Re: [MBZ] Insurance

2023-12-16 Thread Bob Rentfro via Mercedes
I started with State Farm in 1979. They have always been the least money, best coverage. The premiums just keep going up. I haven’t shopped around in about three years (being distracted with eldercare) but I’m going to next week. AZBob Sent from my iPhone > On Dec 16, 2023, at 8:03 PM,

Re: [MBZ] Insurance

2023-12-16 Thread Allan Streib via Mercedes
I've been happy with State Farm for many years. But I have no doubt they might vary agent by agent or state by state. On Sat, Dec 16, 2023, at 07:17, dan penoff.com via Mercedes wrote: > Allstate. We’ve had them for car and homeowner’s on the AZ house. Best > price (I shop them every couple of

Re: [MBZ] Insurance

2023-12-16 Thread Andrew Strasfogel via Mercedes
American Collectors was way cheaper than Geico to insure the 1985 300SD. They seem not to care where I drive the car, provided I don't pile on the miles. On Sat, Dec 16, 2023 at 9:35 AM Kaleb Striplin via Mercedes < mercedes@okiebenz.com> wrote: > Thanks Poos. Back on the search today. I may

Re: [MBZ] Insurance

2023-12-16 Thread Kaleb Striplin via Mercedes
Thanks Poos. Back on the search today.  I may have to visit some agents to make a final decision as you can't really get a rental property quote online as far as I have found. On 12/16/2023 6:17 AM, dan penoff.com via Mercedes wrote: Allstate. We’ve had them for car and homeowner’s on the AZ

Re: [MBZ] Insurance

2023-12-16 Thread M. Mitchell Marmel via Mercedes
Farm Bureau. Good service, good prices. ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com

Re: [MBZ] Insurance

2023-12-16 Thread dan penoff.com via Mercedes
Allstate. We’ve had them for car and homeowner’s on the AZ house. Best price (I shop them every couple of years to keep them honest) and they do a great job with claims, the few times we’ve needed them. We were with State Farm for decades until they screwed us over when we returned to FL.

Re: [MBZ] Insurance

2023-12-15 Thread Bob Rentfro via Mercedes
Insurance is out of control. AZBob Sent from my iPhone > On Dec 15, 2023, at 8:24 PM, Kaleb Striplin via Mercedes > wrote: > > I have talked about this a year or 2 ago, but it is time to do something > about USAA. Their prices are totally out of control for both home and auto, > with

[MBZ] Insurance

2023-12-15 Thread Kaleb Striplin via Mercedes
I have talked about this a year or 2 ago, but it is time to do something about USAA.   Their prices are totally out of control for both home and auto, with zero claims, zero accidents, and zero tickets.  Just a quick search doing a quote with progressive the auto is over half the price cheaper

[MBZ] insurance put a Savage title on it 1995 Mercedes-Benz SL-Class SL 500 Roadster 2D, $5, 000

2021-05-21 Thread Floyd Thursby via Mercedes
you can never get rid of a savage title and my period button on my keyboard is broken and Has a Savage title someone backed into the front end broke the bumper off and the bump up the car made the value of the car go down and insurance put a Savage title on it car runs great engine

Re: [MBZ] Insurance on the Vermont tag

2020-09-10 Thread Kaleb Striplin via Mercedes
The plate is not good till you get the registration which has the sticker you have to put on the plate. Sent from my iPhone > On Sep 9, 2020, at 10:37 PM, Buggered Benzmail via Mercedes > wrote: > > I asked my agent to quote me insurance which she did without any specificity > so I need

Re: [MBZ] Insurance on the Vermont tag

2020-09-09 Thread Buggered Benzmail via Mercedes
I asked my agent to quote me insurance which she did without any specificity so I need to get on her tomorrow. Got me wondering if when the insco reports the insurance coverage to the SCDMV if that will trigger something in their system since they won’t have the vehicle record. VT made no

[MBZ] Insurance on the Vermont tag

2020-09-09 Thread Kaleb Striplin via Mercedes
I just added the ML to my USAA insurance and it asked for plate number and state.  Did not give me any issues adding it.  Tomorrow I will go to the tag office and see what sort of trouble they give me on getting it titled here. ___ http://www.okiebenz.com

Re: [MBZ] Insurance

2020-08-25 Thread Andrew Strasfogel via Mercedes
Fijian villagers constructed thatch roofs that looked charming and served their purpose. When someone saved up a little money the thatch would be replaced with a "modern" tin roof, which no doubt saved on maintenance. They failed to anticipate the noise made by coconuts falling on the new roof,

Re: [MBZ] Insurance

2020-08-24 Thread Mitch Haley via Mercedes
On Mon, August 24, 2020 12:45 pm, Dan Penoff via Mercedes wrote: > Material costs are higher. A 'how much should it cost'? Video at Grant's link suggests that 60-70% of the cost is in the installation, and I'm thinking "Why?" They suggest $10/sq ft for a simple job, or $20k for a 2000ft ranch.

