The BMW UUC Digest Volume 2 : Issue 812 : "text" Format Messages in this Issue: <OT>Allstate insurance Re: <OT>Allstate insurance Re: <OT>Allstate insurance Re: <OT>Allstate insurance Re: <OT>Allstate insurance Re: <OT>Allstate insurance Re: <OT>Allstate insurance Re: <OT>Allstate insurance <e39> AC condensate not leaving the car UUC TME red's torque specs? <E30> brake light problem Re: <E30> brake light problem Re: <E30> brake light problem - fixed Clutch Stop Woes
---------------------------------------------------------------------- Date: Sat, 24 Sep 2005 08:45:11 -0500 From: "Marc Plante" <[EMAIL PROTECTED]> To: [email protected] Subject: <OT>Allstate insurance Message-ID: <[EMAIL PROTECTED]> After being with State farm since 1987, I'm on the verge of moving my auto and homeowners insurance to Allstate, and I wanted a quick sanity check before moving. The reason I'm moving is simple economics...$1400/yr in premiums for a house a 1997 BMW M3 and a 2002 Audi Allroad with two adult (late 30s early 40s) drivers. While probing into the pricing differences, my wife uncovered an interesting tidbit...my rates with State Farm are apparently still impacted by an accident I had back in 1995. I didn't realize that it took 10 years to wipe an accident off of the books (No tickets or accidents since). Another close follower in our comparison was the insurance offered by Costco, though I'm a bit more comfortable (familiar?) with the Allstate brand. Any major condemnations of Allstate before I pull the trigger? Looking for structural items that I need to worry about...non tolerance of the M being on the track for DEs, bad responses to claims in terms of conservative claim treatment or aggressive rate adjustments afterwards... Thanks Marc Plante 1997 E36 M3/4 67k 2005 Child (On Order) ------------------------------ Date: Sat, 24 Sep 2005 09:57:12 -0400 From: Martin Bullen <[EMAIL PROTECTED]> To: "Marc Plante" <[EMAIL PROTECTED]> Cc: [email protected] Subject: Re: <OT>Allstate insurance Message-ID: <[EMAIL PROTECTED]> Marc, I've heard, although have not verified, that Allstate excludes coverage for track events. Ask for a copy of the policy to confirm before pulling the trigger. Martin Bullen '95 M3 '97 Z3 2.8 On Sep 24, 2005, at 9:45 AM, Marc Plante wrote: > After being with State farm since 1987, I'm on the verge of moving my > auto and homeowners insurance to Allstate, and I wanted a quick sanity > check before moving. The reason I'm moving is simple > economics...$1400/yr in premiums for a house a 1997 BMW M3 and a 2002 > Audi Allroad with two adult (late 30s early 40s) drivers. While > probing into the pricing differences, my wife uncovered an interesting > tidbit...my rates with State Farm are apparently still impacted by an > accident I had back in 1995. I didn't realize that it took 10 years > to wipe an accident off of the books (No tickets or accidents since). > > Another close follower in our comparison was the insurance offered by > Costco, though I'm a bit more comfortable (familiar?) with the > Allstate brand. > > Any major condemnations of Allstate before I pull the trigger? Looking > for structural items that I need to worry about...non tolerance of the > M being on the track for DEs, bad responses to claims in terms of > conservative claim treatment or aggressive rate adjustments > afterwards... > > Thanks > > Marc Plante > 1997 E36 M3/4 67k > 2005 Child (On Order) > > > > > Search the > ARCHIVES:http://www.mail-archive.com/[email protected] > > > _______________________________________________________________________ > ___ > In memory of Michel Potheau - friend, enthusiast, founder of the BMW > CCA. > > UUC Motorwerks - BMW Performance Fine-tuning and home of the Ultimate > Short Shifter - accept no substitutes! > 908-874-9092 . http://www.uucmotorwerks.com > ------------------------------ Date: Sat, 24 Sep 2005 08:01:16 -0700 From: Brian Ghidinelli <[EMAIL PROTECTED]> To: Marc Plante <[EMAIL PROTECTED]>, UUC Digest <[email protected]> Subject: Re: <OT>Allstate insurance Message-ID: <[EMAIL PROTECTED]> Marc Plante wrote: > Any major condemnations of Allstate before I pull the trigger? > Looking for structural items that I need to worry about...non tolerance of > the M > being on the track for DEs, bad responses to claims in terms of > conservative claim treatment or aggressive rate adjustments afterwards... Allstate does not cover on track incidents. They changed their policy about 3 years ago (while I was with them). In fact, they don't even cover accidents that happen *on the premises* of a racetrack. So if you go to your favorite professional auto race and someone hits your car, technically they can deny your claim. <sarcasm>Sure sounds like they care about their customers!