doesn't affect all cars, happens to different degrees and is met with varying responses from dealers when it is brought to their attention. it's pretty easy to inspect the car for the problem as part of a pre-purchase inspection and in most cases the repairs seem to be pretty straighforward if they are caught early and repaired by a competent welder. I've never heard of similar problems on E30's, which is interesting but perhaps not unexpected, since there are a lot more M/Z3's with a lot more power than most E30's. then again there are lots of racers who subject their E30's to lots of abuse & I'm not aware of similar problems with the subframe in those situations either. Ben Dave Meyer wrote: > As recently reported on M Coupe web site http://www.368s.com : > > "There have been a number of reports of the subframe and/or differential > tearing in Coupes and Roadsters. While the cause is not completely > known, it's clear that the separation issue is affecting a number of owners." > > Is this an isolated occurance, something that will happen to all Z3's > eventually, entirely dependent on usage, or what? Does anyone have > any further insight? Thank you very much! ------------------------------ Date: Fri, 21 May 2004 09:16:01 -0400 From: ben keyes <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: recalls in general Message-ID: <[EMAIL PROTECTED]> recalls are usually mandated by NHTSA and are due to safety or emissions-related defects which have been reported to NHTSA and investigated. there are times when companies will initiate a recall on their own prior to the completion of NHTSA's investigations. all recalls are paid for by the manufacturer and still apply years later (E30 heater hose change for instance can still be claimed on a car if it hasn't been done, even 15+ years later, tho many dealers won't want to mess with it) regardless of warranty status of the vehicle. technical service bulletins (TSBs) are related to specific issues which may or may not be safety related and are somtimes not widely publicized. this would include the re-calibration which was developed to reduce ping under certain conditions on my STi, rough-start re-flash for many E36 M3's & MZ3's or steering rack changes which were paid for on some E46's after there was a great hue & cry over the change in ratio which was made early on in production & then reversed. a customer may be forced to prove that they have the specific problem the TSB covers or their dealer may play ball with them & replace the component(s) in question without it actually having the specific problem. that would come down to the relationship you have with your service advisor and whether BMW makes the dealer prove that the component is bad or retain the replaced part for review by a regional BMW rep. due to the structural nature of the E39 service campaign it appears that it's something which either is or will be an official recall. as Donna noted, the repair is covered and will be at zero cost to the customer. Ben Marc Plante wrote: > Talk about the E39 recall makes me wonder about general > policy around payment for recalls. Which ones does BMW > pay for? My specific question is around the E36 crankshaft > sensor, which I think is a recall item. It's running OK, but > I'd rather change it proactively than have it fail on the road > like it did in my last E36. > > Are recalls paid for? vs. Bulletins (Software updates) which aren't? ------------------------------ Date: Sun, 23 May 2004 12:51:20 -0400 From: UUC Admin <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: UMORON Twice in one day! Message-ID: <[EMAIL PROTECTED]> Harvey, This is simply living proof that stupidity is a way of life for this person. I'll bet if you could get in the car, you'd find the service indicator lights all lit up as well. This is the kind of knucklehead you'll see at the dealer fighting with the service manager over needing to replace the motor in a three year old car. (I really saw this at Global Imports here in Atlanta once while waiting to pick up a part from the parts department, the guy had an 850 that he had *never* changed the oil in and the car was 3 years old with 30,000+ miles on it... He couldn't understand why replacing that motor was his responsibility...) I know you'd probably like to go yell at them, but, as a good friend of mine (who is on this list) has said time and time again: "A stern talking to don't cure stupid..." Just pity them and stay as far away as possible. -- Michael K Donohue System Administrator UUC Digest http://www.uucdigest.com Date: Sat, 22 May 2004 14:59:44 -0700 >From: Harvey Chao <[EMAIL PROTECTED]> >To: [EMAIL PROTECTED] >Subject: UMORON Twice in one day! >Message-ID: <[EMAIL PROTECTED]> > ><snip> > >UMORON #2 >... my business and as I am