Re: [MBZ] Insurance

2020-08-24 Thread Craig via Mercedes
On Mon, 24 Aug 2020 12:20:47 -0400 Allan Streib via Mercedes wrote: > Dan Penoff via Mercedes writes: > > > Never understood the clay tile stuff. > > It looks nice. Ever been to a european village where literally ALL the > roofs are tiled? Very charming. The older buildings at Caltech are

Re: [MBZ] Insurance

2020-08-24 Thread Dan Penoff via Mercedes
Material costs are higher. -D > On Aug 24, 2020, at 12:39 PM, Kaleb Striplin via Mercedes > wrote: > > I would have thought it would be about the same or cheaper due to faster > and/or easier install? > > Sent from my iPhone > >> On Aug 24, 2020, at 11:20 AM, Allan Streib via Mercedes >>

Re: [MBZ] Insurance

2020-08-24 Thread Craig via Mercedes
On Sun, 23 Aug 2020 19:00:57 -0500 OK Don via Mercedes wrote: > [image: Metal Roofs (2).jpg] > > On Sat, Aug 22, 2020 at 11:09 PM Kaleb Striplin via Mercedes < > mercedes@okiebenz.com> wrote: > > > Pics Better pics, like from the ground ... Craig ___

Re: [MBZ] Insurance

2020-08-24 Thread Kaleb Striplin via Mercedes
I would have thought it would be about the same or cheaper due to faster and/or easier install? Sent from my iPhone > On Aug 24, 2020, at 11:20 AM, Allan Streib via Mercedes > wrote: > > What's the reason for the extra cost? > > Nailing down hundreds of little asphalt rectangles takes a

Re: [MBZ] Insurance

2020-08-24 Thread G Mann via Mercedes
Here is a link to a metal roof supply company I have done business with. They operate, I believe, nation wide. If you drill down into the web site, you will find a nice chart that gives the cost range of metal roof material to do various sized homes... Might find it helpful.

Re: [MBZ] Insurance

2020-08-24 Thread Allan Streib via Mercedes
Dan Penoff via Mercedes writes: > Never understood the clay tile stuff. It looks nice. Ever been to a european village where literally ALL the roofs are tiled? Very charming. Allan ___ http://www.okiebenz.com To search list archives

Re: [MBZ] Insurance

2020-08-24 Thread Allan Streib via Mercedes
What's the reason for the extra cost? Nailing down hundreds of little asphalt rectangles takes a fair amount of labor, and some skill/experience to keep everything straight and square. Metal I would think would go on in larger panels and be a faster installation. But maybe more work to fit and

Re: [MBZ] Insurance

2020-08-24 Thread Kaleb Striplin via Mercedes
It’s probably a lost art. Sent from my iPhone > On Aug 24, 2020, at 9:41 AM, Dan Penoff via Mercedes > wrote: > > The Village of Kohler, built around the turn of the last century, has lots > of houses with slate roofs. Many of those are probably approaching 100 years > of age if not

Re: [MBZ] Insurance

2020-08-24 Thread Curt Raymond via Mercedes
Maybe 5-6 years ago there was an article in our local paper about a family that worked on slate roofs. The current owner was 4th or 5th generation. So there's a few but I bet not too many. -Curt On Monday, August 24, 2020, 10:41:44 AM EDT, Dan Penoff via Mercedes wrote: The

Re: [MBZ] Insurance

2020-08-24 Thread Dan Penoff via Mercedes
The Village of Kohler, built around the turn of the last century, has lots of houses with slate roofs. Many of those are probably approaching 100 years of age if not older. When you consider how difficult of an environment Wisconsin is, that speaks for the durability of the material, for sure.

