The BMW UUC Digest Volume 2 : Issue 209 : "text" Format Messages in this Issue: Re: insurance 101- dispelling the myths.. Re: accident: I got whacked - now insurance underwriting E30 parts for sale 2002 model year Navigation Question (e39 M5 if it matters) Re: E39 FACTORY UPDATE INFO Shocks Re: Shocks Re: Shocks Re: Shocks Conti or Yok's? Re: Conti or Yok's?
---------------------------------------------------------------------- Date: Tue, 25 May 2004 15:03:44 -0500 From: [EMAIL PROTECTED] To: [EMAIL PROTECTED] Cc: "Richard Dorffer" <[EMAIL PROTECTED]>, "Michael Lawrence" <[EMAIL PROTECTED]> Subject: Re: insurance 101- dispelling the myths.. Message-ID: <[EMAIL PROTECTED]> Guys, Sorry to hear about the rotten luck a few of you have had with the insurance companies. But consider this: out of 1,000+ ? subscribers to this list, only 3-4 had (what seams like) valid complaints about your insurance companies (USAA, Erie, Allstate). I do not know what companies the rest of us are using, but I've been happy with my MetLife house/cars' policy that had paid out on four (4) car claims and 2 house claims over the last 7 years. Only the last $1,200 auto claim was my fault. But since it was charged against 'comprehensive' part of the policy => no surcharge. I've had numerous "interviews" with police officers, but zero tickets on my record. I work the system. I've kept all my discounts on all policies through the years (knock on wood). Informally, I've more good than bad things said about State Farm and a few smaller others, the name of which escape me right now. Perhaps those of us who have had accidents and kept their 'good driver' should speak up NOW to recommend our companies to others? "Michael Lawrence" <[EMAIL PROTECTED]> wrote: > Alex, sorry but I have to very strongly disagree. Texas might be > different, but I know this to hold true FOR A FACT in MS and GA, > the two states I have lived in the most. I also know this to be > 100% fact with Allstate, who my S.O. is an agent with. Michael, I do not doubt your experience. Perhaps you, and others, should look beyond Allstate ? "Rich Dorffer" <[EMAIL PROTECTED]> wrote: > My agent called me the other day to inform me that Erie Insurance > is dropping me for "claim frequency". So, five years, five claims, > [...] one "at fault" accident for ~$3,500. Oh yeah, I have no > speeding tickets or any other moving violations other than the > recent "failure to yield". > Nice eh? They aren't raising my rates, they cancelled me effective > at the end of my policy. Sorry to hear that, Rich. May be it's a blessing in disguise and you can finally move to a reputable company ? Or perhaps all OH insurance policies are super-anal, just like the OH cops? "Mark and Heather Williams" <[EMAIL PROTECTED]> wrote: > I have a friend who had 4 accidents in 4 different vehicles > (two not at fault and two at fault) along with several traffic > tickets with Farmers and nothing changed. THIS IS COMMON. On > the FIFTH collision loss, his third at fault in a 5 year > period, Farmers moved him from their best tier down one level > and maybe two.. but come on... three at fault accidents in > five years (each with damages over 1K) is enough to concern me... > That's a clear pattern.. .. Alex..F.. can you guess who this is? ;-) That must be Mike F, aka 'da crusher. For everyone in the dark, this guy has crashed every one of the 7-8 vehicles he has ever owned. Most were totalled. Most were his fault, though you'll never hear him admit it. If there was ever a valid case for dropping someone's insurance coverage, it's that guy. I can't believe he is still insured while others on this list are dropped. Perhaps Farmers could be added to the list of "lenient" policy carriers? IMHO, alex f ------------------------------ Date: Tue, 25 May 2004 16:58:50 -0500 From: [EMAIL PROTECTED] To: [EMAIL PROTECTED] Cc: "Michael Lawrence" <[EMAIL PROTECTED]> Subject: Re: accident: I got whacked - now insurance underwriting Message-ID: <[EMAIL PROTECTED]> "Michael Lawrence" <[EMAIL PROTECTED]> wrote: > > Allstate [...] If you have called in to report a no fault accident > in the last 5yrs, YOU DO NOT GET THE DISCOUNT. Allstate ... you <private parts> are in good hands... -> On Behalf Of Mark and Heather Williams -> > Does this mean you should be militant about not filing a claim?? -> IMHO... NO.. > I disagree, only make a claim if you truly need to I agree. I probably would not