leaving, the car is still there and not only is this >dofus illegally parked, but his left front tire is well down into the "cords" on the >outside edge and well into the second tread band! > > >Harvey > > ------------------------------ Date: Sun, 23 May 2004 14:45:00 -0400 From: "Carey Probst" <[EMAIL PROTECTED]> To: <[EMAIL PROTECTED]>, "E36M3" <[EMAIL PROTECTED]> Subject: Dealer recommendation - DC area Message-ID: <[EMAIL PROTECTED]> Can anyone recommend a good or warn against a bad dealer in the Washington, DC area, preferably in the Silver Spring/Rockvill MD area or others that may be worth going out of the way to get to. TIA Carey Probst, '99 M3/2, '86 325e w/i cam BMW CCA Patroon and Genesee Valley Chapters JC CAIed and Sharked, Stressed, Schrothed, Gauged, Hitched, X-Braced ------------------------------ Date: Sun, 23 May 2004 15:03:27 -0500 From: Mark and Heather Williams <[EMAIL PROTECTED]> To: bmwuucdigest <[EMAIL PROTECTED]> Subject: Re: accident: I got whacked - now insurance underwriting 101 Message-ID: <[EMAIL PROTECTED]> I agree 100% with Alex... There is *SO* much fear mongering when it comes to insurance companies.. Mr. Lawrence... Your comments regarding *new* applicants to Allstate, "In fact, if you are married and EITHER of you have been involved in ANYaccident, no fault etc, you are not qualified for the lowest rates unless you have been in ZERO accidents in the last 5yrs." appear to be a good reason NOT to go to Allstate... I will let you know however, that from my personal experience, your statement is not correct... possibly the time frame is 3 years, not 5 years? While I am not an agent, and I am also not an underwriter, similar to your wife, I talk with people on a weekly basis that are having issues when switching insurance.. Frequently, they, or their prospective new insurer (maybe it's Allstate <lol>) call to find out what happened in an accident when the person was insured with State Farm... I oftentimes get a big chuckle out of this, because I wonder if these people are really any better off for switching!?!?! So.. the moral of the story is... if you are a person that likes to SWITCH insurance companies at the drop of a hat, or for a few dollars here or a few dollars there.. then you'd be best served to NEVER file *any* claim with your current insurer, as your next, preospective insurer will certainly find it... Now... let's understand Why? Mr. Lawrence stated " I know for a FACT, with State Farm, Allstate and USAA that they keep data bases [sic] and you are Tagged when involved in a wreck regardless if it is your fault or if they pay out $0. " This is absolutely correct... I would bet that *most* insurance companies do this... Just like most, if not all credit card companies report to credit agencies when a client is 30 days late, 90 days late, or delinquent.... This sort of reporting is done so that a prospective insurer (or credit card company) can verify what the applicant puts on their policy.. People in this world due indeed fudge the facts on occasion, so most insurance company underwriters will run a moto vehicle record report along with a clue report to check on the applicant's background... See http://www.privacyrights.org/fs/fs26-CLUE.htm ok... so what if you are NOT a person that jumps around from one insurance company to th next.. You've been with your insurance company for 3 to 7 years or more... Does this mean you should be militant about not filing a claim?? IMHO... NO.. As Alex suggested, most states/companies have lots of guidelines under which they can or cannot be surcharge a policyholder.. If you find that your insurance company raises your rates due to anything other than normal rate fluctuations or a loss which was your fault, one should find out why the increase ocurred, and possibly locate a more reputable insurer... I am confident that most companies do not raise policyholders rates other than the items listed above.. Insurance companies want to KEEP good policyholders, and the occasional speeding ticket or accident is certainly going to happen.. Rock chips happen, losses with uninsured motorists happen, and certainly at times, one has to file a claim with one's own insurer in order to get more prompt handling or even a less biased decision than the other party's insurance... Mark Williams Dallas, TX claim rep by day ------------------------------ Date: Sun, 23 May 2004 16:49:43 -0400 From: "Michael Lawrence" <[EMAIL PROTECTED]> To: <[EMAIL PROTECTED]> Subject: Re: accident: I got whacked - now insurance underwriting 101 Message-ID: <[EMAIL PROTECTED]> -> -----Original Message----- -> [mailto:[EMAIL PROTECTED] On Behalf Of Mark -> and Heather Williams -> appear to be a good reason NOT to go to Allstate... I will let -> you know however, that from my