Re: [MBZ] Insurance

2020-08-24 Thread Curt Raymond via Mercedes
Here in old New England we still have some slate roofs around. Those are real honest 100 year roofs. Then with a little maintenance they're good for another 100 years. Back in the '80s a lot of houses converted to asphalt shingles, now I'd bet some of those people are wishing they'd just fixed

Re: [MBZ] Insurance

2020-08-24 Thread Dan Penoff via Mercedes
I’ve seen them done here and they use the continuous roll stuff as well, or precut most of the pieces off site and truck them to the site. Cost is about double that of a composition (shingle) roof from what I’ve heard, however, that pays in the long run between the life of the roof and savings

Re: [MBZ] Insurance

2020-08-24 Thread Curt Raymond via Mercedes
Its the insulation that keeps them quiet. When you get into Maine you see a lot more of them and in Arostook county almost all new roofs are metal. The amish put them on, they show up with the metal in a giant roll like wire for telephone poles comes on and cut to fit so there are no

Re: [MBZ] Insurance

2020-08-23 Thread Craig via Mercedes
On Sun, 23 Aug 2020 08:29:24 -0500 Kaleb Striplin via Mercedes wrote: > Speaking of insurance commercials j have been seeing a lot of USAA > commercials lately. Are they now allowing anyone to join? Otherwise why > would they need to run commercials? I have heard USAA commercials on the radio

Re: [MBZ] Insurance

2020-08-23 Thread Clay via Mercedes
Depends upon what stations you listen to. I found the hard rock and talk stations had USAA and other military support service ads. The nancy pants NPR and sissy stations never had ads supporting the services. When USAA opened it to all service members, the word needed to get out. The

Re: [MBZ] Insurance

2020-08-23 Thread Kaleb Striplin via Mercedes
My credit union used to be for teachers only. I got an account decades ago thru by grandmother. Within the last 10 years they opened it up to anyone who even students who lived in Tulsa county. Later they opened it up to anyone who lives, worships, or goes to school in Tulsa and surrounding

Re: [MBZ] Insurance

2020-08-23 Thread Dan Penoff via Mercedes
My credit union was originally for the teachers and instructional support people of our school district. They’re now the largest credit union in Florida, I believe. We don’t pay fees and have stupid low interest on credit cards, like 6%-8%. Their mortgages are competitive, but like most banks

Re: [MBZ] Insurance

2020-08-23 Thread Dan Penoff via Mercedes
Yup. If I recall the roofer was able to convince the adjuster that more than 50% of the roof had sustained damage from “wind events”. We just had Irma go through a year earlier and we had gusts up to at least 60-70 mph. I think that was the angle he used. -D > On Aug 23, 2020, at 12:41 PM,

Re: [MBZ] Insurance

2020-08-23 Thread Allan Streib via Mercedes
Mitch Haley via Mercedes writes: > Commercials for credit unions and mutual insurance companies are the > first obvious sign that management is running it as a for-profit > business, instead of for the mutual benefit of the member-owners. At > that point, the best you can hope for is

Re: [MBZ] Insurance

2020-08-23 Thread Mitch Haley via Mercedes
I don't know how my parents found them, but an experienced and small company did their roof for less than twice what the shingles would have cost at Home Depot. The owner and his son did all the work. Far better than paying a lot more for a crew of newbie monkeys. That's what I want, two men and

Re: [MBZ] Insurance

2020-08-23 Thread Allan Streib via Mercedes
They really replaced a 20 year old roof without pro-rating it? I would have assumed you'd pay about 2/3 of the replacement cost, if the shingles were the nominal "30 year" grade. Maybe I should have my roof inspected. Allan Dan Penoff via Mercedes writes: > Our roof of nearly 20 years on

Re: [MBZ] Insurance

2020-08-23 Thread Dan Penoff via Mercedes
Around here, as I’m sure is the same case in your area, they troll the neighborhoods after storms to get business. Many of them want to handle the whole insurance claim process, where they get you to sign over everything to them to handle. That’s not necessarily a bad thing, but what can happen

Re: [MBZ] Insurance

2020-08-23 Thread Kaleb Striplin via Mercedes
Also, how to find a good roofer? I see commercials on TV every night for local roofing companies and see them driving around. They all seem be driving very expensive trucks with very expensive wraps. I’m sure they charge a very expensive price. Sent from my iPhone > On Aug 23, 2020, at 9:46

Re: [MBZ] Insurance

2020-08-23 Thread Kaleb Striplin via Mercedes
I probably need to do that. I didn’t know if they did free inspections or not. I do need to do something at this house soon. A few years ago we had some shingles blow off at the peak of the roof. There were left knee shingles in the garage so I replaced them myself. Last week we had a pretty