</sarcasm> Take a look at Wawanesa; they don't do motorcycles (I use State Farm for that and my race trailer insurance) but they have been a pleasure to work with otherwise and were very competitive on price. They may not service all 50 states though. Cheers, Brian -- Brian Ghidinelli > http://www.MotorsportReg.com MotorsportReg.com processes online registration and payment for your track, autocross and social events ------------------------------ Date: Sat, 24 Sep 2005 10:26:32 -0400 From: "Gary Derian" <[EMAIL PROTECTED]> To: "Marc Plante" <[EMAIL PROTECTED]>, <[email protected]> Subject: Re: <OT>Allstate insurance Message-ID: <[EMAIL PROTECTED]> If you ask enough people, you will get a horror story about every insurance company. State Farm is one of the better ones. Perhaps calling your agent and asking about the rate may help. Plus it is a small advantage to be with one company for a longer time. Gary Derian > After being with State farm since 1987, I'm on the verge of moving my auto > and homeowners insurance to Allstate, and I wanted a quick sanity check > before moving. The reason I'm moving is simple economics...$1400/yr in > premiums for a house a 1997 BMW M3 and a 2002 Audi Allroad with two adult > (late 30s early 40s) drivers. While probing into the pricing differences, > my wife uncovered an interesting tidbit...my rates with State Farm are > apparently still impacted by an accident I had back in 1995. I didn't > realize that it took 10 years to wipe an accident off of the books (No > tickets or accidents since). > > Another close follower in our comparison was the insurance offered by > Costco, though I'm a bit more comfortable (familiar?) with the Allstate > brand. > > Any major condemnations of Allstate before I pull the trigger? Looking for > structural items that I need to worry about...non tolerance of the M being > on the track for DEs, bad responses to claims in terms of conservative > claim treatment or aggressive rate adjustments afterwards... > > Thanks > > Marc Plante > 1997 E36 M3/4 67k > 2005 Child (On Order) > > > > > Search the ARCHIVES:http://www.mail-archive.com/[email protected] > > > __________________________________________________________________________ > In memory of Michel Potheau - friend, enthusiast, founder of the BMW CCA. > > UUC Motorwerks - BMW Performance Fine-tuning and home of the Ultimate > Short Shifter - accept no substitutes! > 908-874-9092 . http://www.uucmotorwerks.com > ------------------------------ Date: Sat, 24 Sep 2005 18:11:10 -0500 From: "[EMAIL PROTECTED]" <[EMAIL PROTECTED]> To: <[email protected]> Subject: Re: <OT>Allstate insurance Message-ID: <[EMAIL PROTECTED]> ----- Original Message ----- From: "Gary Derian" <[EMAIL PROTECTED]> To: "Marc Plante" <[EMAIL PROTECTED]>; <[email protected]> Sent: Saturday, September 24, 2005 9:26 AM Subject: Re: [UUC] <OT>Allstate insurance > If you ask enough people, you will get a horror story about every > insurance > company. I agree. Isn't that pretty pathetic? Jon ______________________________________________ Jon Siccardi - DM #052 TreehouseRacing.com M50conversion.com 615.333.9118 ______________________________________________ ------------------------------ Date: Sat, 24 Sep 2005 18:01:54 -0500 From: Jamie Howton <[EMAIL PROTECTED]> To: Marc Plante <[EMAIL PROTECTED]> Cc: [email protected] Subject: Re: <OT>Allstate insurance Message-ID: <[EMAIL PROTECTED]> I have been insured with Allstate for 15 years and all in all I am very pleased. The rates are lower than I have found anywhere and they have been fantastic to deal with in three major claims. I totalled a Porsche 928 S4 on the highway, totally my fault and they covered me (negotiated value which was more than I paid for the car) and the premium went up nominally. They specifically exclude any claims ocurring at any racetrack which I think is a little draconian, however expecting any insurance company to cover possible damage at Driver's Ed events I think is wrong; unless you specifically state that that's what you are going