temp the fate to make claims on windshield cracks and curbed rims, unless I knew for sure those were non-surchargable. > and again, I would not report a no fault unless you need the > assistance of your own company in legal matters. No insurance > company is doing anything for you for free. Not a chance in hell. This is the part that makes NO sense. First of all, does anyone really think their accident will go unnoticed by your insurance company if you only deal with the other party's insurance? If you file a claim ANYWHERE, it immediately goes into one of many industry-wide claims' databases. The next time your company updates your profile, guess what will turn up? Next: how many people you know readily admit their own fault? At anything? Now imagine this: the other person's insurance company has a choice between finding its policy holder at-fault and paying you, or finding YOU at fault and not paying out. Hmmm.... which way do you think they might be tempted to rule? I'll share my personal experience: in 3 clearly not-at-fault accidents, the other parties' initially absconded all responsibility for their actions. My insurance company (MetLife), whose own interests were aligned squarely with mine, went to bat for me. On two occasions, they had convinced the other insurance company to pay up (I believe things went to arbitration at least once). The third time, the trucker's insurance company flat out refused to pay (guy had initially fled the scene, then claimed he was never it Texas) and MetLife decided to cut its losses. I never received my $250 deductible back. All in all, I would have been WAY worse off had I not thrown the weight of MY insurance company behind MY claims. > Mike > > Holds insurance companies right above political groups, we would > be much better off without them. I'm not sure about political organizations, but as long as we live with a hyper-active legal system, some form of insurance against it is all but mandatory. alex f ------------------------------ Date: Tue, 25 May 2004 17:27:54 -0700 (PDT) From: Dan Hermann <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: E30 parts for sale Message-ID: <[EMAIL PROTECTED]> I have the following BMW E30 parts for sale. I have posted pictures of all items online at: http://www.geocities.com/dah328/e30parts.html - Plastic front bumper from an 89-91 E30. All reflectors are in perfect condition with no cracks. The color is gray, but these can be painted to match your car. $150 + shipping. - Plastic rear bumper from an 89-91 E30. All reflectors are in perfect condition with no cracks. The color is gray, but these can be painted to match your car. $150 + shipping. - Sport air dam (red) from the early E30 is/es models. Peeling paints needs replacement, but there are no cracks. Includes fog lights in good condition with no cracks although I don't know if the light bulbs are still working. $150 + shipping. - Sport air dam (black) from the early E30 is/es models. Needs to be repainted and has a short crack on one of the lower edges (pictured). Includes fog lights in good condition with no cracked lenses although I don't know if the light bulbs are still working. $120 + shipping. - Passenger-side ellipsoid headlight assembly from an 88-89 E30. Has a very shallow chip on one of the lenses (pictured) but no cracks. $65 + shipping. All items are located in San Antonio, TX except for the ellipsoid headlights which are in New York City. The bumpers and air dams are big, so plan on significant shipping costs ($75-100/each). All items can be picked up locally if you are in the area. Email me with any questions at [EMAIL PROTECTED] (Remove "_NO_SPAM" to complete my email address). dan __________________________________ Do you Yahoo!? Friends. Fun. Try the all-new Yahoo! Messenger. http://messenger.yahoo.com/ ------------------------------ Date: Tue, 25 May 2004 23:02:05 -0500 From: "[EMAIL PROTECTED]" <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: 2002 model year Navigation Question (e39 M5 if it matters) Message-ID: <[EMAIL PROTECTED]> Group, Couple quick questions on the navigation system on a 2002 model year BMW (a 2002 e39 M5 if it matters) - Is this newer (compared to my previous experience with the nav system in a 2001 e46 M3) system still CD-based or did they make the jump to DVD in 2002 M5's? If so, I assume its Navteq (www.navteq.com) for updated maps? Anyone have a better source for picking up maps, other than eBay (not much selection there right now...)