Re: [MBZ] Insurance

2020-08-23 Thread Dan Penoff via Mercedes
Our roof of nearly 20 years on our previous house was in need of replacement. I got quotes from two different roofing companies in the area, both with good reputations. The first guy came out, climbed on the roof and was up there for about 10 minutes. I asked him if there were any signs of

Re: [MBZ] Insurance

2020-08-23 Thread Mitch Haley via Mercedes
On Sun, August 23, 2020 9:29 am, Kaleb Striplin via Mercedes wrote: > Speaking of insurance commercials j have been seeing a lot of USAA > commercials lately. Are they now allowing anyone to join? Otherwise why > would they need to run commercials? Commercials for credit unions and mutual

Re: [MBZ] Insurance

2020-08-23 Thread Kaleb Striplin via Mercedes
Speaking of insurance and roofs, if I do make a switch, I need to get somebody to inspect both roofs. I suspect one or both of them could have hail damage. When I had a contractor over at the rental he was looking at the roof and mentioned it looked like it might have some hail damage. Might as

Re: [MBZ] Insurance

2020-08-23 Thread Kaleb Striplin via Mercedes
Speaking of insurance commercials j have been seeing a lot of USAA commercials lately. Are they now allowing anyone to join? Otherwise why would they need to run commercials? Sent from my iPhone > On Aug 23, 2020, at 7:06 AM, Dan Penoff via Mercedes > wrote: > > A coworker has a new house

Re: [MBZ] Insurance

2020-08-23 Thread Dan Penoff via Mercedes
A coworker has a new house that was built just a couple years ago with a metal roof. As Don described, with the roofing felt and underlayment it’s no louder that a composite shingle roof, according to them. Liberty is too busy dealing with that emu to settle claims, I suspect. -D > On Aug 23,

Re: [MBZ] Insurance

2020-08-22 Thread Allan Streib via Mercedes
I think anyone's experience with an insurer as an opposing party is going to be different from their experience as the insured. The one time I had to deal with a claim against someone who hit me, it was fortuanately not too bad but I definitely had to "keep the ball moving" with phone calls,

Re: [MBZ] Insurance

2020-08-22 Thread Craig via Mercedes
On Sat, 22 Aug 2020 19:49:57 -0800 Clay via Mercedes wrote: > I lived in a home with metal roof back in the day. Analog home without > all the fancy insulation, so maybe today it is less loud. Hardy rain > shower would create enough sussurus you were not able to carry on a > conversation. I

Re: [MBZ] Insurance

2020-08-22 Thread Craig via Mercedes
On Sat, 22 Aug 2020 21:26:32 -0400 Allan Streib via Mercedes wrote: > I really like that look but the cost of real tile is quite a lot and I'm > not sure if a normal truss roof would take the weight if it wasn't built > for that originally. A normal truss will NOT take the weight if it was not

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
Pics Sent from my iPhone > On Aug 22, 2020, at 10:29 PM, OK Don via Mercedes > wrote: > > IIRC, the cost for the bottom end metal is about the same as composite. The > fancier stuff costs more. > No, they are no noisier than the old roof - it is metal laid on felt that > is on wood - no

Re: [MBZ] Insurance

2020-08-22 Thread Clay via Mercedes
I lived in a home with metal roof back in the day. Analog home without all the fancy insulation, so maybe today it is less loud. Hardy rain shower would create enough sussurus you were not able to carry on a conversation. Tropical showers, so over pretty swiftly. Midnight rain did startle

Re: [MBZ] Insurance

2020-08-22 Thread Clay via Mercedes
My dealings with the Liberty Mutual family have been horrid. I have USAA and end up so frustrated dealing with LM as opposing party that I take the ding and file a claim. Last event with liberty had the state insurance commissioner involved after filing complaints. They actively ignore

Re: [MBZ] Insurance

2020-08-22 Thread OK Don via Mercedes
IIRC, the cost for the bottom end metal is about the same as composite. The fancier stuff costs more. No, they are no noisier than the old roof - it is metal laid on felt that is on wood - no room to tinpan. If you agree to forgo cosmetic damage claims, you get a sizable reduction in insurance

Re: [MBZ] Insurance

2020-08-22 Thread Karl Wittnebel via Mercedes
A lot more expensive but they last 50 years depending upon how much hail you typically get in your area. On Sat, Aug 22, 2020, 6:53 PM Kaleb Striplin via Mercedes < mercedes@okiebenz.com> wrote: > OK Don did I remember correctly you said earlier you got a metal roof? > What was the difference in

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
OK Don did I remember correctly you said earlier you got a metal roof? What was the difference in cost between a regular roof? Sent from my iPhone > On Aug 22, 2020, at 8:48 PM, Dwight Giles wrote: > >  > Yes,might be snow or just tradition or even building codes here. > > Dwight Giles Jr.