personal experience, your statement -> is not correct... possibly the time frame is 3 years, not -> 5 years? Allstate offers a discount for a 3yr clean record, called Premier and a discount for 5yrs called Premier plus. Check it if you don't believe me. If you have called in to report a no fault accident in the last 5yrs, YOU DO NOT GET THE DISCOUNT. As to Allstate, they have a good rep comparable to State Farm in these parts. I personally don't use them as they quoted me much higher due to 3 reports of no fault accidents. I learned my lesson. -> Does -> this mean you should be militant about not filing a claim?? -> IMHO... NO.. I disagree, only make a claim if you truly need to and again, I would not report a no fault unless you need the assistance of your own company in legal matters. No insurance company is doing anything for you for free. Not a chance in hell. -> Insurance companies want to KEEP -> good policyholders, No kidding insurance companies want to keep good money makers. People who pay far more in than they take out. It is plain and simple. They are in the business of playing %'s, have more good customers who pay in vs bad customers who get involved in accidents. What a novel idea, lol. Mike Holds insurance companies right above political groups, we would be much better off without them. ------------------------------ Date: Sun, 23 May 2004 15:37:13 -0500 From: Mark and Heather Williams <[EMAIL PROTECTED]> To: bmwuucdigest <[EMAIL PROTECTED]> Subject: insurance company underwriting 101 - part 2 Message-ID: <[EMAIL PROTECTED]> Rich Dorffer wrote: " I have been with the same insurance agent/company for ~15 years. Over the past five years, here are my claims " Rich.. sorry to hear about your nonrenewal with Erie Insurance.. I recommend you contact an underwriter with Erie to discuss your individual situation.. It's very possible that they did not have you marked as being not at fault in one of your previous losses. Aside from a simple clerical error, I agree, a single loss in the last 5 years does not seem to merit a nonerenewal. I do find it interesting that you made a statement about the amount of insurance you paid over the years... An insurance policy is not a savings plan, or a comparison between premiums collected and dollars paid out.. Your premiums simply give you coverage for that policy period, for either damage to your own vehicle or damage to property owned by others, up to the dollar amount of coverage you selected. Once the policy period is over, the premiums you paid for that period are gone... daddy gone... Indeed, if you experienced no losses, then the insurance company profited... however, had you sustained a loss, the insurance company would have held up their end of the bargain, spending up to the policy limits (or beyond) to pay for the loss or defend you... Once the policy period has ended, you, and the insurer each have the option to renew the policy.. Again, I highly recommend you contact your agent and speak in person with an underwriter at Erie.. if their definition of "claim frequency" includes claims in which you were not a fault.. there may be others here who may wish to know this about Erie.. .. Hopefully you can follow up and report back to the list.. Mark Williams Dallas, TX 91 //M3 2.5L ------------------------------ Date: Sun, 23 May 2004 16:50:24 -0400 From: Ed MacVaugh <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: insurance company underwriting 101 - part 2 Message-ID: <[EMAIL PROTECTED]> The insurance company always profits. They are a business. If they don't profit, they go out of business. They are a discriminatory business. They always try to insure the best risks (meaning policy holders who won't make a claim) and week out the higher risks. They will discriminate on the kind of car you have, the color of the car, where you live, where the car is stored and who drives the car and what kind of driver you are and whether you own guns or radar detectors. If they suffer a lot of losses, they jack up the premiums for the next period over all their policy holders, even if the policy holder who caused the loss is no longer a policy holder. They aren't holding up their end of the bargain out of the goodness of their hearts. If they fail in that regard, your state insurance commissioner will end their ability to issue policies in your state. And the lawsuits will begin. Ed Mark and Heather Williams wrote: > gone... Indeed, if you experienced no losses, > then the insurance company profited... however, had you sustained a > loss, the insurance company would have held up their end of the > bargain, spending up to the policy limits (or beyond) to > pay for the loss or defend you... ------------------------------ End of [bmwuucdigest] digest(14 messages) **********