? Does the nav-CD have to go in the CD changer in the trunk, or what? anything else anyone can tell me about the CD/nav unit in this car? Any websites with more information on the nav system specifically? Thanks in advance... ~jedinite bmw.jedinite.com ------------------------------ Date: Tue, 25 May 2004 21:33:46 -0700 From: dlseeley <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: E39 FACTORY UPDATE INFO Message-ID: <[EMAIL PROTECTED]> Sorry for the delay, folks... we were too busy yesterday for me to research this bulletin. -------------------------- May 2004 SI B31 01 04 Front Axle Recall Campaign 04V-183, Install Retaining Clips on Front Spring Struts Model: E39 (5 Series) Affected Vehicles: E39 vehicles which were produced from 27 Feb 1996 through 31 Jan 1997. -------------------------- If you do not get a recall letter from BMW, send me an email at mailto:[EMAIL PROTECTED] with the subject "UUC E39 Recall". Include the last 8 digits of your VIN (not the production date), and I will run it to see if you're affected. I'll run one batch of VINs per day after work (6:30ish PDT) for the next week or so. Please don't distribute this offer to other lists - I work 12-13hrs/day already. Other ways for E39 owners to determine if they need the work are - call a local dealer's service dept and give them the VIN numbers, - register your vehicle on your local dealer's website (we have MyServiceCenter) and search for open campaigns. Regards, Donna Dennis Liu wrote: > Thanks, Donna. If I don't receive a notice in the mail, is it safe to > assume that my wife's 2000 528iT isn't affected? > > vty, > > --Dennis > > -----Original Message----- > From: [EMAIL PROTECTED] > [mailto:[EMAIL PROTECTED] Behalf Of dlseeley > Sent: Friday, May 21, 2004 7:59 AM > > Dennis, > > This is a factory update - no cost to you. Just call ahead to make sure > the part is in stock and schedule the work. > > Donna > Service Advisor, > BMW of Fremont (Calif.) > > Dennis Liu wrote: > >>Norman, I presume this is NOT a factory recall, and if we have it done to >>our cars, we'll have to pay for it? Or is BMW offering some sort of >>accomodation? >> >>thx, >> >>--Dennis >> >> >>-----Original Message----- >>From: [EMAIL PROTECTED] >>[mailto:[EMAIL PROTECTED] Behalf Of lieb923 >>Sent: Thursday, May 20, 2004 12:22 PM >>To: BMW e39; UUC GARAGE; UUC DIGEST >>Subject: [UUC] e39 FACTORY UPDATE- COMPLETED >> >> >>OK boys & girls here is the lowdown as I know it. Bracketed comments are >>mine. >>On certain e39 (model run unknown to me) there is an "Update" aka recall > > to > >>reinforce the area I would call the spring perch. BMW calls them "spring >>clips" They are beefy aluminum castings which sit on the outboard side of >>the front strut. They clamp to the front strut and under the spring. There >>is a notch in the spring perch where the casting fits. >> ------------------------------ Date: Wed, 26 May 2004 09:25:53 -0300 From: "rblangille" <[EMAIL PROTECTED]> To: <[EMAIL PROTECTED]> Subject: Shocks Message-ID: <[EMAIL PROTECTED]> My '97 328ic has about 90K miles on it - the front and rear shocks are original, do not leak and show no obvious signs of being tired - no bouncing etc. Is there any good reason to replace the shocks, or can I wait for signs of shock failure, and in the meantime apply my $ to those other repairs that invariably arise? Thanks. Roger Langille '97 328ic PEI Canada ------------------------------ Date: Wed, 26 May 2004 08:55:46 -0400 From: "Gary Derian" <[EMAIL PROTECTED]> To: <[EMAIL PROTECTED]> Subject: Re: Shocks Message-ID: <[EMAIL PROTECTED]> How well do you want the car to drive? The shocks might be "OK" or even "pretty good" but they certainly have lost some of their intended damping. Gary Derian > My '97 328ic has about 90K miles on it - the front and rear shocks are > original, do not leak and show no obvious signs of being tired - no bouncing > etc. > > Is there any good reason to replace the shocks, or can I wait for signs of > shock failure, and in the meantime apply my $ to those other repairs that > invariably arise? > > Thanks. > > Roger Langille > '97 328ic > PEI Canada ------------------------------ Date: Wed, 26 May 2004 07:17:39 -0700 From: "Marco Romani" <[EMAIL PROTECTED]> To: <[EMAIL PROTECTED]> Subject: Re: Shocks Message-ID: <[EMAIL PROTECTED]> Roger, A little story - I replaced the shocks in my