Re: [MBZ] Insurance

2020-08-22 Thread Dwight Giles via Mercedes
Yes,might be snow or just tradition or even building codes here. Dwight Giles Jr. Wickford RI On Sat, Aug 22, 2020, 9:41 PM Kaleb Striplin via Mercedes < mercedes@okiebenz.com> wrote: > I have no experience with them but they seem to be quite popular here. > > Sent from my iPhone > > > On Aug

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
I have no experience with them but they seem to be quite popular here. Sent from my iPhone > On Aug 22, 2020, at 8:33 PM, Dwight Giles via Mercedes > wrote: > > Aren't metal roofs,noisy? We don't see them on houses here on New England. > Only garages. > > Dwight Giles Jr. > Wickford RI >

Re: [MBZ] Insurance

2020-08-22 Thread Dwight Giles via Mercedes
Aren't metal roofs,noisy? We don't see them on houses here on New England. Only garages. Dwight Giles Jr. Wickford RI On Sat, Aug 22, 2020, 9:27 PM Allan Streib via Mercedes < mercedes@okiebenz.com> wrote: > How do you like the metal roofs? > > I have been thinking about doing that when my

Re: [MBZ] Insurance

2020-08-22 Thread Allan Streib via Mercedes
How do you like the metal roofs? I have been thinking about doing that when my asphalt shingle roof needs replacing (soon, it's 22 years old, and I've already had to patch a leak around a skylight in the living room). But some of the installations I've seen look cheap and "industrial" for want of

Re: [MBZ] Insurance

2020-08-22 Thread Dan Penoff via Mercedes
Yeah, I can’t see that being an issue. Metal roofs are common here and are pretty much rated for 50-100 years. A metal roof will make for a pretty substantial discount on homeowner’s insurance here, too. -D > On Aug 22, 2020, at 4:34 PM, OK Don via Mercedes > wrote: > > The little rubber

Re: [MBZ] Insurance

2020-08-22 Thread OK Don via Mercedes
The little rubber seals are covered by metal washers now - at least mine are. I'm sure the quality varies by manufacturer and installer. Ours has been on seven years now and no issues. On Sat, Aug 22, 2020 at 3:31 PM Kaleb Striplin via Mercedes < mercedes@okiebenz.com> wrote: > I have thought

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
I have thought about putting a metal roof on the house. Somebody told me that the sun dries out the little rubber seals on the screws and they leak after a while and you don’t even know it. Sent from my iPhone > On Aug 22, 2020, at 3:22 PM, OK Don via Mercedes > wrote: > > Our homeowner's

Re: [MBZ] Insurance

2020-08-22 Thread OK Don via Mercedes
Our homeowner's insurance includes the house, detached garage, well house, guest house (was a shop), and hangar. When I called to report a roof leak that was staining the ceiling in the bedroom a couple of months after a hailstorm, State Farm sent an appraiser who inspected everything, all the

Re: [MBZ] Insurance

2020-08-22 Thread Allan Streib via Mercedes
Mitch Haley via Mercedes writes: > I thought TN was one of the states where you're required to post a > bond with the state if you don't want to buy insurance. But my 20 year > old memory is hazy, and laws change. Indiana used to be that way. I am pretty sure that insurance is now the only

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
One problem is we have route and box numbers so most of the online quote tools don’t find our house. Some of them just won’t proceed others we enter things in manually. I wonder if the age of the house showing built in 75 makes a difference versus the other house which is 2004 built. Sent

Re: [MBZ] Insurance

2020-08-22 Thread Dan Penoff via Mercedes
I suspect they’re looking at your county appraiser’s records to get things like age, square footage, etc. It’s entirely possible they’re including the cost of your outbuilding, too. That or there could be mistakes in your property appraiser’s records - always good to check every year or two. I

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
No they don’t care as long as they get paid off. These insurance companies plug in some sort of number they claim is the cost to rebuilt the house based one some sort of calculation they come up with. Sent from my iPhone > On Aug 22, 2020, at 11:27 AM, Craig via Mercedes > wrote: > > On