to be doing with your car before they write the policy. They do not consider the additional risk of you driving on the track when they calculate your premiums so why _should_ they cover you? BTW, I don't work for an insurance company and I have done 18 track days so far this year including Friday and today at Road America, tomorrow too... -- Jamie Howton 2000 M5 1995 M3 Hampshire, IL ------------------------------ Date: Sat, 24 Sep 2005 22:17:48 -0400 From: "Rich Dorffer" <[EMAIL PROTECTED]> To: <[email protected]> Subject: Re: <OT>Allstate insurance Message-ID: <[EMAIL PROTECTED]> > They specifically exclude any claims ocurring at any racetrack which I > think is a little draconian, however expecting any insurance company > to cover possible damage at Driver's Ed events I think is wrong; > unless you specifically state that that's what you are going to be > doing with your car before they write the policy. They do not > consider the additional risk of you driving on the track when they > calculate your premiums so why _should_ they cover you? Additional risk? What additional risk? It is a controlled environment of vehicles all traveling in the same direction, well maintained cars, in car instruction, no cell phones, eating while driving, corner workers, etc. It truly should be lower risk. :-) Later, Rich - going to Allstate with all of my insurance in one week. ------------------------------ Date: Sat, 24 Sep 2005 23:06:52 -0500 From: Jamie Howton <[EMAIL PROTECTED]> To: [EMAIL PROTECTED] Cc: [email protected] Subject: Re: <OT>Allstate insurance Message-ID: <[EMAIL PROTECTED]> > Additional risk? What additional risk? It is a controlled environment of > vehicles all traveling in the same direction, well maintained cars, in car > instruction, no cell phones, eating while driving, corner workers, etc. > > It truly should be lower risk. HaHaHaHa. I am writing this from my laptop in a hotel room in Plymouth Wisonsin, I spent the last two days tear-assing around Road America -- I'll be back there tomorrow. I hit 130 MPH approximately 55 times today and then braked at the limit of my tires adhesion before entering turns 1 and 12. 100 MPH through the kink coming within inches of the rumble strip at turn-in and apex with only six feet of grass between the car and the concrete at track-out; I don't think that's what the underwriters had in mind when the wrote my policy (Comprehensive, $1K deductible for ~$600/Year). BTW, today was my 18th track day this year and I am having a blast. The only fly in this weekend's ointment is the 90% chance of rain tomorrow, at least I have a set of S-03's with me. -- Jamie Howton 2000 M5 1995 M3 Hampshire, IL ------------------------------ Date: Sat, 24 Sep 2005 07:39:18 -0700 From: John Bolhuis <[EMAIL PROTECTED]> To: [email protected] Subject: <e39> AC condensate not leaving the car Message-ID: <[EMAIL PROTECTED]> Good thing about moving to more humid climate: AC seems soo much more effective on those hot days. Bad thing about moving to more humid climate: More water condenses inside the system. I've got a fishtank in the center console of my '99 528. With the fan on, it gurgles nicely. (this is not helpful if you need to pee, btw) Heavy acceleration, even in this car, can release a cup of water onto the carpet through the rear vents. While this makes me laugh, the wife is not as amused. I have located a pair of condensate drain tubes that emerge near the transmission and terminate near the rear tranny support. They are clear as far as I can tell. Probing with wire and blowing with compressed air released no gunk that I could see. Any suggestions on how to resolve this? My Bentley manuals are packed up in a box somewhere under a pile of other boxes. thanks! -- "It is an honor to be Cookie Monster." -Sesame Street spokeswoman Audrey Shapiro ------------------------------ Date: Sat, 24 Sep 2005 11:35:31 -0700 (PDT) From: Vern Anderson <[EMAIL PROTECTED]> To: [EMAIL PROTECTED], [email protected] Subject: UUC TME red's torque specs? Message-ID: <[EMAIL PROTECTED]> Anyone know the UUC TME torque specs for the red's? They arrived yesterday but upon opening them up this morning, there are no instructions, nothing. My other set of red's disintegrated in about 4 months, perhaps I had too much torque, and I don't want to make that mistake again. Thanks! Vern ------------------------------ Date: Sat, 24 Sep 2005 