wife's 93 325 when it had about 70K miles on it. I didn't tell her, she thought they were fine. I did it on a weekend she was out of town. After the her first drive in the car post shock replacement she said "What did you do to my car? It handles so much better, like when it was new". The damping function of the shocks slowly degrade over time/miles. I doubt you've felt the difference, but if you replace them it'll be a night and day feel. BTW - at 90K I'd start thinking about a preventative replacement of the radiator if it hasn't been replaced yet. The neck on drivers side of the radiator is going to break in about 10 minutes ;-) Marco -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] Behalf Of Gary Derian Sent: Wednesday, May 26, 2004 5:56 AM To: [EMAIL PROTECTED] Subject: Re: [UUC] Shocks How well do you want the car to drive? The shocks might be "OK" or even "pretty good" but they certainly have lost some of their intended damping. Gary Derian > My '97 328ic has about 90K miles on it - the front and rear shocks are > original, do not leak and show no obvious signs of being tired - no bouncing > etc. > > Is there any good reason to replace the shocks, or can I wait for signs of > shock failure, and in the meantime apply my $ to those other repairs that > invariably arise? > > Thanks. > > Roger Langille > '97 328ic > PEI Canada Search the ARCHIVES:http://www.mail-archive.com/[EMAIL PROTECTED] __________________________________________________________________________ In memory of Michel Potheau - friend, enthusiast, founder of the BMW CCA. UUC Motorwerks - BMW Performance Fine-tuning and home of the Ultimate Short Shifter - accept no substitutes! 908-874-9092 . http://www.uucmotorwerks.com ------------------------------ Date: Wed, 26 May 2004 10:37:50 -0400 From: Steve Nash <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: Shocks Message-ID: <[EMAIL PROTECTED]> I agree with Gary and Marco. Replace them. You may think they are fine, and would most likely be wrong. I just did my wifes car with 110,000 miles and it made a huge difference. -Steve Nash rblangille wrote: >My '97 328ic has about 90K miles on it - the front and rear shocks are >original, do not leak and show no obvious signs of being tired - no bouncing >etc. > >Is there any good reason to replace the shocks, or can I wait for signs of >shock failure, and in the meantime apply my $ to those other repairs that >invariably arise? > >Thanks. > >Roger Langille >'97 328ic >PEI Canada > > > > ------------------------------ Date: Wed, 26 May 2004 10:23:46 -0400 From: Steve Nash <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Conti or Yok's? Message-ID: <[EMAIL PROTECTED]> I just finished installing the Sach's suspension on my '95 525i and love the feel. Now I need to do an alignment and order some new tires. The two I am considering are the Continental ContiExtremeContact and the Yoko AVS dB S2, both in 225 60 R15. Anyone have anything good or bad to say about either of the two? How about another good choice that I missed? Thanks, Steve Nash ------------------------------ Date: Wed, 26 May 2004 16:57:52 +0200 From: Pavel Tcholakov <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Subject: Re: Conti or Yok's? Message-ID: <[EMAIL PROTECTED]> On Wed, May 26, 2004 at 10:23:46AM -0400, Steve Nash wrote: > I just finished installing the Sach's suspension on my '95 525i and love > the feel. Now I need to do an alignment and order some new tires. The > two I am considering are the Continental ContiExtremeContact and the > Yoko AVS dB S2, both in 225 60 R15. Anyone have anything good or bad to > say about either of the two? How about another good choice that I missed? I drove a friend's 320i (almost identical to mine) with 225/50R16s shod with Conti Sport Contact rubber. The car understeered like a pig, I almost crashed it in a traffic circle - it just wouldn't turn! After that I took him for a spin in my car with 205/60R15 Yokohama AVS dB. Day and night difference. It could be that his suspension was shot but to me it seemed like it was the rubber. The guy also said himself, that his original 15s shod with Pirelli P7000 were better - and those were also 205 width. After that experience I'd stay away from Continental - they last forever but there's a downside. Test drive a car with the rubber you intend to buy... P ------------------------------ End of [bmwuucdigest] digest(11 messages) **********