Re: [MBZ] Insurance

2020-08-22 Thread Mitch Haley via Mercedes
On Sat, August 22, 2020 12:34 pm, Craig via Mercedes wrote: > When we were rear-ended in North Carolina by a fellow from Tennessee, our > uninsured motorist coverage covered the expenses. The agent told me > Tennessee does not require people to have insurance. I thought TN was one of the

Re: [MBZ] Insurance

2020-08-22 Thread Craig via Mercedes
On Sat, 22 Aug 2020 10:22:10 -0400 Dan Penoff via Mercedes wrote: > The other biggie here is uninsured motorist coverage. Because there are > so many transitional people down here, a lot of people coming into the > state with limited means won’t get insurance. As long as they don’t > register or

Re: [MBZ] Insurance

2020-08-22 Thread Craig via Mercedes
On Fri, 21 Aug 2020 22:12:58 -0500 Kaleb Striplin via Mercedes wrote: > I ran a couple of online quotes and cheapest I came up with so far was > Liberty Mutual.  It was around $600-$1k cheaper depending on > deductible.  I have not tried State Farm yet.  The problem is USAA and > all these

Re: [MBZ] Insurance

2020-08-22 Thread Craig via Mercedes
On Sat, 22 Aug 2020 10:33:28 -0400 Dan Penoff via Mercedes wrote: > I was of the understanding that USAA, which used to be exclusive to > military folks and their offspring, have somehow broadened the pool of > people they cover, thereby diluting the original group that was covered > at far

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
I was eligible from my mother who was eligible from my grandfather who died many years ago. Sent from my iPhone > On Aug 22, 2020, at 9:39 AM, Mitch Haley via Mercedes > wrote: > > Most of that stuff was for active military, retired military (my dad was > four years and out, so he could

Re: [MBZ] Insurance

2020-08-22 Thread Mitch Haley via Mercedes
Most of that stuff was for active military, retired military (my dad was four years and out, so he could have joined in the 1950s but not now), and immediate family members of existing customers. On Sat, August 22, 2020 10:33 am, Dan Penoff via Mercedes wrote: > > I tried getting coverage through

Re: [MBZ] Insurance

2020-08-22 Thread Dan Penoff via Mercedes
I was of the understanding that USAA, which used to be exclusive to military folks and their offspring, have somehow broadened the pool of people they cover, thereby diluting the original group that was covered at far lower cost. I tried getting coverage through them years ago based on my Dad’s

Re: [MBZ] Insurance

2020-08-22 Thread Mitch Haley via Mercedes
On Sat, August 22, 2020 10:22 am, Dan Penoff via Mercedes wrote: > You guys needed it. I was telling someone from your neighborhood a few > months ago what a huge expense insurance was here compared to the > Midwest, and they enlightened me as to Michigan’s outrageous insurance > costs. One of

Re: [MBZ] Insurance

2020-08-22 Thread Mitch Haley via Mercedes
On Fri, August 21, 2020 10:31 pm, Kaleb Striplin via Mercedes wrote: > I had family members who owned a Farmers agency and they even told me > they couldn't come close to USAA. That was years ago though. Yeah, the old military stuff that used to be bargains, like USAA insurance and Pentagon

Re: [MBZ] Insurance

2020-08-22 Thread Dan Penoff via Mercedes
You guys needed it. I was telling someone from your neighborhood a few months ago what a huge expense insurance was here compared to the Midwest, and they enlightened me as to Michigan’s outrageous insurance costs. One of the most expensive states in the nation for insurance, I believe. We

Re: [MBZ] Insurance

2020-08-22 Thread Mitch Haley via Mercedes
On Sat, August 22, 2020 8:40 am, Dan Penoff via Mercedes wrote: > We're not as bad as Michigan (sorry, Mitch!) Our 'insurance reform' took effect last month. I meant to contact my agent and see what would happen if I redid my policy under the new rules, but life gets in the way, along with my

Re: [MBZ] Insurance

2020-08-22 Thread Dan Penoff via Mercedes
That or find an independent agent. They can shop around for the best deal. My Allstate guy writes homeowners policies with a bunch of different companies, as Allstate, like most of the major insurers, don’t directly write policies in Florida because of loss potential. However, they have to