19:25:11 -0500 From: Clarence <[EMAIL PROTECTED]> To: UUC Digest <[email protected]> Subject: <E30> brake light problem Message-ID: <[EMAIL PROTECTED]> Car is '87 325iS. On the way to track this morning I saw that the brake lights come on whenever the clutch is depressed. That's the problem. I've wiggled the wires around the switches at the brake and clutch pedal (even installed a new brake light switch b/c the old one was beginning to hang) w/no change. What could be causing this? It's certainly got to cause confusion for people behind me to see brake lights every time I shift. TIA Clarence West Bend, WI - going back to Road America early tomorrow ------------------------------ Date: Sat, 24 Sep 2005 21:49:30 -0400 From: "KMS- Brett Anderson" <[EMAIL PROTECTED]> To: "UUC Digest" <[email protected]> Subject: Re: <E30> brake light problem Message-ID: <[EMAIL PROTECTED]> Clutch pedal has worn through misrouted brake light switch wires? That's about the only way I could think of this scenario working. Clutch pedal has a switch for the cruise, it has no relation to the brake lights other than the cruise control unit....Oh, there's a thought. Cruise control unit is full of water? Causing a short to the brake light circuit? Cruise control unit is below the left front kick speaker. Brett Anderson KMS - Koala Motorsport www.bmwdiffs.com 440 564 7574 9988 Kinsman Rd Novelty, OH 44072 (Near Cleveland) > -----Original Message----- > Car is '87 325iS. On the way to track this morning I saw that the brake > lights come on whenever the clutch is depressed. That's the problem. > > I've wiggled the wires around the switches at the brake and clutch pedal > (even installed a new brake light switch b/c the old one was beginning > to hang) w/no change. > > What could be causing this? ------------------------------ Date: Sat, 24 Sep 2005 21:55:35 -0500 From: Clarence <[EMAIL PROTECTED]> To: KMS- Brett Anderson <[EMAIL PROTECTED]> Cc: UUC Digest <[email protected]> Subject: Re: <E30> brake light problem - fixed Message-ID: <[EMAIL PROTECTED]> Thanks for the prompt reply. After thinking and thinking and thinking it occurred to me that I've previously had a problem w/the brake light staying on, but never any issue related to the clutch pedal. Turns out the bracket to which the brake light and switch for the cruise is attached became loose and misaligned. A wrench, a gentle push, and Clarence is feeling good again, ready for track tomorrow. Clarence West Bend, WI KMS- Brett Anderson wrote: > Clutch pedal has worn through misrouted brake light switch wires? > > That's about the only way I could think of this scenario working. Clutch > pedal has a switch for the cruise, it has no relation to the brake lights > other than the cruise control unit....Oh, there's a thought. Cruise control > unit is full of water? Causing a short to the brake light circuit? > > Cruise control unit is below the left front kick speaker. > > > > Brett Anderson > KMS - Koala Motorsport > www.bmwdiffs.com > 440 564 7574 > 9988 Kinsman Rd > Novelty, OH 44072 > (Near Cleveland) > > > > >>-----Original Message----- >>Car is '87 325iS. On the way to track this morning I saw that the brake >>lights come on whenever the clutch is depressed. That's the problem. >> >>I've wiggled the wires around the switches at the brake and clutch pedal >>(even installed a new brake light switch b/c the old one was beginning >>to hang) w/no change. >> >>What could be causing this? ------------------------------ Date: Sat, 24 Sep 2005 21:09:06 -0500 From: Rob Norwalk <[EMAIL PROTECTED]> To: UUC Digest <[email protected]> Subject: Clutch Stop Woes Message-ID: <[EMAIL PROTECTED]> Try again...not luck the first time.... Went to put my adjustable clutch stop on a 2002 330i that used to be on a 2001 330i. Common issue: when the clutch stop is adjusted where I want it, the car starter won't energize due to the safety switch on the clutch pedal. On the 2001, there were two plunger switches on the clutch pedal arm, one for the starter and one for the cruise disengage, and I just tie wrapped the starter plunder down and all was fine. On the 2002, the assembly has been updated, and I can't find anything to allow me shorten the throw and still get the car to start. Anybody else successfully dealt with this? Thanks, Rob Norwalk 2002 330i ------------------------------ End of [bmwuucdigest] digest(14 messages) **********