Re: [MBZ] Insurance

2020-08-22 Thread Dimitri Seretakis via Mercedes
Even $3300 is a rip off with a 275K replacement cost. My house replacement cost is over 700K and I pay around 3K with Liberty Mutual. I will eventually switch to State Farm which will be around 2K. Sent from my iPhone > On Aug 22, 2020, at 9:26 AM, Kaleb Striplin via Mercedes > wrote: > >

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
Damn. But our car insurance it a lot cheaper. I think what I might do is do some pricing online then actually go to an agent and see what they can do for everything. Sent from my iPhone > On Aug 22, 2020, at 8:33 AM, Dan Penoff via Mercedes > wrote: > > Beats me. Down here a lot of the

Re: [MBZ] Insurance

2020-08-22 Thread Dan Penoff via Mercedes
Beats me. Down here a lot of the cost is related to the type and age of construction. For example, replacing a roof and bringing it up to current code made a $400 reduction in premiums at my former house. I think the insurance was around $1800 and dropped to $1400 when we replaced the roof. -D

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
That is amazing you would think home insurance would be way more expensive there. The currently policy with USAA is $3300 with a $2500 deductible and they are valuing house at $275k. Replacement cost anyway. When it renewed next month it looks like it’s going up to about $4300. 5 years ago it

Re: [MBZ] Insurance

2020-08-22 Thread Kaleb Striplin via Mercedes
The strange part is the rental would probably appraise more than this house even with the land and yet they are charging nearly double. Sent from my iPhone > On Aug 22, 2020, at 12:19 AM, G Mann via Mercedes > wrote: > > Your house is in tornado alley and now, also earthquake central...

Re: [MBZ] Insurance

2020-08-22 Thread Dan Penoff via Mercedes
I can’t compare home insurance here because of the hurricane stuff, but to give you an idea of scale, I’ve got a 2500 SF 20 year old home with a three car garage and pool, and I pay $1600/year. That’s with a $500 deductible except for hurricane (wind) damage, which has a $5000 deductible, I

Re: [MBZ] Insurance

2020-08-22 Thread Dimitri Seretakis via Mercedes
I have houses insured with State Farm and Liberty Mutual. State Farm is cheaper and easier to deal with but I never had a claim with either so I can’t speak for which company is actually better. Sent from my iPhone > On Aug 21, 2020, at 11:13 PM, Kaleb Striplin via Mercedes > wrote: > > I

Re: [MBZ] Insurance

2020-08-21 Thread G Mann via Mercedes
Your house is in tornado alley and now, also earthquake central... USAA is hedging their bets, looks like. Give State Farm a try for a quote... They gave me a great deal that combined house and car insurance. House is $1,300 and change, and a low use Mercedes for $46 each 6 months. Previous

Re: [MBZ] Insurance

2020-08-21 Thread Kaleb Striplin via Mercedes
I might have to look into State Farm.  Just did an online quote and it ranged from a LOT cheaper to a little cheaper depending on deductible.  With about the same deductible we have now its about $1200 a year cheaper.  With a much lower deductible its about $1k per year cheaper.  I need to

Re: [MBZ] Insurance

2020-08-21 Thread Kaleb Striplin via Mercedes
I ran a couple of online quotes and cheapest I came up with so far was Liberty Mutual.  It was around $600-$1k cheaper depending on deductible.  I have not tried State Farm yet.  The problem is USAA and all these others put a rebuild value WAY higher than what we paid and what I figure the

Re: [MBZ] Insurance

2020-08-21 Thread Dimitri Seretakis via Mercedes
4K is outrageous. Try State Farm. Sent from my iPhone > On Aug 21, 2020, at 10:08 PM, Kaleb Striplin via Mercedes > wrote: > > I have all of my insurance thru USAA, 2 houses, 4-5 cars etc. The insurance > for our primary house is escrowed and I have not checked on it in a while. > At one

Re: [MBZ] Insurance

2020-08-21 Thread Kaleb Striplin via Mercedes
I had family members who owned a Farmers agency and they even told me they couldn't come close to USAA. That was years ago though. On 8/21/2020 9:21 PM, Craig via Mercedes wrote: On Fri, 21 Aug 2020 21:08:46 -0500 Kaleb Striplin via Mercedes wrote: I always thought USAA was the cheapest as

Re: [MBZ] Insurance

2020-08-21 Thread Kaleb Striplin via Mercedes
10:09 PM To: Dan Penoff via Mercedes Cc: Kaleb Striplin Subject: [MBZ] Insurance I have all of my insurance thru USAA, 2 houses, 4-5 cars etc. The insurance for our primary house is escrowed and I have not checked on it in a while. At one point both houses were around the same amount per year

Re: [MBZ] Insurance

2020-08-21 Thread Craig via Mercedes
On Fri, 21 Aug 2020 21:08:46 -0500 Kaleb Striplin via Mercedes wrote: > I always thought USAA was the cheapest as well as the best. In 1981, I had an insurance agent ask me who I was insured with, wanting to gain my business. When I replied, "USAA," he said, "I can't beat them." Unfortunately,

Re: [MBZ] Insurance

2020-08-21 Thread Scott Ritchey via Mercedes
I would call USAA first and ask why the increase. > -Original Message- > From: Mercedes [mailto:mercedes-boun...@okiebenz.com] On Behalf Of > Kaleb Striplin via Mercedes > Sent: Friday, August 21, 2020 10:09 PM > To: Dan Penoff via Mercedes > Cc: Kaleb Stripli

[MBZ] Insurance

2020-08-21 Thread Kaleb Striplin via Mercedes
I have all of my insurance thru USAA, 2 houses, 4-5 cars etc. The insurance for our primary house is escrowed and I have not checked on it in a while.  At one point both houses were around the same amount per year, low to mid $2k range.  I just checked the policy online and was shocked I am

Re: [MBZ] Insurance SL600

2018-12-01 Thread Floyd Thursby via Mercedes
They said where I live I need to have it in a garage.  Maybe close to the coast, or in the woods, they probably looked on the googs for a pic of the property or something.  I can organize it --FT On 11/30/18 5:54 PM, Dan Penoff via Mercedes wrote: The car has to be stored inside, which is a

Re: [MBZ] Insurance SL600

2018-12-01 Thread Andrew Strasfogel via Mercedes
For years I insured my 111 coupe with American Collectors insurance in New Jersey. No red tape, low rates, and total satisfaction. Of course, I never filed claim either ;) On Dec 1, 2018 8:03 AM, "Dan Penoff via Mercedes" wrote: > I would also say that Hagerty has never made any effort to get

Re: [MBZ] Insurance SL600

2018-12-01 Thread Dan Penoff via Mercedes
I would also say that Hagerty has never made any effort to get mileage on the cars, either. -D > On Dec 1, 2018, at 7:54 AM, Karl Wittnebel via Mercedes > wrote: > > X2 > > On Fri, Nov 30, 2018, 3:17 PM Dan Penoff via Mercedes wrote: > >> I would agree. I am not advocating that anyone do

Re: [MBZ] Insurance SL600

2018-12-01 Thread Karl Wittnebel via Mercedes
X2 On Fri, Nov 30, 2018, 3:17 PM Dan Penoff via Mercedes I would agree. I am not advocating that anyone do such a thing. I’m just > saying that in the four policies I’ve had with Hagerty, they have never > made any effort to establish that I do, in fact, have a garage and store my > cars in

Re: [MBZ] Insurance SL600

2018-11-30 Thread Curley McLain via Mercedes
Good info! Thanks! and good for you! Floyd Thursby via Mercedes November 30, 2018 at 3:14 PM I tried to check with my insurance agent on getting a reduced rate on my cars since I only drive one at a time, no response. I checked with Hagerty for the new SL600

Re: [MBZ] Insurance SL600

2018-11-30 Thread clay monroe via Mercedes
My photo was of the car in front of the garage it was to live in. SWMBA had an earthquake this morning. No worthwhile damage. My garage is not stick built like hers. It is below grade stone and cement. Might squish a car with a strong enough tremor. clay monroe redgh...@comcast.net >

Re: [MBZ] Insurance SL600

2018-11-30 Thread archer75--- via Mercedes
A similar insuror (I forget its name) required a picture of the car in the garage. Gerry On Fri, 30 Nov 2018 16:48:55 -0500 Dan Penoff via Mercedes wrote: > Are you sure that was a “picture of the car in your garage”? > > I’ve had a number of Hagerty policies, and while they usually want a >

Re: [MBZ] Insurance SL600

2018-11-30 Thread Dan Penoff via Mercedes
I would agree. I am not advocating that anyone do such a thing. I’m just saying that in the four policies I’ve had with Hagerty, they have never made any effort to establish that I do, in fact, have a garage and store my cars in it. Which I do. -D > On Nov 30, 2018, at 6:11 PM, Randy

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